March 13, 2026
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Best Asset Finance Lenders for the Logistics Industry

Discover the best asset finance lenders for the logistics sector in the UK. Learn how to secure flexible funding solutions for your transport and freight business.
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Best Asset Finance Lenders for the Logistics Industry
James Laden
Co-founder and CEO

8 years of experience working with major financial companies in the UK, and now focuses on making business funding simpler for SMEs through a faster, technology-led application journey.

Best Asset Finance Lenders for the Logistics Industry

For UK franchise buyers and operators, this guide compares loan periods and amounts, APRs, and terms across leading providers, with a focus on eligibility and fit. Amounts that could not be verified are left blank, prices accurate as of 2026-03-13.

1. Funding Agent

Funding Agent focuses on providing UK SMEs with rapid access to various business finance options through a streamlined application process. It is suitable for franchise buyers and SMEs needing flexible repayment types with minimal collateral. The provider offers transparent eligibility checks and a broad range of loan terms to suit different business needs.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £1,000,000
  • Min APR: 4%
  • Max APR: 20%
  • Loan Duration: 3–60 months ⌛

Services & Industries

  • Finance Types: Unsecured business loans, MCA Loans, Working capital
  • Industries: UK SME's

Pros

  • fastest and easiest application process
  • No collateral required

Cons

  • lower track record, only trading 1 year

Sources: Funding Agent

2. Paragon Bank

Paragon Bank provides specialist asset finance with a focus on commercial vehicles and equipment, catering primarily to logistics businesses. It is suited to franchise operators and companies seeking predictable loan structures with secured lending options. The bank offers flexible repayment plans and sizeable lending capacity, typically suited to established businesses.

Loan Details

  • Min Amount: £0
  • Max Amount: £60,000,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: 20–36 months ⌛

Services & Industries

  • Finance Types: Finance Lease, Hire Purchase, Operating Lease, Commercial Finance
  • Industries: Commercial Vehicles, Logistics

Pros

  • Specialist in commercial vehicle financing
  • Large maximum loan sizes

Cons

  • Specific APR details not readily available

Sources: Source

3. Novuna

Novuna specialises in offering asset finance solutions across multiple sectors including logistics, with an emphasis on business growth support. It suits SMEs seeking flexible unsecured and cash flow loan options. The service features efficient decision-making processes with adaptable terms, suitable for a range of business needs.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £500,000
  • Min APR: 6.7%
  • Max APR: 0%
  • Loan Duration: Unknown ⌛

Services & Industries

  • Finance Types: Unsecured Loans, Cash Flow Loans
  • Industries: Retail, Logistics

Pros

  • Fast decision-making process
  • Flexible loan options

Cons

  • Higher APRs for unsecured loans

Sources: Source

4. Portman Finance Group

Portman Finance Group acts as both broker and lender, specialising in asset finance for SMEs within logistics and other sectors. It is appropriate for businesses seeking diverse funding options with flexible loan durations and repayment terms. The company bridges various financing needs with tailored support.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £2,000,000
  • Min APR: 6.9%
  • Max APR: 0%
  • Loan Duration: 3–72 months ⌛

Services & Industries

  • Finance Types: Business Loans, Asset Finance
  • Industries: SMEs, Logistics

Pros

  • Quick access to funds
  • Diverse financing options

Cons

  • APR flexibility varies

Sources: Source

5. Clarksons

Clarksons delivers specialised structured asset finance solutions focused on the logistics and marine sectors across the UK. It is suited for franchises and businesses needing bespoke financing with strategic industry expertise. Their offerings typically involve tailored repayment plans and sector-specific lending structures.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown ⌛

Services & Industries

  • Finance Types: Structured Asset Finance
  • Industries: Marine, Energy, Logistics

Pros

  • Global shipping expertise
  • Bespoke structured finance solutions

Cons

  • Lacks detailed loan information

Sources: Source

6. Millbrook Business Finance

Millbrook Business Finance offers business loans and asset finance tailored for UK SMEs in logistics and transportation. The provider is appropriate for those seeking flexible, sector-specific finance solutions. Loan options include various terms with some flexibility regarding security and repayment structures.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown ⌛

Services & Industries

  • Finance Types: Business Loans, Asset Finance
  • Industries: SMEs, Transportation, Logistics

Pros

  • Tailored financing solutions
  • Comprehensive sector coverage

Cons

  • Limited loan detail transparency

Sources: Source

7. Enness Global

Enness Global specialises in high-value finance brokerage, supporting logistics operations in the UK and internationally. It is typically suited for clients requiring large loans with flexible structures, including bridging and mortgages. The provider offers bespoke lending solutions aimed at high-net-worth individuals and complex business needs.

Loan Details

  • Min Amount: £0
  • Max Amount: £10,000,000
  • Min APR: 2.89%
  • Max APR: 3.29%
  • Loan Duration: 2 years ⌛

Services & Industries

  • Finance Types: Mortgages, Bridging Loans
  • Industries: HNW Individuals, International Logistics

Pros

  • Specialist in high-net-worth financing
  • Extensive international reach

Cons

  • Specific to high-value transactions

Sources: Source

8. Union Business Finance

Union Business Finance is a UK commercial finance broker focused on flexible funding solutions including secured and unsecured loans. It suits businesses in logistics seeking quick approvals with a range of financing options. The broker offers tailored services designed to match varied lending criteria and repayment preferences.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £5,000,000
  • Min APR: 7%
  • Max APR: 0%
  • Loan Duration: Unknown ⌛

Services & Industries

  • Finance Types: Secured Loans, Unsecured Loans
  • Industries: Commercial, Logistics

Pros

  • Wide range of funding solutions
  • Quick loan approvals

Cons

  • Higher starting APR

Sources: Source

9. Clear Business Finance

Clear Business Finance delivers fast and transparent funding solutions optimised for logistics businesses across the UK. It is suited for SMEs looking for flexible repayment options and equipment finance. The provider emphasises a clear lending process and tailored financial products to meet individual business requirements.

Loan Details

  • Min Amount: £500
  • Max Amount: £15,000,000
  • Min APR: 6%
  • Max APR: 0%
  • Loan Duration: 1–5 years ⌛

Services & Industries

  • Finance Types: Business Loans, Equipment Finance
  • Industries: Logistics, SMEs

Pros

  • Transparent lending process
  • Tailored funding solutions

Cons

  • Limited to UK market

Sources: Source

10. Asset Alliance Group

Asset Alliance Group is focused on commercial vehicle finance and serves as a rapid-growth lender in the UK logistics sector. The company is appropriate for SMEs seeking specialist lending with flexible terms for vehicle funding. Their offerings include various repayment options and streamlined application processes.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £5,000,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown ⌛

Services & Industries

  • Finance Types: Commercial Vehicle Finance
  • Industries: Commercial Vehicles, Logistics

Pros

  • Specialized in vehicle finance
  • Rapid growth

Cons

  • Limited APR information

Sources: Source

How to choose

When selecting the best asset finance lender for the logistics industry, consider your business size and loan requirements carefully. Compare loan sizes and APRs to ensure affordability within your franchise’s cash flow and seasonal peaks. Check whether the lender requires collateral and what types of repayment plans are available. Speed of approval and flexibility of terms can vary significantly between banks, brokers and specialist lenders. Review eligibility criteria along with all fees and conditions before making an application to find the best fit for your logistics business needs.

Conclusion

Matching the right lender depends on your specific use case: banks offer direct loans with structured terms, brokers provide access to multiple lenders and specialists focus on niche sectors like logistics or high-net-worth clients. Funding Agent is a practical choice for businesses seeking quick comparisons across many options. For larger loans or asset-backed finance, consider specialist or bank lenders with appropriate expertise. Always verify current costs, terms, and eligibility before committing to any finance arrangement involving sums around 200 thousand pounds or more.

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FAQs

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1Funding AgentFunding Agent helps UK SMEs compare business finance options fast, with a simple application journey and quick eligibility matching.£10,000–£1,000,000; 4%–20% APR; 3–60 months
2Paragon BankParagon Bank, a specialist lender, offers asset finance tailored to the logistics industry, with a focus on commercial vehicles and equipment.£0–£60,000,000; 0%–0% APR; 20–36 months
3NovunaNovuna offers innovative financial solutions across various sectors, including logistics, providing comprehensive asset finance services to support business growth.£10,000–£500,000; 6.7%–0% APR; Unknown
4Portman Finance GroupPortman Finance Group is a business finance broker and lender, specializing in asset finance for the logistics sector among others, facilitating growth for SMEs.£10,000–£2,000,000; 6.9%–0% APR; 3–72 months
5ClarksonsClarksons, the world's largest shipping services provider, offers strategic asset financing for the logistics and marine sectors across the UK.£0–£0; 0%–0% APR; Unknown
6Millbrook Business FinanceMillbrook Business Finance provides tailored business finance solutions for UK SMEs, with specific services for logistics and transportation firms.£0–£0; 0%–0% APR; Unknown
7Enness GlobalEnness Global specializes in high-value finance brokerage, offering tailored lending solutions to support logistics operations both in the UK and internationally.£0–£10,000,000; 2.89%–3.29% APR; 2 years
8Union Business FinanceUnion Business Finance is a specialist UK commercial finance broker, offering flexible funding solutions, including asset finance, tailored to logistics and other industries.£10,000–£5,000,000; 7%–0% APR; Unknown
9Clear Business FinanceClear Business Finance provides fast, flexible business funding solutions for logistics sector businesses across the UK, with a dedication to transparent and efficient service.£500–£15,000,000; 6%–0% APR; 1–5 years
10Asset Alliance GroupAsset Alliance Group specializes in commercial vehicle finance and is the UK's fastest-growing supplier in the logistics sector.£10,000–£5,000,000; 0%–0% APR; Unknown
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