Funding Agent specialises in providing UK SMEs with access to multiple business finance options via a streamlined comparison platform. It typically suits businesses seeking unsecured funding with efficient application and quick eligibility decisions. The service offers flexibility with loan terms and does not always require collateral, making it suitable for various working capital needs.

Funding Circle operates a fully online lending platform that links small businesses directly with investors. This lender is generally suitable for SME borrowers comfortable with investor-backed loans and looking for straightforward borrowing terms. Funding Circle provides flexibility in loan types and terms but may require adherence to investor-driven criteria.

NatWest Bank is a large UK retail and commercial bank offering a range of tailored financial products including business loans and revolving credit facilities. It is suited to established SMEs requiring secured or unsecured funding with variable loan durations. NatWest typically involves more formal application processes and may consider collateral or creditworthiness during approval.

Barclays Bank provides comprehensive banking services including various business lending products for different requirements. This bank targets SMEs needing flexible borrowing options, possibly secured by assets, with a variety of repayment options and term lengths. The application process may involve detailed assessments to match lending to business needs.

Lloyds Bank features a variety of financial services designed to support SMEs with loan and revolving credit products. It suits businesses looking for flexible funding solutions with options for secured and unsecured lending. The bank balances comprehensive service with loan flexibility, typically considering individual business needs and risk profiles.

HSBC UK offers a broad selection of loan options suited to a wide range of business needs. It generally suits SMEs requiring flexible repayment structures and competitive rates, with the option for secured or unsecured funds. HSBC’s lending approach often reflects international banking expertise, offering comprehensive support but may involve lengthier approval times.

TSB Bank focuses on supporting small businesses with accessible loan options and a commitment to local market needs. Its loan products generally suit SMEs looking for straightforward borrowing with a community-oriented service approach. The bank offers flexibility in loan terms and may prioritise simplicity and speed in processing applications.

Santander UK specialises in tailored financing solutions with a variety of business loan products catering to diverse sectors. It is typically suited to SMEs seeking personalised customer service and fixed or variable rate options. Santander’s offerings often involve established lending criteria with options suitable for different business sizes and capital needs.

Metro Bank is recognised for its customer-focused banking and flexible lending products designed to support local businesses. It is suited for SMEs needing personal service with tailored loan and credit options. Metro Bank offers various financing types with a focus on ease of access and adaptable repayment terms.

Virgin Money offers innovative financial products aimed at entrepreneurs and SMEs, focusing on creative lending solutions. It is typically suitable for startups and growing businesses seeking adaptable credit products. Virgin Money emphasises brand strength and innovation while providing flexible loan options with varied repayment plans.