Funding Agent focuses on providing UK SMEs with a fast and simple way to compare business finance options across multiple lenders. It is suitable for franchise buyers and operators seeking working capital or growth finance. The platform offers quick eligibility checks and transparent terms without requiring collateral, with flexibility in repayment types.

Funding Circle specialises in connecting investors directly with small business owners to provide affordable term loans. It is typically suited for SMEs requiring clear loan options for working capital or growth. The lending model offers competitive rates, fixed terms, and standard repayment schedules without collateral requirements.

IWOCA offers short-term loan products designed for quick access to funds without requiring security. It suits small businesses and franchises needing flexible credit solutions for immediate cash flow support. The lender emphasises speed and flexibility over longer durations or traditional underwriting criteria.

Esme Loans provides unsecured business loans geared towards growth and expansion for UK SMEs. It typically suits franchise buyers needing flexible and fair lending with an emphasis on transparency. Esme offers fixed repayment options and does not require collateral for its products.

MarketFinance specialises in invoice financing and working capital loans for businesses needing quick funding. It suits SMEs looking for flexible access to cash flow without traditional security requirements. The lender focuses on speed and simple application processes for approved sectors.

Tide Bank offers modern business banking paired with access to loans designed for smaller UK businesses. It is suitable for franchisees and startups seeking efficient finance solutions with integrated banking features. The lender focuses on straightforward lending with reasonable terms and manageable fees.

Capify provides merchant cash advances and flexible funding options suited to small and medium UK businesses. It is typically suitable for franchises and retailers seeking quick access to capital with tailored repayment plans. The lender focuses on convenience though some products may carry higher costs.

Fleximize offers innovative and flexible business loans aimed at helping UK SMEs grow and manage cash flow. It suits franchise owners and retailers needing adaptable repayment schedules and a range of lending options. The lender provides quicker decisions but with a wider range of rates depending on risk.

Ultimate Finance focuses on providing tailored financial support through invoice and asset finance products. It fits SMEs needing funding secured on assets or receivables and seeking solutions to overcome cash flow challenges. The lender offers structured deals typically involving secured lending with flexible terms.

Funding Options acts as a broker providing access to a wide variety of lending products from multiple lenders. It suits SMEs across sectors looking for tailored options including unsecured and secured loans. The platform facilitates comparison of terms and speeds up finding funding suited to specific business needs.