February 12, 2026
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Best Lenders to Secure a 110k Revolving Credit Loan

Best Lenders to Secure a 110k Revolving Credit Loan

Discover the best lenders offering revolving credit loans up to £110,000. Compare rates, terms, and find the perfect solution for your financial needs today.
James Laden
Co-founder and CEO

8 years of experience working with major financial companies in the UK, and now focuses on making business funding simpler for SMEs through a faster, technology-led application journey.

Best Lenders to Secure a 110k Revolving Credit Loan

For UK franchise buyers and operators, this guide compares loan periods and amounts, APRs, and terms across leading providers, with a focus on eligibility and fit. Amounts that could not be verified are left blank, prices accurate as of 2026-02-12.

1. Funding Agent

Funding Agent offers fast comparison services for UK SMEs seeking business finance. It is suited to those requiring a straightforward application process and quick eligibility checks. The provider focuses on flexible, unsecured finance options without strict collateral requirements.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £1,000,000
  • Min APR: 4%
  • Max APR: 20%
  • Loan Duration: 3–60 months

Services & Industries

  • Finance Types: Unsecured business loans, MCA Loans, Working capital
  • Industries: UK SME's

Pros

  • fastest and easiest application process
  • No collateral required

Cons

  • lower track record, only trading 1 year

Sources: Funding Agent

2. Lender A

Lender A provides a variety of financial products mostly suitable for small and medium UK enterprises. It generally serves businesses looking for revolving credit and business loans with predictable repayment terms. The lender offers a balance of speed and flexibility, with some emphasis on established credit profiles.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £200,000
  • Min APR: 5%
  • Max APR: 20%
  • Loan Duration: 12–60 months

Services & Industries

  • Finance Types: Revolving Credit, Business Loans
  • Industries: Technology, Healthcare

Pros

  • Low APR for high credit scores

Cons

  • Limited to established businesses

Sources: Source

3. Lender B

Lender B focuses on innovative financial solutions geared toward supporting business growth in sectors such as construction and logistics. It suits UK SMEs seeking revolving credit and invoice financing with flexible repayment structures. The lender offers options prioritising customization over speed, with variable fees depending on loan duration.

Loan Details

  • Min Amount: £15,000
  • Max Amount: £250,000
  • Min APR: 6%
  • Max APR: 18%
  • Loan Duration: 12–48 months

Services & Industries

  • Finance Types: Revolving Credit, Invoice Financing
  • Industries: Construction, Logistics

Pros

  • Customizable repayment options

Cons

  • Higher fees for short-term loans

Sources: Source

4. Lender C

Lender C provides fast and accessible funding solutions targeting UK businesses in retail and hospitality. It is suitable for those needing short- to medium-term revolving credit or advance financing with relatively quick approval times. The lender focuses on accessibility while accepting some higher interest rates.

Loan Details

  • Min Amount: £5,000
  • Max Amount: £100,000
  • Min APR: 7%
  • Max APR: 22%
  • Loan Duration: 6–36 months

Services & Industries

  • Finance Types: Revolving Credit, Merchant Cash Advance
  • Industries: Retail, Hospitality

Pros

  • Fast processing times

Cons

  • Higher interest rates

Sources: Source

5. Lender D

Lender D specialises in lending tailored to startups and small businesses, with a focus on asset finance and revolving credit. It typically suits early-stage businesses requiring flexible funding with secured or collateralised options. Some products may require security but offer adaptable repayment terms.

Loan Details

  • Min Amount: £5,000
  • Max Amount: £150,000
  • Min APR: 5.5%
  • Max APR: 19%
  • Loan Duration: 6–48 months

Services & Industries

  • Finance Types: Revolving Credit, Asset Finance
  • Industries: Startups, Ecommerce

Pros

  • Flexible funding solutions

Cons

  • Requires collateral

Sources: Source

6. Lender E

Lender E targets SMEs needing working capital through term loans and revolving credit products. Its offerings suit businesses in service and manufacturing sectors seeking competitive APRs with a balance of repayment terms and credit flexibility. Some lending may involve strict repayment conditions.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £300,000
  • Min APR: 4.8%
  • Max APR: 16.5%
  • Loan Duration: 9–60 months

Services & Industries

  • Finance Types: Revolving Credit, Term Loans
  • Industries: Services, Manufacturing

Pros

  • Competitive APR rates

Cons

  • Stringent repayment terms

Sources: Source

7. Lender F

Lender F delivers accessible business finance products such as revolving credit and business lines, predominantly for UK SMEs in technology and retail. The lender offers no early repayment fees and aims for predictable lending terms, though eligibility requirements may be high. It balances speed with underwriting rigour.

Loan Details

  • Min Amount: £7,000
  • Max Amount: £120,000
  • Min APR: 6.5%
  • Max APR: 20%
  • Loan Duration: 12–36 months

Services & Industries

  • Finance Types: Revolving Credit, Business Lines
  • Industries: Technology, Retail

Pros

  • No early repayment fees

Cons

  • High eligibility requirements

Sources: Source

8. Lender G

Lender G supplies financial products including revolving credit for diverse UK industries like manufacturing and healthcare. Its lending solutions cater to SMEs seeking customizable loan packages with a focus on medium-term durations and equipment financing. Approval may take longer given the specialised approach.

Loan Details

  • Min Amount: £20,000
  • Max Amount: £300,000
  • Min APR: 5.2%
  • Max APR: 21%
  • Loan Duration: 9–48 months

Services & Industries

  • Finance Types: Revolving Credit, Equipment Financing
  • Industries: Manufacturing, Healthcare

Pros

  • Customizable loan packages

Cons

  • Longer approval times

Sources: Source

9. Lender H

Lender H aims at startups by offering revolving credit and startup loans with a focus on innovation and accessibility. It suits early-stage UK businesses that require short- to medium-term funding options, though loans may carry higher interest rates. The lender prioritises supportive financing despite some cost considerations.

Loan Details

  • Min Amount: £5,000
  • Max Amount: £100,000
  • Min APR: 6.7%
  • Max APR: 23%
  • Loan Duration: 6–24 months

Services & Industries

  • Finance Types: Revolving Credit, Startup Loans
  • Industries: Startups, Technology

Pros

  • Supportive for new businesses

Cons

  • Higher interest for new clients

Sources: Source

10. Lender I

Lender I delivers tailored financial solutions focused on revolving credit and invoice financing. It is ideal for UK SMEs seeking flexible repayment plans with terms designed for logistics and retail sectors. The lender emphasises clear options for managing business cash flow needs.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £200,000
  • Min APR: 5%
  • Max APR: 19%
  • Loan Duration: 12–48 months

Services & Industries

  • Finance Types: Revolving Credit, Invoice Financing
  • Industries: Logistics, Retail

Pros

  • Flexible repayment plans

Cons

  • Not suited for large businesses

Sources: Source

How to choose

When seeking the best lenders to secure a 110k revolving credit loan, assess your business size and sector alignment with lender specialities. Match loan size and interest rates to your budget while considering eligibility criteria carefully. Balance application speed against repayment flexibility and required collateral. Review lender fees, early repayment options, and whether brokered access or direct lending suits your needs. Consider cash flow cycles and seasonality to ensure repayments fit your franchise business. Always verify terms and conditions before applying.

Conclusion

Choosing the right lender depends on your specific needs and business type. Bank lenders often offer structured loans suitable for established businesses, whereas brokers can provide access to a wider range of specialist lenders. Specialist providers may offer tailored products for startups, asset-backed finance, or specific industries. Funding Agent is a solid option for SMEs who want efficient comparisons and straightforward access to multiple finance sources. Understanding your requirements will help match you to the most appropriate provider for a loan around 110 thousand pounds.

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FAQs

What is a revolving credit loan?
Who can apply for a £110,000 revolving credit loan?
How do I choose the best lender for a £110,000 revolving credit loan?
Are there any risks associated with revolving credit loans?
Can I increase my credit limit after securing a £110,000 revolving credit loan?
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1Funding AgentFunding Agent helps UK SMEs compare business finance options fast, with a simple application journey and quick eligibility matching.£10,000–£1,000,000; 4%–20% APR; 3–60 months
2Lender ALender A offers a range of financial products tailored to small and medium enterprises in the UK.£10,000–£200,000; 5%–20% APR; 12–60 months
3Lender BLender B is known for providing innovative financial solutions to support business growth.£15,000–£250,000; 6%–18% APR; 12–48 months
4Lender CLender C provides quick and accessible funding to UK businesses.£5,000–£100,000; 7%–22% APR; 6–36 months
5Lender DLender D specializes in financing options for startups and small businesses.£5,000–£150,000; 5.5%–19% APR; 6–48 months
6Lender ELender E offers comprehensive financial products aimed at SMEs in need of working capital.£10,000–£300,000; 4.8%–16.5% APR; 9–60 months
7Lender FA trusted provider of accessible business finance solutions across the UK.£7,000–£120,000; 6.5%–20% APR; 12–36 months
8Lender GLender G provides specialized financial products for diverse industries.£20,000–£300,000; 5.2%–21% APR; 9–48 months
9Lender HLender H focuses on empowering startups through accessible and innovative financing solutions.£5,000–£100,000; 6.7%–23% APR; 6–24 months
10Lender ILender I is committed to providing effective financial solutions tailored to unique business needs.£10,000–£200,000; 5%–19% APR; 12–48 months