March 17, 2026
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Best Business Loan Refinancing Lenders for the Logistics Industry

Discover the best business loan refinancing lenders tailored for the logistics industry in the UK. Find competitive rates, flexible terms, and expert advice to improve your cash flow today.
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Best Business Loan Refinancing Lenders for the Logistics Industry
Abdus-Samad Charles
Finance Writer

Head of Content at Funding Agent, with four years’ experience creating practical, easy-to-follow, SEO-informed guidance for UK small and medium-sized businesses.

Best Business Loan Refinancing Lenders for the Logistics Industry

For UK franchise buyers and operators, this guide compares loan periods and amounts, APRs, and terms across leading providers, with a focus on eligibility and fit. Amounts that could not be verified are left blank, prices accurate as of 2026-03-16.

1. Funding Agent

Funding Agent focuses on providing a streamlined comparison of business finance options for UK SMEs. It is suitable for franchise buyers and operators looking for speedy access to unsecured finance without collateral. Their platform offers flexibility in terms and repayment types, catering to diverse borrowing needs through an easy application process.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £1,000,000
  • Min APR: 4%
  • Max APR: 20%
  • Loan Duration: 3–60 months

Services & Industries

  • Finance Types: Unsecured business loans, MCA Loans, Working capital
  • Industries: UK SME's

Pros

  • fastest and easiest application process
  • No collateral required

Cons

  • lower track record, only trading 1 year

Sources: Funding Agent

2. Fleximize

Fleximize provides flexible and industry-focused loan products to UK SMEs. It is best suited for logistics businesses seeking adaptable finance with options for both secured and unsecured loans. The lender emphasises flexibility in terms and access to funds, accommodating varying repayment schedules and loan sizes.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £500,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Varies

Services & Industries

  • Finance Types: Secured loans, Unsecured loans
  • Industries: Logistics, Retail, Services

Pros

  • Flexible terms
  • Industry-specific solutions

Cons

  • Some loan details unknown

Sources: Source

3. Lendio

Lendio acts as a broker connecting SMEs with a broad network of lenders. It suits businesses needing access to various financing options, including those in logistics. Lendio offers potential flexibility in loan types and terms, but specific details depend on the underlying lenders in the network.

Loan Details

  • Min Amount: £0
  • Max Amount: £437,481
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: SBA loans, Unsecured loans
  • Industries: Various including logistics

Pros

  • Large network of lenders
  • Quick application process

Cons

  • Some terms not UK-specific

Sources: Source

4. Biz2Credit

Biz2Credit offers accessible online business loans with a focus on speed and simplicity. It is suitable for SMEs requiring quick funding, although some product details are limited. The provider facilitates unsecured loans with a streamlined approval process, favouring borrowers who prioritise fast decisions.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 6.7%
  • Max APR: 11.5%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Online loans, Unsecured loans
  • Industries: SMEs, Multiple sectors

Pros

  • Fast approval
  • Simple application

Cons

  • Higher interest rates possible

Sources: Source

5. Good Funding

Good Funding is a specialist lender focused on rapid loans for logistics and supply chain businesses. It suits companies needing operational expansion funding with fast access and flexible terms. The provider emphasises tailored solutions with speed, although full loan specifics are not always disclosed.

Loan Details

  • Min Amount: £0
  • Max Amount: £500,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Logistics loans, Supply chain finance
  • Industries: Logistics, Supply Chain

Pros

  • Specializes in logistics
  • Rapid processing

Cons

  • APR and specific terms not detailed

Sources: Source

6. Pursuit Lending

Pursuit Lending delivers tailored business loan programmes with a focus on industry-specific needs, including logistics. It is suitable for SMEs requiring flexible financing options and customised repayment plans. Their offerings often require eligibility verification and include various loan types for different business requirements.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £500,000
  • Min APR: 6.9%
  • Max APR: 0%
  • Loan Duration: Varies

Services & Industries

  • Finance Types: SBA loans, Microloans
  • Industries: Logistics, Various sectors

Pros

  • Tailored programs
  • Diverse loan options

Cons

  • Eligibility requirements apply

Sources: Source

7. GUD Capital

GUD Capital offers a broad range of lending solutions through a large network, focusing on competitive packages for SMEs. It suits businesses in the logistics sector that need flexible funding options including asset finance. The provider supports a variety of loan types with consideration for collateral and competitive APRs.

Loan Details

  • Min Amount: £1,000
  • Max Amount: £1,000,000
  • Min APR: 5.9%
  • Max APR: 0%
  • Loan Duration: Varies

Services & Industries

  • Finance Types: Business loans, Asset financing
  • Industries: Professional services, Logistics

Pros

  • Large network
  • Competitive packages

Cons

  • Higher APR for unsecured loans

Sources: Source

8. Steer Financial

Steer Financial provides consultancy and financial services tailored to infrastructure, energy, and logistics sectors. It is appropriate for companies seeking expert advice combined with finance solutions. Their offerings include consultancy-led funding and business loans, focusing on compliance and strategic financial management.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Consultancy, Business loans
  • Industries: Infrastructure, Logistics

Pros

  • Specializes in infrastructure
  • Wide range of services

Cons

  • Some loan details unknown

Sources: Source

9. LCF Group

LCF Group offers comprehensive business financing with a strong emphasis on safety and compliance for logistics operations. It suits businesses that prioritise high loan amounts and secure lending. Their solutions typically involve secured finance with a focus on regulatory adherence and risk management.

Loan Details

  • Min Amount: £0
  • Max Amount: £2,000,000
  • Min APR: 7%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Secured loans, Business financing
  • Industries: Logistics, Safety compliance

Pros

  • Focus on safety and compliance
  • High loan amounts

Cons

  • Higher interest rates

Sources: Source

10. Crestmont Capital

Crestmont Capital specialises in equipment financing aimed at logistics companies requiring machinery acquisition. It is suitable for businesses needing to maintain cash flow while funding capital assets. Their offerings focus on straightforward equipment loans, though broader service options may be limited.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Equipment loans
  • Industries: Manufacturing, Logistics

Pros

  • Supports capital acquisition
  • Maintains cash flow

Cons

  • Limited service offerings

Sources: Source

How to choose

When selecting a business loan refinancing lender for the logistics industry, consider how the loan size and APR align with your financial capacity. Verify eligibility requirements and weigh the trade-off between application speed and loan flexibility. Assess the collateral or security required, and confirm the range of repayment options available. Review fees, early repayment policies, and lender reputations. Always align your choice with your logistics operation’s cash flow and growth plans.

Conclusion

Choosing the right lender depends on matching your borrowing needs to the provider type. Banks typically handle larger secured loans, brokers offer access to diverse financing sources, and specialists focus on niche sectors like logistics. Funding Agent remains a noteworthy option for those who need rapid comparisons across multiple loan solutions. Consider your priorities regarding speed, collateral, and loan structure before deciding. Ensure you verify terms directly with the lender, as costs and offers can change.

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FAQs

What is business loan refinancing?
Why should logistics companies consider refinancing their business loans?
How do I find the best lenders for loan refinancing in the logistics industry?
Are there any risks involved in refinancing a business loan?
What documents are typically required to apply for loan refinancing?
Can startups in the logistics sector qualify for business loan refinancing?

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1Funding AgentFunding Agent helps UK SMEs compare business finance options fast, with a simple application journey and quick eligibility matching.£10,000–£1,000,000; 4%–20% APR; 3–60 months
2FleximizeFleximize is a UK-based business lender offering flexible, industry-specific loans to SMEs, with a focus on sectors including logistics.£10,000–£500,000; 0%–0% APR; Varies
3LendioLendio connects SMEs with a variety of financing options through a large network of lenders, tailored to meet diverse business needs.£0–£437,481; 0%–0% APR; Unknown
4Biz2CreditBiz2Credit provides quick access to online business loans for SMEs, offering a streamlined application and approval process.£0–£0; 6.7%–11.5% APR; Unknown
5Good FundingGood Funding specializes in rapid-access loans for logistics and supply chain businesses, offering significant amounts for operational expansion.£0–£500,000; 0%–0% APR; Unknown
6Pursuit LendingPursuit Lending offers a range of tailored business loan programs, supporting industries with specific needs, including logistics.£10,000–£500,000; 6.9%–0% APR; Varies
7GUD CapitalGUD Capital offers a wide network of lending solutions for SMEs, accommodating diverse industries with competitive financing packages.£1,000–£1,000,000; 5.9%–0% APR; Varies
8Steer FinancialSteer Financial provides consultancy and financial services, specializing in infrastructure and energy, with offerings suitable for logistics firms.£0–£0; 0%–0% APR; Unknown
9LCF GroupLCF Group offers comprehensive business financing and has a strong focus on safety and compliance, benefiting logistics operations.£0–£2,000,000; 7%–0% APR; Unknown
10Crestmont CapitalCrestmont Capital provides equipment financing solutions to help logistics companies maintain cash flow while acquiring necessary machinery.£0–£0; 0%–0% APR; Unknown