April 14, 2026
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Best Lenders to Secure a 270k Bridging Loan

Discover the best lenders to secure a £270,000 bridging loan. Compare UK bridging loan providers, rates, and terms to make the right choice for your needs.
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Best Lenders to Secure a 270k Bridging Loan
Jesse Spence
Finance content writer / Market researcher

Jesse Spence is a Funding Research and Content Lead at Funding Agent with 4 years of experience in market research. He focuses on turning lender criteria and market insights into practical, plain-English resources that help business owners, not only, improve approval chances and choose the right type of finance but also find the right funding providers for their needs.

Best Lenders to Secure a 270k Bridging Loan

For UK franchise buyers and operators, this guide compares loan periods and amounts, APRs, and terms across leading providers, with a focus on eligibility and fit. Amounts that could not be verified are left blank, prices accurate as of 2026-04-07.

1. Funding Agent

Funding Agent provides fast comparison of business finance options for UK SMEs. It is suitable for franchise buyers and operators seeking unsecured lending with straightforward application and eligibility processes. The provider offers speed and flexibility with options that do not require collateral and cater to various repayment preferences.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £1,000,000
  • Min APR: 4%
  • Max APR: 20%
  • Loan Duration: 3–60 months ⌛

Services & Industries

  • Finance Types: Unsecured business loans, MCA Loans, Working capital
  • Industries: UK SME's

Pros

  • fastest and easiest application process
  • No collateral required

Cons

  • lower track record, only trading 1 year

Sources: Funding Agent

2. MT Finance

MT Finance focuses on property finance, particularly bridging loans for commercial and buy-to-let properties. It suits borrowers needing finance secured on property for purchase or refinance. MT Finance provides specialised solutions with attention to loan-to-value ratios and options that balance speed and thorough underwriting.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £10,000,000
  • Min APR: 0.64%
  • Max APR: 0%
  • Loan Duration: 1 to 24 months ⌛

Services & Industries

  • Finance Types: Bridging Loans, Commercial Mortgages
  • Industries: Real Estate, Commercial Finance

Pros

  • Fast processing
  • Specialised for property financing

Cons

  • Higher interest for unsecured loans

Sources: Source

3. Hampshire Trust Bank

Hampshire Trust Bank specialises in mortgages and bridging finance for commercial clients. It is appropriate for borrowers looking for structured finance solutions with potential for higher loan-to-value loans. The bank provides options with a focus on flexibility, suitable for property development and commercial needs.

Loan Details

  • Min Amount: £25,000
  • Max Amount: £10,000,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: 1 to 36 months ⌛

Services & Industries

  • Finance Types: Bridging Finance, Commercial Development Finance
  • Industries: Commercial Developments, Real Estate

Pros

  • Specialist in high LTV loans
  • Flexible terms

Cons

  • Strict applicant criteria

Sources: Source

4. Funding 365

Funding 365 is an independent lender focusing on bridging loans with bespoke rates and high loan-to-value offerings. It suits borrowers seeking flexible property finance for commercial use, with tailored repayment options. The lender emphasizes fast decision-making and competitive terms within its specialist niche.

Loan Details

  • Min Amount: £50,000
  • Max Amount: £5,000,000
  • Min APR: 0.8%
  • Max APR: 0%
  • Loan Duration: 1 to 24 months ⌛

Services & Industries

  • Finance Types: Bridging Loans
  • Industries: Commercial and Semi-commercial Properties

Pros

  • Competitive rates
  • Flexible LTV

Cons

  • Limited loan products

Sources: Source

5. Goldentree Financial Services

Goldentree Financial Services offers short-term secured loans focused on property projects across the UK. It is suitable for clients requiring secured finance for development or refurbishment, with quick decisions and high loan amounts. The lender provides secured solutions with attention to terms suited for property developers and investors.

Loan Details

  • Min Amount: £100,000
  • Max Amount: £10,000,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: 3 to 36 months ⌛

Services & Industries

  • Finance Types: Short-term Secured Loans, Commercial Development Finance
  • Industries: Property Development, Real Estate

Pros

  • High loan amounts
  • Quick decision times

Cons

  • Requires property security

Sources: Source

6. Hana Capital

Hana Capital is a privately funded lender specialising in bridging loans for a broad range of business clients. It offers flexible and fast financing solutions suitable for larger loan requirements across multiple industries. The provider focuses on tailored lending with options that prioritise speed and adaptable terms.

Loan Details

  • Min Amount: £500,000
  • Max Amount: £50,000,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: 1 to 24 months ⌛

Services & Industries

  • Finance Types: Bridging Loans
  • Industries: All Industries

Pros

  • Fast approval
  • Large loan sizes available

Cons

  • High entry loan amount

Sources: Source

7. Haslebrow

Haslebrow provides short-term bridging loans that do not require formal valuations. It is ideal for borrowers needing quick, flexible finance for rapid property transactions. The lender suits clients seeking efficiency and reduced delays, with adaptable lending options that offer convenience over lengthy underwriting.

Loan Details

  • Min Amount: £100,000
  • Max Amount: £20,000,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: 3 to 24 months ⌛

Services & Industries

  • Finance Types: Bridging Loans
  • Industries: Property Investments, Residential & Commercial

Pros

  • No formal valuations required
  • Rapid completion

Cons

  • Higher costs for faster processing

Sources: Source

8. Helmsley Group

Helmsley Group provides syndicated property loans tailored to project needs through flexible funding structures. It is suited to borrowers requiring joint ventures or collaborative finance solutions on property projects. The group offers customisation in finance arrangements with a focus on strategic partnership lending.

Loan Details

  • Min Amount: £250,000
  • Max Amount: £2,500,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: 6 to 18 months ⌛

Services & Industries

  • Finance Types: Property Loans, Joint Venture Finance
  • Industries: Syndicated Property Loans

Pros

  • Custom funding solutions
  • Strong syndication options

Cons

  • Limited loan size

Sources: Source

9. Hilco Global

Hilco Global offers asset-based lending and tailored capital solutions aimed at business stability and growth. It is appropriate for clients across various sectors seeking specialised finance structures. Hilco provides bespoke lending with attention to complex business needs and diverse industries.

Loan Details

  • Min Amount: £50,000
  • Max Amount: £5,000,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: 6 to 24 months ⌛

Services & Industries

  • Finance Types: Asset-Based Lending, Capital Solutions
  • Industries: Various Sectors

Pros

  • Tailored business solutions
  • Diverse industry focus

Cons

  • Complex loan structures

Sources: Source

10. Hope Capital

Hope Capital provides bridging loans for residential and commercial properties with a focus on quick and reliable finance. It suits borrowers looking for flexible property finance solutions with varied repayment options. Hope Capital offers access to tailored lending designed to fit differing property needs and timelines.

Loan Details

  • Min Amount: £100,000
  • Max Amount: £5,000,000
  • Min APR: 0.95%
  • Max APR: 0%
  • Loan Duration: 3 to 18 months ⌛

Services & Industries

  • Finance Types: Bridging Loans
  • Industries: Property Finance

Pros

  • Quick financing
  • Flexibility in property types

Cons

  • Shorter loan durations

Sources: Source

How to choose

When securing a bridging loan around 270k, assess lenders based on loan size capabilities and APR to align with your budget. Check each provider's eligibility requirements carefully. Balance the need for fast funding against the flexibility of terms and repayment options. Consider whether the loan is secured or unsecured and the impact on your collateral. Evaluate other factors like fees, early repayment options, and whether the financing fits your franchise's cash flow and seasonality. Always review the lender’s criteria to ensure a good fit.

Conclusion

Choosing the right lender depends on your specific needs and loan purpose. Banks generally offer structured products while brokers provide access to a wider range of lenders, including specialists. Specialist lenders may cater to more complex or niche property finance requirements. Funding Agent is useful for SMEs wanting quick comparisons across multiple options. Always check terms carefully before proceeding with any loan, especially for loans around 270 thousand pounds.

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FAQs

What is a bridging loan?
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1Funding AgentFunding Agent helps UK SMEs compare business finance options fast, with a simple application journey and quick eligibility matching.£10,000–£1,000,000; 4%–20% APR; 3–60 months
2MT FinanceMT Finance is a leading property finance lender, specialising in bridging loans for commercial and buy-to-let mortgages.£10,000–£10,000,000; 0.64%–0% APR; 1 to 24 months
3Hampshire Trust BankHampshire Trust Bank offers specialist mortgages and bridging finance alongside savings products, actively supporting UK businesses.£25,000–£10,000,000; 0%–0% APR; 1 to 36 months
4Funding 365Funding 365 is an independent bridging lender, offering bespoke rates and high loan-to-value ratios.£50,000–£5,000,000; 0.8%–0% APR; 1 to 24 months
5Goldentree Financial ServicesGoldentree Financial Services is a specialist lender offering short-term secured loans for property projects across the UK.£100,000–£10,000,000; 0%–0% APR; 3 to 36 months
6Hana CapitalHana Capital is a privately funded lender that specialises in bridging loans, offering fast and flexible solutions to business clients.£500,000–£50,000,000; 0%–0% APR; 1 to 24 months
7HaslebrowHaslebrow Finance provides short-term flexible bridging solutions without formal valuations, ideal for rapid property transactions.£100,000–£20,000,000; 0%–0% APR; 3 to 24 months
8Helmsley GroupThe Helmsley Group provides syndicated property loans, tailored to suit specific project needs with a flexible funding model.£250,000–£2,500,000; 0%–0% APR; 6 to 18 months
9Hilco GlobalHilco Global provides asset-based lending and capital solutions, offering bespoke services to enhance business stability and growth.£50,000–£5,000,000; 0%–0% APR; 6 to 24 months
10Hope CapitalHope Capital offers bridging loans tailored for both residential and commercial properties, providing quick and reliable financial solutions.£100,000–£5,000,000; 0.95%–0% APR; 3 to 18 months
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