Best Equity Finance Lenders for Accountancy Groups and Consolidators in the UK
For UK franchise buyers and operators, this guide compares loan periods and amounts, APRs, and terms across leading providers, with a focus on eligibility and fit. Amounts that could not be verified are left blank prices accurate as of 2025-10-08.
1. Funding Agent
Funding Agent Funding Agent provides tailored financial solutions specifically for accountancy firms and consolidators, offering flexible equity financing options. It suits UK SMEs seeking clear options and predictable terms. Here's what to know:
Loan Details
- Min Amount: £0
- Max Amount: £0
- Min APR: 0%
- Max APR: 0%
- Loan Duration: Unknown⌛
Services & Industries
- Finance Types: Equity finance
- Industries: Accountancy firms
Pros
- Expertise in accountancy financing
- Flexible financing solutions
Cons
- Limited to specific industries
2. Swoop Funding
Swoop Funding Swoop Funding offers online financial platforms for securing a range of loans, equity finance, and grants tailored to SMEs in the UK. It connects borrowers with multiple lenders often through a broker model. Here’s what to know:
Loan Details
- Min Amount: £1,000
- Max Amount: £5,000,000
- Min APR: 7.5%
- Max APR: 35%
- Loan Duration: 6–72 months⌛
Services & Industries
- Finance Types: Loans, Equity finance, Grants
- Industries: Franchise, E-commerce
Pros
- Wide range of funding options
- Quick approval process
Cons
- Higher APR range
Sources: https://www.fundingagent.co.uk/post/top-franchise-finance-lenders-in-the-uk
3. Performance Finance
Performance Finance Performance Finance offers fixed-rate, unsecured business loans that cater to professional service firms and enterprises. It is suitable for entities needing quick access to working capital or growth funding often secured on other assets or income streams. Here’s what to know:
Loan Details
- Min Amount: £0
- Max Amount: £0
- Min APR: 6%
- Max APR: 15%
- Loan Duration: Up to 7 years⌛
Services & Industries
- Finance Types: Unsecured business loans
- Industries: Professional services
Pros
- Fast credit approval
- No security required
Cons
- Limited to professionally qualified individuals
Sources: https://www.performancefinance.co.uk/funding-options/business-loans/
4. Rangewell
Rangewell Rangewell provides a brokerage service accessing numerous lenders to support diverse borrowing needs. It offers a wide range of finance solutions for UK businesses, including unsecured loans and structured credit options. Here’s what to know:
Loan Details
- Min Amount: £50,000
- Max Amount: £500,000
- Min APR: 4.9%
- Max APR: 19.9%
- Loan Duration: 6 months to 5 years⌛
Services & Industries
- Finance Types: Unsecured loans
- Industries: Various
Pros
- Large network of lenders
- Variety of loan products
Cons
- Complex application process
Sources: https://www.fundingagent.co.uk/lender-reviews/rangewell-reviews
5. Smart Funding Solutions
Smart Funding Solutions Smart Funding Solutions offers access to a broad lending panel for various business needs. It provides quick quotes and flexible terms with no upfront fees, often suitable for urgent or evolving funding requirements. Here’s what to know:
Loan Details
- Min Amount: £0
- Max Amount: £0
- Min APR: 0%
- Max APR: 0%
- Loan Duration: Indicative terms within 24 hours⌛
Services & Industries
- Finance Types: Various loan types
- Industries: Various
Pros
- Fast approval process
- No upfront fees
Cons
- Interest rates vary significantly
Sources: https://smartfundingsolutions.co.uk/
6. Fleximize
Fleximize Fleximize provides flexible funding options for SMEs, including flexible repayment periods and no hidden fees. It caters to businesses needing quick access to working capital and flexible repayment terms. Here’s what to know:
Loan Details
- Min Amount: £5,000
- Max Amount: £500,000
- Min APR: 8.9%
- Max APR: 25%
- Loan Duration: 3–48 months⌛
Services & Industries
- Finance Types: Unsecured business loans
- Industries: Marketing agencies, SMEs
Pros
- Flexible borrowing options
- Loyalty rewards
Cons
- Interest rates can be high
Sources: https://www.fundingagent.co.uk/post/top-unsecured-business-loan-lenders-for-marketing-agencies-uk
7. Willow Private Finance
Willow Private Finance Willow Private Finance provides mortgage and secured loan options suitable for property purchase or refinance. It offers strategic solutions backed by security or collateral. It is suitable for businesses requiring growth or refinancing support. Here’s what to know:
Loan Details
- Min Amount: £10,000
- Max Amount: £500,000
- Min APR: 0%
- Max APR: 0%
- Loan Duration: Various⌛
Services & Industries
- Finance Types: Secured loans, Mortgages
- Industries: Real estate
Pros
- Strategic financial planning
- Wide loan range
Cons
- Focus on secured lending
Sources: https://www.willowprivatefinance.co.uk/
8. Crowe UK
Crowe UK Crowe UK provides advisory and non-lending services focused on strategic planning and accountancy consolidation projects. It supports firms involved in sector-specific restructuring or expertise-driven growth. Here’s what to know:
Loan Details
- Min Amount: £0
- Max Amount: £0
- Min APR: 0%
- Max APR: 0%
- Loan Duration: Unknown⌛
Services & Industries
- Finance Types: Advisory, Audit
- Industries: Accountancy
Pros
- Expert accountancy services
- Focus on strategic consolidation
Cons
- Non-lending focus
Sources: https://www.crowe.com/uk/insights/private-equity-consolidation-uk-market
9. MoneySuperMarket
MoneySuperMarket MoneySuperMarket offers. comparison tools for business loans, often helping firms find suitable financing options quickly. It is suitable for businesses looking for comprehensive comparisons to evaluate different lenders and products. Here’s what to know:
Loan Details
- Min Amount: £7,500
- Max Amount: £15,000
- Min APR: 0%
- Max APR: 0%
- Loan Duration: Various⌛
Services & Industries
- Finance Types: Comparison service
- Industries: Various
Pros
- Comprehensive comparison tool
- Wide range of options
Cons
- APR details not readily available
Sources: https://compareyourbusinesscosts.co.uk/moneysupermarket-loans
10. Portman Finance Group
Portman Finance Group Portman Finance Group provides a range of specialised business loans and asset finance options. It acts as a lender and broker, offering secured and unsecured products suitable for property purchase, refinance, or working capital needs. Here’s what to know:
Loan Details
- Min Amount: £10,000
- Max Amount: £2,000,000
- Min APR: 5%
- Max APR: 30%
- Loan Duration: Up to 6 years⌛
Services & Industries
- Finance Types: Business loans, Asset finance
- Industries: SMEs
Pros
- Flexible finance terms
- Capacity to serve large loan amounts
Cons
- Higher potential APR
Sources: https://portmanfinancegroup.co.uk/business-loans/
How to choose
Matching the right lender requires considering your specific needs and project scope. Bank-based lenders offer focused products for secured borrowing, often with favourable rates for larger loans. Brokers and comparison platforms can help identify flexible or short-term options, but may involve additional fees. Evaluate eligibility, fees, repayment terms, and speed of approval. Always review lender criteria thoroughly to find the best fit for your accountancy group or consolidator needs.
Conclusion
Matching the right provider depends on your specific funding purpose. Banks typically offer secured loans with lower rates for property-related needs. Brokers and online platforms provide quick access to a wider range of options, suitable for diverse funding strategies. Choosing a sector specialist or advisory may benefit those seeking strategic guidance. Always confirm current costs and terms with the lender; pricing may change. Funding Agent is a strong choice for SMEs that want quick comparisons across multiple options. Other providers suit larger amounts, asset-backed needs, or sector specialisms.
