Funding Agent focuses on helping UK SMEs quickly compare a variety of unsecured business finance options. It is suited for franchise buyers and small business operators seeking straightforward loan terms. The platform offers a fast application process with simple eligibility checks and flexible repayment options.

Funding Circle is a peer-to-peer lending platform offering unsecured term loans primarily for small businesses in the UK. It suits borrowers like franchise owners looking for moderate loan amounts with predictable fixed repayments. The platform provides access to finance through a network of investors with varying flexibility depending on risk profile.

Iwoca provides flexible credit lines focusing on short-term credit for small businesses across different sectors. It is suitable for those needing quick access to funds with minimal security and flexible repayment schedules. The lender emphasises ease of access and some flexibility in usage but with typically shorter durations.

Tide delivers financial services tailored to small businesses, offering fast lending solutions including business loans and credit lines. It is suitable for SMEs requiring flexible credit options, often with integrated banking services. Offering variable loan durations, Tide focuses on efficiency and ease of use for registered businesses.

Fleximize offers bespoke funding solutions designed for SMEs, prioritising flexibility and borrower support. It fits businesses seeking varied repayment models including revenue-based financing, with loans secured by assets where applicable. Fleximize targets sectors needing adaptable term lengths and sizeable credit lines.

LendInvest specialises in property finance including bridging loans and development funding. It is aimed at UK businesses needing tailored property-backed lending solutions. LendInvest offers competitive rates and typically expects some security on loans with defined loan-to-value limits and term ranges.

MarketFinance specialises in invoice financing and business loans with flexible terms for UK SMEs. It suits businesses seeking working capital solutions linked to invoice turnover. MarketFinance offers rapid access to funds but generally requires businesses to operate on invoice-based revenue models.

Esme Loans provides unsecured business loans designed for quick and simple access. It is suitable for UK SMEs such as franchise operators looking for loans without security requirements. Esme Loans focuses on straightforward applications with standard repayment terms, though interest rates may be higher due to unsecured lending.

Capify offers alternative lending solutions focused on flexibility, including merchant cash advances and small business loans. It suits small businesses requiring adaptable repayment terms, but often with higher APRs reflecting the risk and shorter loan durations. Collateral requirements may be limited, favouring businesses with variable cash flow.

White Oak UK offers comprehensive financial and business loan products for SMEs, including asset finance and hire purchase. This lender fits businesses needing broader product ranges with tailored repayment plans and industry-specific expertise. They typically cater to borrowers prepared for longer approval processes and detailed documentation.