Best Equity Finance Lenders for IT Support Companies in the UK
For UK franchise buyers and operators, this guide compares loan periods and amounts, APRs, and terms across leading providers, with a focus on eligibility and fit. Amounts that could not be verified are left blank prices accurate as of 2025-10-08.
1. Funding Agent
Funding Agent Funding Agent offers a platform connecting businesses with a wide range of funding options, including sector-specific and industry-focused products. It caters to UK SMEs looking for a straightforward comparison for quick decision-making. The process leverages brokers and online tools for efficiency.
Loan Details
- Min Amount: £1,000
- Max Amount: £5,000,000
- Min APR: 4.9%
- Max APR: 35%
- Loan Duration: 1–72 months⌛
Services & Industries
- Finance Types: Equity finance, Business loans, Revolving credit
- Industries: IT support, E-commerce, Supply chain
Pros
- Wide range of funding options
- Industry-specific support
Cons
- Competitive market
2. Iwoca
Iwoca Iwoca provides flexible credit solutions focused on fast approval and credit lines suitable for small enterprises. It supports businesses needing quick access to working capital through a variety of secured or unsecured options. The platform typically emphasises efficiency and flexible repayment terms.
Loan Details
- Min Amount: £10,000
- Max Amount: £1,000,000
- Min APR: 6%
- Max APR: 49%
- Loan Duration: 1–12 months⌛
Services & Industries
- Finance Types: Business loans, Credit lines
- Industries: General SME, IT support
Pros
- Quick application process
- Flexible borrowing
Cons
- High APR for short-term loans
Sources: https://www.iwoca.co.uk/finance-explained/business-loan-interest-rates
3. Swoop Funding
Swoop Funding Swoop Funding offers online access to business expansion and working capital, with a streamlined application process. It is suitable for companies seeking flexible, short-term finance options. Typical features include quick turnaround and an unsecured or secured product offering.
Loan Details
- Min Amount: £1,000
- Max Amount: £1,000,000
- Min APR: 6%
- Max APR: 15%
- Loan Duration: 1–24 months⌛
Services & Industries
- Finance Types: Equity finance, Business loans
- Industries: Tech, IT support
Pros
- Streamlined application
- Comprehensive service
Cons
- Limited loan term flexibility
Sources: https://www.fundingagent.co.uk/post/best-lenders-for-supply-chain-businesses-uk
4. Clifton Private Finance
Clifton Private Finance Clifton Private Finance provides specialised loan options including bridging loans and asset finance. It is suited for growth, property acquisition or refinance, with flexible security and loan structures. It often serves businesses seeking tailored funding solutions.
Loan Details
- Min Amount: £50,000
- Max Amount: £25,000,000
- Min APR: 7%
- Max APR: 20%
- Loan Duration: 3–72 months⌛
Services & Industries
- Finance Types: Bridging loans, Asset finance, Equity finance
- Industries: Property, General business, IT support
Pros
- Tailored advice
- Wide range of options
Cons
- High APR for unsecured loans
Sources: https://www.cliftonpf.co.uk/blog/05122023183052-business-loan-interest-rates/
5. FPE Capital
FPE Capital FPE Capital invests in software and service companies, providing growth capital. It supports equity funding for scaling businesses. Suitable for companies seeking investment funding rather than debt.
Loan Details
- Min Amount: £0
- Max Amount: £0
- Min APR: 0%
- Max APR: 0%
- Loan Duration: Unknown⌛
Services & Industries
- Finance Types: Equity investment
- Industries: Software, Services, IT
Pros
- Growth-oriented
- Experienced team
Cons
- Investment focus only
Sources: https://www.privateequitywire.co.uk/fpe-capital-invests-60-decibels/
6. GC Business Finance
GC Business Finance GC Business Finance offers business loans and equity funding to UK SMEs. It supports community-driven projects and tailored funding structures. It is suitable for small to medium enterprises requiring flexible capital solutions.
Loan Details
- Min Amount: £500
- Max Amount: £10,000
- Min APR: 6.2%
- Max APR: 6.2%
- Loan Duration: 60 months⌛
Services & Industries
- Finance Types: Business loans, Equity finance
- Industries: SME, IT support
Pros
- Community-focused
- Simple process
Cons
- Limited loan amounts
Sources: https://businessfinancestartup.co.uk/
7. Fleximize
Fleximize Fleximize provides flexible funding options tailored to small and medium-sized UK businesses. It offers quick approval processes and adaptable repayment plans suitable for varied cash flow needs.
Loan Details
- Min Amount: £5,000
- Max Amount: £500,000
- Min APR: 8.9%
- Max APR: 25%
- Loan Duration: 3–48 months⌛
Services & Industries
- Finance Types: Business loans
- Industries: Marketing, IT support, Retail
Pros
- Rapid decisions
- Flexible terms
Cons
- Higher rates for bad credit
Sources: https://www.fleximize.co.uk/
8. Funding Circle
Funding Circle Funding Circle offers a platform for small business loans, with options suitable for quick approval and flexible repayment. It is aimed at UK SMEs needing reliable and transparent access to finance.
Loan Details
- Min Amount: £10,000
- Max Amount: £750,000
- Min APR: 6.9%
- Max APR: 10%
- Loan Duration: 1–60 months⌛
Services & Industries
- Finance Types: Term loans
- Industries: SME, IT support
Pros
- Competitive rates
- Fast processing
Cons
- Strict eligibility criteria
Sources: https://www.fundingcircle.co.uk/
9. White Oak UK
White Oak UK White Oak UK provides customised business finance solutions, including loans and asset finance, for SMEs looking for flexible, tailored funding. It supports companies planning growth or refinancing with a variety of security options.
Loan Details
- Min Amount: £25,000
- Max Amount: £2,000,000
- Min APR: 6.95%
- Max APR: 0%
- Loan Duration: 12–60 months⌛
Services & Industries
- Finance Types: Business loans
- Industries: SME, General business, IT support
Pros
- Custom solutions
- Wide range of services
Cons
- High arrangement fees
Sources: https://www.ldf.co.uk/flipside-business-finance
How to choose
When selecting a provider for equity finance, consider whether a bank, broker, or specialist lender best fits your needs. Banks offer standard products with recognised stability but can be slower and more rigid. Brokers provide access to a broader range of options, including alternative and sector-specific lenders. Specialists focus on particular industries or funding types, often providing tailored solutions. Match your growth stage, financing purpose, and speed requirements with the provider type and product features.
Conclusion
Matching your funding needs to the right provider involves understanding sector specialisms, security requirements, and application processes. Banks tend to offer more traditional products for larger or secured loans. Brokers can connect you to flexible and alternative sources. Sector specialists, such as those offering equity investments, are suited for growth-stage companies. Funding Agent is a strong choice for SMEs that want quick comparisons across multiple options. Always confirm current costs and terms with the lender; pricing may change.
