Funding Agent focuses on brokering a range of unsecured business finance options suitable for UK SMEs. It typically supports franchise buyers and operators looking for clear and straightforward terms. The platform offers quick eligibility checks and flexible repayment options without requiring collateral.

Funding Circle operates an investor marketplace connecting small businesses with competitive loan options. It is generally suitable for established SMEs seeking longer-term funding with fixed repayments. The service emphasises structured loan terms but may not cater well to startups or highly flexible lending needs.

OnDeck provides flexible financing mainly through term loans and lines of credit, tailored to quick access requirements. It is a fit for SMEs in sectors like healthcare and retail needing adaptable funding solutions. The lender offers straightforward applications but rates may vary with borrower credit quality.

IWOCA offers short-term loans with quick decisions focusing on minimal paperwork and simplicity. It is well suited for small businesses in e-commerce and retail requiring flexible credit access. The lender supports timely repayments and caters to businesses valuing fast, small-scale finance.

Tide Bank delivers business banking and finance solutions aimed at small and medium UK businesses, often incorporating overdrafts and credit lines. It matches businesses looking for integrated banking services with some flexibility in repayments. Personalised service focuses on digital experience though in-person support may be limited.

Barclays provides traditional bank lending including loans and lines of credit, often suited to businesses requiring tailored products and established banking relationships. Suitable for SMEs preferring structured offers with extensive service options. The application may be more complex and less flexible compared to specialist lenders.

HSBC provides a broad spectrum of business finance including overdrafts and loans geared to various business sizes and sectors. It suits companies seeking reliable lenders with global presence and a wide product range. The eligibility requirements may be more stringent with less product flexibility.

Lloyds Bank provides tailored borrowing options commonly used by SMEs requiring term loans or credit lines across various sectors. It is appropriate for firms valuing personalised advice and physical branch accessibility. The process can be lengthy, reflecting traditional banking practices.

NatWest offers business loans and lines of credit aiming to support SMEs across retail and service sectors. It is suited for customers seeking a range of borrowing options backed by traditional banking. Some products may have higher fees, reflecting added service levels.

Santander provides bank loans and overdraft facilities focusing on SME growth and expansion. The lender suits businesses needing competitive rates managed via online platforms. Branch access may be limited, but digital tools support loan and credit management efficiently.