March 17, 2026
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Best Equipment Finance Lenders for the Healthcare Industry

Discover the best equipment finance lenders tailored for the healthcare sector. Compare options to fund medical equipment easily and keep your practice running smoothly.
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Best Equipment Finance Lenders for the Healthcare Industry
Jesse Spence
Finance content writer / Market researcher

4 years of experience in market research. He focuses on turning lender criteria and market insights into practical, plain-English resources that help business ownersb improve approval chances and choose the right type of finance

Best Equipment Finance Lenders for the Healthcare Industry

For UK franchise buyers and operators, this guide compares loan periods and amounts, APRs, and terms across leading providers, with a focus on eligibility and fit. Amounts that could not be verified are left blank, prices accurate as of 2026-03-16.

1. Funding Agent

Funding Agent provides a platform for UK SMEs to quickly compare and access various business finance options. It is suited for those seeking transparent terms with a focus on fast eligibility checks and ease of application. The provider offers flexible loan structures without requiring collateral and supports a range of repayment types suitable to different needs.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £1,000,000
  • Min APR: 4%
  • Max APR: 20%
  • Loan Duration: 3–60 months

Services & Industries

  • Finance Types: Unsecured business loans, MCA Loans, Working capital
  • Industries: UK SME's

Pros

  • fastest and easiest application process
  • No collateral required

Cons

  • lower track record, only trading 1 year

Sources: Funding Agent

2. National Funding

National Funding specialises in providing financing and leasing solutions focused on medical equipment. It is typically suitable for healthcare providers seeking accessible payment options with some flexibility in loan and lease offerings. The provider targets a broad range of needs with varying repayment arrangements but may have less clarity regarding standard loan terms.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 15%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Loan, Lease
  • Industries: Healthcare

Pros

  • Quick approvals
  • Flexible payment options

Cons

  • Higher APR

Sources: Source

3. Henry Schein Financial Services

Henry Schein Financial Services delivers equipment financing and leasing options primarily designed for dental practices. It suits those in the dental healthcare sector looking for financing with tailored terms that support equipment upgrades. Solutions often include flexible repayment options with a focus on sector-specific needs.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Equipment Financing, Lease
  • Industries: Healthcare

Pros

  • Tailored dental solutions
  • Access to preferential rates

Cons

  • Limited to dental industry

Sources: Source

4. Med One Group

Med One Group focuses on providing tailored financing and leasing options for hospitals and medical facilities. It suits organisations seeking adaptable terms that meet specific operational and financial requirements. The company offers a diverse mix of loan structures with an emphasis on flexibility and service responsiveness.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £750,000
  • Min APR: 6.9%
  • Max APR: 10%
  • Loan Duration: 3-72 months

Services & Industries

  • Finance Types: Lease Financing, Equipment Lease
  • Industries: Healthcare

Pros

  • Flexible terms
  • Wide loan range

Cons

  • Specific to medical facilities

Sources: Source

5. GreatAmerica

GreatAmerica offers equipment financing solutions suited to healthcare providers with requirements for quick approval and tailored financing plans. It fits organisations prioritising speed and customised financial options. The company provides flexible repayment structures, although specific UK market details may vary.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Loan
  • Industries: Healthcare

Pros

  • Fast approval
  • Customized plans

Cons

  • Details not specific for UK market

Sources: Source

6. Crest Capital

Crest Capital streamlines equipment financing with accessible, competitively priced options focusing on healthcare providers. It targets businesses looking for straightforward leasing and finance lease products with relatively quick decision processes. The provider emphasises low rates and a user-friendly online presence.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 6.9%
  • Max APR: 24.9%
  • Loan Duration: 3-60 months

Services & Industries

  • Finance Types: Lease, Finance Lease
  • Industries: Healthcare

Pros

  • National leader in leasing
  • Low rates

Cons

  • Online quotes only

Sources: Source

7. Clarify Capital

Clarify Capital provides financial services focused on medical equipment acquisition with a strong emphasis on competitive rates and navigating complex healthcare financing. It is appropriate for healthcare providers seeking comprehensive solutions that accommodate diverse funding requirements. Flexibility and sector expertise are key features of their offerings.

Loan Details

  • Min Amount: £5,000
  • Max Amount: £1,000,000
  • Min APR: 4%
  • Max APR: 10%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Equipment Financing, Asset Finance
  • Industries: Healthcare

Pros

  • Comprehensive financial solutions
  • Competitive rates

Cons

  • Limited UK presence

Sources: Source

8. Customers Bank

Customers Bank specialises in equipment financing tailored to healthcare and medical companies. It is suited for healthcare providers needing dedicated support and efficient access to necessary tools and equipment funding. Flexibility in financing types and an expert approach to the sector are notable characteristics.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Loan, Financial Lease
  • Industries: Healthcare

Pros

  • Dedicated healthcare focus
  • Expert team

Cons

  • Limited information available

Sources: Source

9. Arboretum Commercial Finance

Arboretum Commercial Finance provides financing solutions with a focus on competitive rates and tailored service for the healthcare industry. It is appropriate for healthcare professionals seeking specialised equipment lease options. The provider emphasises tailored financial products that address sector-specific needs.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Equipment Lease
  • Industries: Healthcare

Pros

  • Competitive rates
  • Tailored solutions

Cons

  • Specific sector focus

Sources: Source

10. Lombard

Lombard offers asset finance and lease solutions specifically for the healthcare sector to acquire technology and essential equipment. It suits organisations looking for established providers with a broad range of options. The company provides flexible finance types backed by experience in healthcare financing.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Asset Finance, Lease Financing
  • Industries: Healthcare

Pros

  • Established provider
  • Wide range of options

Cons

  • Dependent on asset types

Sources: Source

How to choose

Select a lender that aligns with your business size and equipment financing needs in healthcare. Consider loan amounts, APRs, and product flexibility to ensure repayments suit your cash flow. Evaluate how quickly funds can be accessed against the suitability of repayment options. Check if you require unsecured loans or asset-backed finance, and review any collateral requirements. Include the provider's industry experience and specialisation as part of your decision. Verify lender criteria, fees, and early repayment policies before applying.

Conclusion

Choosing the right lender depends on your specific financing needs. Banks often provide stability and structured products, while brokers can offer access to multiple lenders to match varied requirements. Specialist providers may offer niche options tailored to healthcare equipment. Funding Agent is useful for SMEs wanting quick and straightforward comparisons across different finance options. When considering a 200 thousand pounds loan, always confirm the latest terms directly with providers to ensure the best fit.

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FAQs

What is equipment finance for the healthcare industry?
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1Funding AgentFunding Agent helps UK SMEs compare business finance options fast, with a simple application journey and quick eligibility matching.£10,000–£1,000,000; 4%–20% APR; 3–60 months
2National FundingNational Funding is recognized as a leader in medical equipment finance companies, offering low monthly payments along with loan and lease options.£0–£0; 15%–0% APR; Unknown
3Henry Schein Financial ServicesHenry Schein Financial Services provides competitive medical equipment financing and leasing solutions primarily for dental practices, enabling them to update existing equipment with ease.£0–£0; 0%–0% APR; Unknown
4Med One GroupMed One Group offers flexible medical equipment financing and leasing solutions tailored to the operational needs of hospitals and medical facilities, providing a variety of finance options to suit different needs.£10,000–£750,000; 6.9%–10% APR; 3-72 months
5GreatAmericaGreatAmerica provides flexible medical equipment financing solutions for healthcare providers with fast approvals, competitive rates, and customized plans to meet specific financial needs.£0–£0; 0%–0% APR; Unknown
6Crest CapitalCrest Capital simplifies health and medical equipment financing with fast, easy solutions and competitive low rates.£0–£0; 6.9%–24.9% APR; 3-60 months
7Clarify CapitalClarify Capital offers high-quality financial solutions for acquiring medical equipment with competitive rates and a focus on assisting healthcare providers navigate complex financing landscapes.£5,000–£1,000,000; 4%–10% APR; Unknown
8Customers BankCustomers Bank offers specialized equipment financing options for healthcare and medical companies, ensuring that healthcare providers can finance their necessary tools and equipment efficiently.£0–£0; 0%–0% APR; Unknown
9Arboretum Commercial FinanceArboretum Commercial Finance has been assisting healthcare professionals in securing competitive financing rates for medical equipment, focusing on providing tailored financial solutions for the healthcare industry.£0–£0; 0%–0% APR; Unknown
10LombardLombard provides asset finance solutions to the healthcare sector, allowing for the acquisition of essential technological and medical equipment required for patient care and operational efficiency.£0–£0; 0%–0% APR; Unknown