Funding Agent operates as a broker, enabling UK SMEs to quickly compare various business finance products. It is typically suited for borrowers seeking straightforward options with clarity on terms. Applicants benefit from a fast, simple application process without the need for collateral and flexible repayment solutions.

Barclays focuses on traditional bank business loans, suitable for a wide range of borrowers including franchise buyers needing larger loan amounts. Its products often require meeting strict eligibility, with a focus on collateral availability and various repayment options. The bank offers flexibility on terms but typically caters to established businesses.

Lloyds Bank specialises in bank business loans and invoice finance, suited to SMEs and larger businesses with varied funding needs. It typically supports borrowers requiring flexible repayment plans and competitive rates, with some loan products secured by assets. Lloyds provides tailored solutions with consideration of industry sectors.

HSBC offers a broad array of bank business loans with a global reach, geared for companies requiring substantial funding and robust financial products. It typically serves borrowers able to meet higher lending criteria, with options for secured loans and equipment finance. HSBC balances term flexibility with structured repayment plans.

NatWest provides a comprehensive range of bank loan products for businesses of all sizes, typically supporting franchises and SMEs. It offers flexibility in repayment and funding types like overdrafts, with consideration for creditworthiness and business stability. NatWest aims to balance accessibility with structured lending criteria.

Tide is a fintech lender targeting SMEs with fast, flexible business loans and credit lines. It works best for borrowers seeking quick decisions without extensive collateral requirements. Tide’s platform suits those prioritising speed and straightforward application processes for short-term funding.

Metro Bank operates as a retail and commercial bank providing business loans and other financial services. It is suited for franchises and SMEs looking for customer-focused lending with flexible terms. The lender offers various repayment options while typically requiring some security depending on loan size.

Santander delivers a range of business loans tailored for SMEs and franchise buyers, with an emphasis on transparent fees and structured repayments. Its products generally cover multiple sectors and offer invoice finance options. Borrowers should expect standard lender security and eligibility assessments.

Funding Circle operates a peer-to-peer lending platform designed for small businesses seeking quick, affordable business loans. It appeals to borrowers comfortable with online application and willing to provide financial statements. Loans may offer competitive APRs but require a clear repayment plan.

Starling Bank offers digital banking and business loans tailored for smaller enterprises and franchise owners seeking quick, accessible funds. It specialises in low APR loans with straightforward approval processes, typically without extensive physical branch interactions. The bank supports flexible repayment schedules suitable for short-term finance needs.