Best Equipment Finance Lenders for Training Providers
For UK franchise buyers and operators, this guide compares loan periods and amounts, APRs, and terms across leading providers, with a focus on eligibility and fit. Amounts that could not be verified are left blank, prices accurate as of 2026-03-16.
Funding Agent offers a platform to quickly compare business finance options for UK SMEs. It is suitable for those seeking straightforward solutions with fast processing. The service provides flexible options with a focus on eligibility matching and predictability in terms.
Loan Details
- Min Amount: £10,000
- Max Amount: £1,000,000
- Min APR: 4%
- Max APR: 20%
- Loan Duration: 3–60 months ⌛
Services & Industries
- Finance Types: Unsecured business loans, MCA Loans, Working capital
- Industries: UK SME's
Pros
- fastest and easiest application process
- No collateral required
Cons
- lower track record, only trading 1 year
Crest Capital provides equipment finance solutions designed for businesses seeking simple qualification without tax return requirements. It is generally suited to small and medium enterprises looking for straightforward lending. Crest Capital offers efficient decision-making and flexibility within its service.
Loan Details
- Min Amount: £0
- Max Amount: £0
- Min APR: 0%
- Max APR: 0%
- Loan Duration: Unknown ⌛
Services & Industries
- Finance Types: Equipment Financing
- Industries: Various SME sectors
Pros
- Quick decisions
- No tax returns needed
Cons
- Limited transparency on rates
Lendio acts as a broker connecting business owners to a broad lender network that offers tailored financial solutions. It suits smaller businesses and training providers looking for personalised finance options. The platform focuses on providing flexibility through multiple loan structures and lender choices.
Loan Details
- Min Amount: £0
- Max Amount: £0
- Min APR: 0%
- Max APR: 0%
- Loan Duration: Unknown ⌛
Services & Industries
- Finance Types: Revenue-Based Financing
- Industries: Small businesses, Training providers
Pros
- Wide network of lenders
- Personalized options
ABC Finance specialises in business equipment loans with a focus on competitive rates and simple applications. It tends to serve businesses seeking reliable financing with manageable terms. The provider offers secured and unsecured loan types suitable for various asset financing needs.
Loan Details
- Min Amount: £0
- Max Amount: £0
- Min APR: 5.5%
- Max APR: 12%
- Loan Duration: 6-60 months ⌛
Services & Industries
- Finance Types: Secured Loans, Unsecured Loans
- Industries: Business Finance
Pros
- Low-interest rates
- Quick funding
Truist is a bank-owned lender offering equipment finance with a focus on comprehensive business solutions. Ideal for companies requiring traditional financing, Truist provides a structured lending experience. Its products suit businesses seeking stability and a broad service range.
Loan Details
- Min Amount: £0
- Max Amount: £0
- Min APR: 0%
- Max APR: 0%
- Loan Duration: Unknown ⌛
Services & Industries
- Finance Types: Commercial Equipment Finance
- Industries: Various sectors
Pros
- Comprehensive services
- Well-established
Cons
- Limited international presence
Bank of America delivers a variety of equipment financing options catering to diverse business needs. It is typically suited to enterprises requiring funding for heavy machinery or general equipment. The provider emphasises structured financing with multiple lease and credit line solutions.
Loan Details
- Min Amount: £0
- Max Amount: £0
- Min APR: 0%
- Max APR: 0%
- Loan Duration: Unknown ⌛
Services & Industries
- Finance Types: Lease Options, Credit Lines
- Industries: Various business sectors
Pros
- Strong market presence
- Wide array of solutions
Iwoca offers flexible business loans that accommodate various funding needs with competitive interest rates. It is well-suited for SMEs looking for adaptable terms. The service emphasises speed, flexibility, and accessibility across all industries.
Loan Details
- Min Amount: £1,000
- Max Amount: £1,000,000
- Min APR: 6%
- Max APR: 49%
- Loan Duration: Up to 24 months ⌛
Services & Industries
- Finance Types: Unsecured Business Loans
- Industries: All industry sectors
Pros
- Flexible terms
- Fast processing
Cons
- Higher rates for riskier profiles
Union Business Finance specialises in providing business equipment finance via a wide lender network. It suits SMEs and startups aiming for competitive rates and fast availability. The provider focuses on access to diverse options including asset finance and lease purchases.
Loan Details
- Min Amount: £5,000
- Max Amount: £250,000
- Min APR: 4.5%
- Max APR: 15%
- Loan Duration: 6-60 months ⌛
Services & Industries
- Finance Types: Asset Finance, Lease Purchase
- Industries: SMEs, Startups
Pros
- Diverse lender access
- Cost-effective rates
365 Finance delivers quick and straightforward equipment finance solutions, prioritising ease of use. It targets organisations seeking transparent terms with rapid service. The provider offers options suitable for public and private sector clients.
Loan Details
- Min Amount: £0
- Max Amount: £0
- Min APR: 4%
- Max APR: 15%
- Loan Duration: 12-60 months ⌛
Services & Industries
- Finance Types: Equipment Leasing, Hire Purchase
- Industries: Public sector, Private businesses
Pros
- Fast service
- Transparent terms
Cons
- Limited to specific equipment types
Rosewood Finance focuses on high-quality asset and equipment finance across the UK, highly regarded on Trustpilot. It serves SMEs and corporate clients who value competitive APRs. The firm offers flexible leasing and asset finance options suited to various business needs.
Loan Details
- Min Amount: £0
- Max Amount: £0
- Min APR: 4%
- Max APR: 10%
- Loan Duration: 12-72 months ⌛
Services & Industries
- Finance Types: Asset Finance, Leasing
- Industries: Corporate, SME sectors
Pros
- Highly rated
- Competitive APR
Cons
- Application may be complex
How to choose
When selecting equipment finance lenders for training providers, consider matching loan size and APR to your specific capital requirements and budget. Assess eligibility criteria to ensure a good fit with your business profile. Balance the trade-off between application speed and the flexibility of loan terms. Evaluate whether the lender requires collateral and understand repayment options that fit your cash flow cycles. Also review fees and conditions like early repayment policies before committing to a lender.
Conclusion
Selecting the right provider depends on your funding goals: banks offer structured finance suited for established needs, brokers provide access to multiple options for flexibility, and specialists target niche sectors or asset types. Funding Agent remains a useful tool for SMEs seeking quick comparisons across lenders. For amounts around 200 thousand pounds loan, consider your priorities on speed, security, and sector expertise. Always verify current terms directly with providers before application.
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