April 14, 2026
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Best Lenders to Secure a 330k Bridging Loan

Discover the best lenders to secure a £330,000 bridging loan. Learn key tips, compare offers, and find quick, flexible financing options.
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Best Lenders to Secure a 330k Bridging Loan
James Laden
Co-founder and CEO

James Laden is the Co-founder and CEO of Funding Agent. He has 8 years of experience working with major financial companies in the UK, and now focuses on making business funding simpler for SMEs through a faster, technology-led application journey. He writes about business lending, alternative finance, and what lenders look for when assessing applications.

Best Lenders to Secure a 330k Bridging Loan

For UK franchise buyers and operators, this guide compares loan periods and amounts, APRs, and terms across leading providers, with a focus on eligibility and fit. Amounts that could not be verified are left blank, prices accurate as of 2026-04-07.

1. Funding Agent

Funding Agent focuses on providing UK SMEs with rapid comparison and access to business finance options through an easy application process. It is typically suited for franchise buyers and small businesses needing unsecured lending with clear eligibility and predictable terms. The service offers fast matching without collateral requirements, suitable for those seeking straightforward lending solutions with flexible repayment options.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £1,000,000
  • Min APR: 4%
  • Max APR: 20%
  • Loan Duration: 3–60 months

Services & Industries

  • Finance Types: Unsecured business loans, MCA Loans, Working capital
  • Industries: UK SME's

Pros

  • fastest and easiest application process
  • No collateral required

Cons

  • lower track record, only trading 1 year

Sources: Funding Agent

2. MT Finance

MT Finance offers bridging loans focused on commercial property projects. It suits property buyers, investors, and SMEs requiring rapid funding with flexible loan terms. The provider specialises in secured loans with competitive timing options and is ideal for those prioritising speed and security in commercial real estate finance.

Loan Details

  • Min Amount: £50,000
  • Max Amount: £5,000,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: 1 to 24 months

Services & Industries

  • Finance Types: Bridging Loans, Commercial Mortgages
  • Industries: Real Estate, Commercial Property

Pros

  • Fast funding
  • Flexible terms

Cons

  • Higher APR for lower credit scores

Sources: Source Source

3. Funding 365

Funding 365 concentrates on bridging and development loans for commercial and semi-commercial properties. It is suitable for investors and businesses seeking competitive interest rates and high loan-to-value lending in these sectors. The provider offers streamlined loan products with options that may include varying repayment types backed by property security.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0.64%
  • Max APR: 0.8%
  • Loan Duration: Up to 24 months

Services & Industries

  • Finance Types: Bridging Loans, Development Finance
  • Industries: Commercial, Semi-commercial

Pros

  • Competitive rates
  • High LTV options

Cons

  • Limited loan types

Sources: Source

4. Hope Capital

Hope Capital offers bespoke bridging loans tailored for residential, semi-commercial, and commercial property transactions. This lender suits borrowers needing flexible loan structures and personalised support. They often accommodate diverse property types with a focus on accessible, tailored solutions for timely financing.

Loan Details

  • Min Amount: £100,000
  • Max Amount: £5,000,000
  • Min APR: 0.79%
  • Max APR: 0.89%
  • Loan Duration: 3 to 18 months

Services & Industries

  • Finance Types: Bridging Loans
  • Industries: Real Estate, Semi-commercial, Commercial

Pros

  • Custom solutions
  • Wide range of applications

Cons

  • Higher rates for certain products

Sources: Source

5. Goldentree Financial Services

Goldentree Financial Services delivers secured short-term loans for business and commercial property projects. It suits borrowers requiring larger loan amounts backed by security. This provider offers fast approvals and loans generally secured against property, making it a resource for substantial bridging and development finance needs.

Loan Details

  • Min Amount: £100,000
  • Max Amount: £10,000,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Secured Loans, Development Finance
  • Industries: Property Development, Commercial Real Estate

Pros

  • Large loan amounts
  • Quick approvals

Cons

  • Limited to secured loans

Sources: Source

6. Hampshire Trust Bank

Hampshire Trust Bank specialises in commercial and development finance with tailored banking solutions. It is typically suited for businesses requiring bespoke loan structures and expertise in development projects. The bank provides options that may include both secured and unsecured lending, focusing on flexibility for complex financing needs.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 6.49%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Development Finance, Commercial Loans
  • Industries: Real Estate, Commercial Development

Pros

  • Customized solutions
  • Specialist in development finance

Cons

  • Complex application process

Sources: Source

7. Octane Capital

Octane Capital provides bridging and development finance customised for property projects in the UK. It is suitable for property investors and developers seeking flexible lending with terms that respond to interest rate changes. The company offers loans that may include refurbishment financing and loans with no exit fees.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0.73%
  • Max APR: 0%
  • Loan Duration: Up to 24 months

Services & Industries

  • Finance Types: Bridging Loans, Refurbishment Loans
  • Industries: Property Investors, Real Estate

Pros

  • Flexible terms based on BBR
  • No exit fees

Cons

  • Rates vary with bank interest rates

Sources: Source

8. Helmsley Group

Helmsley Group offers syndicated lending for property development with funding drawn from private investors. It generally suits developers or businesses requiring high loan amounts secured through syndicated arrangements. The model provides access to capital with a focus on collaboration between multiple funding sources.

Loan Details

  • Min Amount: £250,000
  • Max Amount: £2,500,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Syndicated Loans, Property Finance
  • Industries: Property Development, Real Estate

Pros

  • Investor-backed funding
  • High loan amounts

Cons

  • Limited to syndicated loans

Sources: Source

9. Hilco Global

Hilco Global provides capital solutions including asset-backed lending and real estate finance. It is typically suitable for businesses and investors requiring structured finance with collateral. The provider offers tailored financing options with a focus on flexibility and customised lending for asset-based needs.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Asset-Based Loans, Real Estate Finance
  • Industries: Asset Management, Real Estate

Pros

  • Flexible solutions
  • Tailored financing

Cons

  • Complex requirements

Sources: Source

10. Aria Finance

Aria Finance specialises in access to specialist development and commercial mortgages. It suits borrowers seeking a broad range of finance with brokered market access. Their services often support commercial real estate and development clients needing experienced guidance and flexible loan structures.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Development Finance, Commercial Mortgages
  • Industries: Commercial Real Estate, Development

Pros

  • Wide access to market rates
  • Experienced in complex lending

Cons

  • Primarily a finance broker

Sources: Source

How to choose

Choosing the right lender for a 330k bridging loan requires considering loan size, speed, and security needs. Compare APRs and loan durations to fit your budget and cash flow. Check if the lender requires collateral and whether flexible repayment options are available. Factor in the application process complexity and lender specialisation. Ensure the loan terms align with your franchise timing and financial situation. Review all fees and eligibility criteria carefully before committing.

Conclusion

Matching a lender to your borrowing purpose is key when seeking a 330 thousand pounds loan. Banks typically offer tailored, specialist finance with complex criteria, brokers provide broad market access and speed, while specialist lenders focus on niche property and bridging loans. Funding Agent enables fast comparisons suitable for SMEs aiming to understand their options efficiently. Carefully evaluating each provider type against your needs ensures the best fit for your loan objectives. Always verify terms and pricing directly with lenders before proceeding.

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FAQs

What is a bridging loan and how does it work?
Who are the best lenders for a £330k bridging loan?
What are the typical interest rates for a £330,000 bridging loan?
How long can a bridging loan last?
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1Funding AgentFunding Agent helps UK SMEs compare business finance options fast, with a simple application journey and quick eligibility matching.£10,000–£1,000,000; 4%–20% APR; 3–60 months
2MT FinanceMT Finance offers fast bridging loans suitable for various financial needs, specializing in commercial properties.£50,000–£5,000,000; 0%–0% APR; 1 to 24 months
3Funding 365Funding 365 specializes in bridging and development loans for commercial and semi-commercial properties.£0–£0; 0.64%–0.8% APR; Up to 24 months
4Hope CapitalHope Capital provides bespoke bridging loans for residential, semi-commercial, and commercial properties.£100,000–£5,000,000; 0.79%–0.89% APR; 3 to 18 months
5Goldentree Financial ServicesGoldentree provides secured short-term loans for business and commercial property projects across the UK.£100,000–£10,000,000; 0%–0% APR; Unknown
6Hampshire Trust BankHTB is a specialist bank offering tailored financial solutions including commercial and development finance.£0–£0; 6.49%–0% APR; Unknown
7Octane CapitalOctane Capital offers bespoke bridging and development finance solutions for property projects in the UK.£0–£0; 0.73%–0% APR; Up to 24 months
8Helmsley GroupHelmsley Group offers syndicated loans for property development, with funding sourced from private investors.£250,000–£2,500,000; 0%–0% APR; Unknown
9Hilco GlobalHilco Global provides capital solutions including asset-backed loans and real estate finance.£0–£0; 0%–0% APR; Unknown
10Aria FinanceAria Finance offers a market-leading access to specialist finance, including development and commercial mortgages.£0–£0; 0%–0% APR; Unknown