April 14, 2026
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Best Lenders to Secure a 410k Bridging Loan

Discover the best lenders to secure a 410k bridging loan in the UK. Learn about rates, terms, and how to get quick approval for your bridging finance needs.
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Best Lenders to Secure a 410k Bridging Loan
James Laden
Co-founder and CEO

James Laden is the Co-founder and CEO of Funding Agent. He has 8 years of experience working with major financial companies in the UK, and now focuses on making business funding simpler for SMEs through a faster, technology-led application journey. He writes about business lending, alternative finance, and what lenders look for when assessing applications.

Best Lenders to Secure a 410k Bridging Loan

For UK franchise buyers and operators, this guide compares loan periods and amounts, APRs, and terms across leading providers, with a focus on eligibility and fit. Amounts that could not be verified are left blank, prices accurate as of 2026-04-07.

1. Funding Agent

Funding Agent offers fast comparison and eligibility matching for UK SMEs seeking unsecured business loans and working capital solutions. It is suitable for franchise buyers and small businesses prioritising speed and a straightforward lending process. Flexible terms and a quick, online application support efficient access to finance without collateral.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £1,000,000
  • Min APR: 4%
  • Max APR: 20%
  • Loan Duration: 3–60 months ⌛

Services & Industries

  • Finance Types: Unsecured business loans, MCA Loans, Working capital
  • Industries: UK SME's

Pros

  • fastest and easiest application process
  • No collateral required

Cons

  • lower track record, only trading 1 year

Sources: Funding Agent

2. MT Finance

MT Finance focuses on bridging loans and commercial mortgages, designed to support urgent property transactions and complex funding needs. It suits clients needing quick, flexible lending for property deals. The provider emphasises speed and adaptability, often servicing the property sector with practical solutions for short-term finance.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Up to 24 months ⌛

Services & Industries

  • Finance Types: Bridging loans, Commercial mortgages
  • Industries: Property, Commercial

Pros

  • Quick processing time
  • Flexibility for urgent deals

Cons

  • Primarily focuses on property-related finance

Sources: Source Source

3. Funding 365

Funding 365 provides bespoke bridging loans with a focus on high Loan-to-Value lending across various UK regions. It is well suited to clients needing tailored finance for property development or short-term bridging. The company emphasises customised rates and options, providing flexible and specialist funding solutions.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0.64%
  • Max APR: 0.8%
  • Loan Duration: Up to 24 months ⌛

Services & Industries

  • Finance Types: Bridging loans, Commercial bridging loans
  • Industries: Commercial, Property

Pros

  • Custom rates
  • High LTV options

Cons

  • Limited to bridging and development finance

Sources: Source Source

4. LendInvest

LendInvest operates as a property finance marketplace offering lending for bridging, development, and buy-to-let needs. It suits borrowers involved in property investment and development seeking flexible finance solutions. The platform offers diverse products with varied terms and an emphasis on property security.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Varies with product ⌛

Services & Industries

  • Finance Types: Bridging loans, Development finance, Buy-to-let loans
  • Industries: Real estate, Property investment

Pros

  • Diverse property finance options
  • Strong industry reputation

Cons

  • Focus on real estate-related loans

Sources: Source Source

5. Greenfield Mortgages

Greenfield Mortgages delivers fast and competitive bridging loans focussed on individuals and corporate borrowers across England and Wales. It is appropriate for clients needing short-term finance secured on property. The provider emphasises quick approvals and competitive terms within regional coverage.

Loan Details

  • Min Amount: £75,000
  • Max Amount: £3,000,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Up to 24 months ⌛

Services & Industries

  • Finance Types: Bridging loans
  • Industries: Property, Commercial

Pros

  • Quick approval process
  • Experience in short-term lending

Cons

  • Limited to England and Wales

Sources: Source Source

6. Hope Capital

Hope Capital specialises in bridging loans across England, Wales, and Scotland, offering tailored finance for various property types. This lender suits borrowers needing flexible short-term loans with consideration for specific property and commercial applications. It focuses on custom solutions and regional coverage for its clientele.

Loan Details

  • Min Amount: £100,000
  • Max Amount: £5,000,000
  • Min APR: 0.95%
  • Max APR: 0%
  • Loan Duration: 3 to 18 months ⌛

Services & Industries

  • Finance Types: Bridging loans, Commercial loans
  • Industries: Property, Commercial

Pros

  • Specialist in property finance
  • Wide lending area

Cons

  • Higher interest rates

Sources: Source Source

7. Tuscan Capital

Tuscan Capital offers bespoke, short-term bridging loans tailored to residential, commercial, and mixed-use properties. It serves clients needing specialist property finance with flexible terms and personalised lending criteria. The company prioritises tailored solutions suited to specific real estate ventures.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Short-term ⌛

Services & Industries

  • Finance Types: Bridging loans
  • Industries: Real estate, Commercial

Pros

  • Tailored lending
  • Focus on real estate

Cons

  • Restricted to property loans

Sources: Source Source

8. Octopus Real Estate

Octopus Real Estate provides varied real estate lending solutions, including bridging, development, and buy-to-let finance. It suits clients requiring diverse lending structures adapted to different project needs. The lender focuses on bespoke and flexible offers for property development and investment.

Loan Details

  • Min Amount: £5,000,000
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Varied ⌛

Services & Industries

  • Finance Types: Bridging loans, Development loans, Refurbishment finance
  • Industries: Real estate, Property development

Pros

  • Flexible and bespoke solutions
  • Diverse lending portfolio

Cons

  • Minimum loan thresholds

Sources: Source Source

9. KIS Finance

KIS Finance offers competitive bridging loans with an emphasis on speed and flexibility for UK borrowers. It is suitable for franchise buyers and property investors seeking short to medium term finance. The provider supports efficient application processes and responsive lending decisions.

Loan Details

  • Min Amount: £50,000
  • Max Amount: £500,000,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: 1 to 24 months ⌛

Services & Industries

  • Finance Types: Bridging loans
  • Industries: Property, Commercial

Pros

  • Quick processing time
  • Competitive rates

Cons

  • Focus on short-term loans

Sources: Source Source

10. Hilco Global

Hilco Global delivers a broad range of financial services, including bridging finance and turnaround funding. It is aimed at businesses requiring complex financial restructuring alongside short-term capital. The provider offers specialist solutions with an emphasis on flexibility and tailored financial strategies.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Varies ⌛

Services & Industries

  • Finance Types: Bridging loans, Turnaround finance
  • Industries: Various, Commercial

Pros

  • Wide range of financial services
  • Experienced in complex financial transactions

Cons

  • Focus on turnaround solutions

Sources: Source

How to choose

When selecting the best lender to secure a 410k bridging loan, consider your precise funding needs and the loan size. Look for lenders that offer flexible APRs and terms suited to property purchase, refinance, or working capital. Evaluate eligibility criteria carefully, including the need for collateral or security. Balance your priorities between speed of funding and the flexibility of repayment options. Review the broker or direct lender pathways and check for any additional fees or early repayment conditions before applying.

Conclusion

Choosing the right lender for a 410 thousand pounds loan involves matching lender type with your specific use case. Bank lenders may offer stability, while brokers provide wider access to multiple lenders. Specialist bridging providers often deliver tailored terms for property-related financing. Funding Agent remains a strong option for SMEs seeking rapid comparison and straightforward financing. Always verify current terms and suitability against your project requirements prior to commitment.

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1Funding AgentFunding Agent helps UK SMEs compare business finance options fast, with a simple application journey and quick eligibility matching.£10,000–£1,000,000; 4%–20% APR; 3–60 months
2MT FinanceMT Finance is a leading provider of bridging loans in the UK, known for fast and flexible lending solutions catering to urgent transactions and complex cases.£0–£0; 0%–0% APR; Up to 24 months
3Funding 365Funding 365 is an independent bridging lender offering bespoke rates and high Loan-to-Value (LTV) bridging finance across the UK.£0–£0; 0.64%–0.8% APR; Up to 24 months
4LendInvestLendInvest is a UK-based property finance marketplace, offering bridging, development, and buy-to-let loans to property developers and landlords.£0–£0; 0%–0% APR; Varies with product
5Greenfield MortgagesGreenfield Mortgages specializes in providing fast and competitive bridging loans throughout England and Wales, focusing on individual and corporate borrowers.£75,000–£3,000,000; 0%–0% APR; Up to 24 months
6Hope CapitalHope Capital is a specialist bridging loan provider, offering tailored loans across England, Wales, and Scotland for various property types.£100,000–£5,000,000; 0.95%–0% APR; 3 to 18 months
7Tuscan CapitalTuscan Capital is known for its bespoke property loans, specializing in short-term bridging finance tailored to residential, commercial, and mixed-use real estate.£0–£0; 0%–0% APR; Short-term
8Octopus Real EstateOctopus Real Estate provides a range of real estate lending solutions, including bridging, development, and buy-to-let finance, tailored to clients' needs.£5,000,000–£0; 0%–0% APR; Varied
9KIS FinanceKIS Finance offers competitive bridging loans and is recognized for its speed and flexibility in processing loan applications across the UK.£50,000–£500,000,000; 0%–0% APR; 1 to 24 months
10Hilco GlobalHilco Global offers a variety of financial solutions, including business turnaround and refinancing options, with bridging finance among its services.£0–£0; 0%–0% APR; Varies
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