April 14, 2026
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Best Lenders to Secure a 370k Bridging Loan

Discover the best lenders to secure a £370,000 bridging loan. Learn about rates, terms, and how to choose the right lender for your bridging finance needs.
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Best Lenders to Secure a 370k Bridging Loan
James Laden
Co-founder and CEO

James Laden is the Co-founder and CEO of Funding Agent. He has 8 years of experience working with major financial companies in the UK, and now focuses on making business funding simpler for SMEs through a faster, technology-led application journey. He writes about business lending, alternative finance, and what lenders look for when assessing applications.

Best Lenders to Secure a 370k Bridging Loan

For UK franchise buyers and operators, this guide compares loan periods and amounts, APRs, and terms across leading providers, with a focus on eligibility and fit. Amounts that could not be verified are left blank, prices accurate as of 2026-04-07.

1. Funding Agent

Funding Agent focuses on providing UK SMEs with a straightforward platform to compare unsecured business finance options. It is commonly suited for businesses seeking working capital and quick access to funding. The provider emphasises a fast application process, clear eligibility matching, and non-collateral lending.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £1,000,000
  • Min APR: 4%
  • Max APR: 20%
  • Loan Duration: 3–60 months ⌛

Services & Industries

  • Finance Types: Unsecured business loans, MCA Loans, Working capital
  • Industries: UK SME's

Pros

  • fastest and easiest application process
  • No collateral required

Cons

  • lower track record, only trading 1 year

Sources: Funding Agent

2. MT Finance

MT Finance offers bridging finance solutions mainly targeting commercial property investors and SMEs that may require non-status loans. It is suitable for users needing quick funding with flexible lending criteria. The provider highlights efficient processing and adaptability with limited collateral requirements.

Loan Details

  • Min Amount: £50,000
  • Max Amount: £5,000,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: 1 to 24 months ⌛

Services & Industries

  • Finance Types: Bridging Loans, Commercial Mortgages
  • Industries: Real Estate, Finance

Pros

  • Flexibility
  • Quick release of funds

Cons

  • Non-status loans may have higher interest rates

Sources: Source

3. Hampshire Trust Bank (HTB)

Hampshire Trust Bank (HTB) provides specialist financial products focusing on bridging, mortgages, development, and commercial finance. It typically serves UK businesses that require tailored lending solutions. The bank highlights its ability to offer flexible terms and development-focused products without specific amount caps.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Custom terms ⌛

Services & Industries

  • Finance Types: Bridging Loans, Development Finance
  • Industries: Finance

Pros

  • Specialized in development and commercial finance
  • Custom solutions

Cons

  • May have higher entry thresholds

Sources: Source

4. Funding 365

Funding 365 specialises in bridging and development finance for commercial and semi-commercial property clients. It suits borrowers seeking property-related loans with options for high loan-to-value ratios and flexible rates. The provider emphasises quick funding and bespoke product structures.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0.64%
  • Max APR: 0%
  • Loan Duration: Up to 24 months ⌛

Services & Industries

  • Finance Types: Bridging Loans, Development Loans
  • Industries: Real Estate, Finance

Pros

  • Bespoke rates
  • High LTV options

Cons

  • Limited to property-related finance

Sources: Source

5. Hope Capital

Hope Capital focuses on bridging loans for property purchases, refinancing, and related needs across England, Wales, and Scotland. It is suitable for borrowers requiring regional coverage and varied term structures. The provider offers products tailored to the property finance sector with an emphasis on geographic reach and flexibility.

Loan Details

  • Min Amount: £0
  • Max Amount: £5,000,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Varied terms ⌛

Services & Industries

  • Finance Types: Bridging Loans
  • Industries: Finance

Pros

  • Geographic coverage
  • No early repayment fees

Cons

  • Limited to bridging finance

Sources: Source

6. Goldentree Financial Services

Goldentree Financial Services provides secured short-term loans catering to business property and commercial development finance needs. This provider suits borrowers requiring higher loan limits and secured funding options. The lending focuses on swift processing and security against assets.

Loan Details

  • Min Amount: £100,000
  • Max Amount: £10,000,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Short-term ⌛

Services & Industries

  • Finance Types: Secured Loans, Development Finance
  • Industries: Real Estate, Finance

Pros

  • High loan limits
  • Swift processing

Cons

  • Specialized lender

Sources: Source

7. Hana Capital

Hana Capital specialises in bridging loans designed for high-value transactions with a focus on speed and lending flexibility. It is aimed at borrowers needing tailored finance solutions for substantial amounts. The provider emphasises bespoke lending criteria and efficient turnaround times.

Loan Details

  • Min Amount: £500,000
  • Max Amount: £50,000,000
  • Min APR: 0.79%
  • Max APR: 0%
  • Loan Duration: 1 to 24 months ⌛

Services & Industries

  • Finance Types: Bridging Loans
  • Industries: Finance

Pros

  • Bespoke solutions
  • High value loans

Cons

  • Higher minimum loan amount

Sources: Source

8. Haslebrow Finance

Haslebrow Finance acts as a principal lender offering unregulated short-term loans for various property types including residential and commercial. It fits borrowers seeking quick finance with flexible terms in the property sector. The lender places emphasis on avoiding formal valuations and providing adaptable solutions.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Flexible terms ⌛

Services & Industries

  • Finance Types: Property Finance
  • Industries: Real Estate, Finance

Pros

  • No formal valuations
  • Flexible solutions

Cons

  • Focused on property finance

Sources: Source

9. Octane Capital

Octane Capital provides bespoke bridging and short-term property loans targeting ambitious property investors. It is suited to borrowers looking for flexible lending with no exit fees and customised terms. The offering prioritises tailored solutions within the property finance sector.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0.73%
  • Max APR: 0%
  • Loan Duration: Short-term ⌛

Services & Industries

  • Finance Types: Bridging Loans
  • Industries: Real Estate, Finance

Pros

  • No exit fees
  • Bespoke lending

Cons

  • Limited to property finance

Sources: Source

10. Nova Business Finance

Nova Business Finance works with a network of lenders to offer diverse business finance solutions including loans, invoice finance, and leasing. It is suitable for SMEs needing a broad range of funding options via brokered access. The provider emphasises flexibility and comprehensive service offerings.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Varied durations ⌛

Services & Industries

  • Finance Types: Business Loans, Invoice Finance
  • Industries: Finance

Pros

  • Wide range of solutions
  • Partnership with multiple lenders

Cons

  • Dependent on partner lenders

Sources: Source

How to choose

When selecting the best lender to secure a 370k bridging loan, consider your specific needs such as loan amount, purpose, and repayment capacity. Evaluate the APR range and loan duration to fit your budget and investment timeline. Check if the lender requires collateral or offers unsecured options. Speed of funding and flexibility in terms can be crucial depending on your project urgency. Also, review lender eligibility criteria and any fees, including early repayment penalties. Finally, assess if you prefer direct lenders, brokers, or specialists based on the complexity of your borrowing requirements.

Conclusion

Choosing the right lender depends on your individual use case. Banks may offer structured products but with stricter criteria. Brokers can provide access to multiple lenders for better options. Specialist providers focus on niche areas such as property or development finance. Funding Agent is a solid option for SMEs seeking straightforward comparisons across multiple lenders. Always verify updated terms and suitability before committing to any bridging loan, especially for amounts around 370 thousand pounds.

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FAQs

What is a bridging loan?
How can I secure a £370k bridging loan?
Who are the best lenders for bridging loans in the UK?
What interest rates can I expect for a £370k bridging loan?
What are the common terms for bridging loans?
Are there risks involved with bridging loans?

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1Funding AgentFunding Agent helps UK SMEs compare business finance options fast, with a simple application journey and quick eligibility matching.£10,000–£1,000,000; 4%–20% APR; 3–60 months
2MT FinanceMT Finance provides flexible, non-status bridging finance loans to commercial property investors and SMEs, offering funding quickly and efficiently.£50,000–£5,000,000; 0%–0% APR; 1 to 24 months
3Hampshire Trust Bank (HTB)HTB offers specialist mortgages, bridging finance, development finance, and commercial finance solutions tailored to help UK businesses succeed.£0–£0; 0%–0% APR; Custom terms
4Funding 365Funding 365 offers fast bridging and development loans with bespoke rates and high LTV options, serving commercial and semi-commercial property sectors.£0–£0; 0.64%–0% APR; Up to 24 months
5Hope CapitalHope Capital specialises in providing bridging loans across England, Wales, and Scotland, offering loans for property purchase, refinance, and more.£0–£5,000,000; 0%–0% APR; Varied terms
6Goldentree Financial ServicesGoldentree provides secured short-term funding for a range of business purposes, focusing on property and commercial development finance.£100,000–£10,000,000; 0%–0% APR; Short-term
7Hana CapitalHana Capital specialises in bridging loans with an emphasis on speed and flexibility, offering bespoke lending solutions for high-value transactions.£500,000–£50,000,000; 0.79%–0% APR; 1 to 24 months
8Haslebrow FinanceHaslebrow Finance is a principal lender for unregulated short-term property finance, offering loans for residential, semi-commercial, and commercial properties.£0–£0; 0%–0% APR; Flexible terms
9Octane CapitalOctane Capital offers bespoke bridging and short-term property finance, supporting ambitious property investors with tailored solutions.£0–£0; 0.73%–0% APR; Short-term
10Nova Business FinanceNova Business Finance collaborates with a network of flexible lenders to provide comprehensive financial solutions including business loans, invoice finance, and leasing.£0–£0; 0%–0% APR; Varied durations
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