Best Lenders to Secure a 60k Bridging Loan
For UK franchise buyers and operators, this guide compares loan periods and amounts, APRs, and terms across leading providers, with a focus on eligibility and fit. Amounts that could not be verified are left blank, prices accurate as of 2026-02-12.
Funding Agent offers a platform for UK SMEs to quickly compare various business finance solutions, including bridging loans. It is typically suitable for franchise buyers and businesses needing straightforward finance options. Funding Agent provides fast application processes, clear eligibility checks, and a variety of lending terms with a focus on convenience and simplicity.
Loan Details
- Min Amount: £10,000
- Max Amount: £1,000,000
- Min APR: 4%
- Max APR: 20%
- Loan Duration: 3–60 months ⌛
Services & Industries
- Finance Types: Unsecured business loans, MCA Loans, Working capital
- Industries: UK SME's
Pros
- fastest and easiest application process
- No collateral required
Cons
- lower track record, only trading 1 year
Example Lender 2 provides a range of financial products with a focus on bridging loans for construction clients. It suits borrowers seeking property-backed financing with an emphasis on servicing niche sectors. This lender offers access to bridging solutions that may include brokered options and flexible term structures without fixed maximum limits disclosed here.
Loan Details
- Min Amount: £0
- Max Amount: £0
- Min APR: 0%
- Max APR: 0%
- Loan Duration: Unknown ⌛
Services & Industries
- Finance Types: Bridging Loans
- Industries: Construction
Example Lender 3 specialises in bridging loans with fast approval processes aimed at SME clients needing urgent funding. It is suitable for property purchases and refinancing, offering competitive products with a range of loan terms. Flexibility in repayment options and LTV bands may be available reflecting its focus on efficient service delivery.
Loan Details
- Min Amount: £25,000
- Max Amount: £1,000,000
- Min APR: 6.5%
- Max APR: 18.5%
- Loan Duration: 3-24 months ⌛
Services & Industries
- Finance Types: Bridging Loans
- Industries: Real Estate
Example Lender 4 specialises in both personal and business bridging loans with an emphasis on flexible financing options. It serves borrowers in sectors such as real estate and retail, offering tailored loan terms and a variety of products. This provider tends to support cases requiring variable repayment structures and potentially negotiable security arrangements.
Loan Details
- Min Amount: £10,000
- Max Amount: £750,000
- Min APR: 7%
- Max APR: 16%
- Loan Duration: Unknown ⌛
Services & Industries
- Finance Types: Bridging Loans, Business Loans
- Industries: Real Estate, Retail
Pros
- Customizable loan options
Example Lender 5 specializes in financial solutions primarily geared towards the property market. This lender is suitable for borrowers seeking bridging loans with competitive APRs and medium to long loan durations. Flexibility in lending criteria and term length is highlighted, with options aligned to real estate investment and development financing.
Loan Details
- Min Amount: £30,000
- Max Amount: £500,000
- Min APR: 5.9%
- Max APR: 13.9%
- Loan Duration: 6-60 months ⌛
Services & Industries
- Finance Types: Bridging Loans
- Industries: Real Estate
Cons
- Higher eligibility criteria
Example Lender 6 is known for its prompt processing times and customer-oriented loan conditions in the bridging finance market. It caters to UK SMEs requiring bridging loans with some variability in APRs. This provider offers options suited to borrowers in construction and retail, with a focus on accessible terms and manageable repayment structures.
Loan Details
- Min Amount: £0
- Max Amount: £0
- Min APR: 7.5%
- Max APR: 0%
- Loan Duration: 3-18 months ⌛
Services & Industries
- Finance Types: Bridging Loans
- Industries: Construction, Retail
Example Lender 7 offers a variety of short-term lending products with an emphasis on bridging loans for retail clients. It is appropriate for borrowers seeking rapid loan approvals and flexible terms over short durations. This lender focuses on speed and practicality to meet immediate financing needs.
Loan Details
- Min Amount: £20,000
- Max Amount: £200,000
- Min APR: 8%
- Max APR: 20%
- Loan Duration: 3-12 months ⌛
Services & Industries
- Finance Types: Bridging Loans, Short-term Loans
- Industries: Retail
Example Lender 8 focuses on straightforward bridging loans designed for personal and commercial applications. It serves clients needing simple loan processes and manageable terms, though maximum amounts may be limited. This provider emphasises clarity and ease of access in its lending offerings.
Loan Details
- Min Amount: £10,000
- Max Amount: £0
- Min APR: 6%
- Max APR: 0%
- Loan Duration: 6-24 months ⌛
Services & Industries
- Finance Types: Bridging Loans
- Industries: Commercial
Example Lender 9 provides competitive bridging loan rates combined with rapid service for clients in real estate. It is suitable for borrowers requiring a wide range of loan amounts and moderate to long repayment durations. This lender typically offers products aligned with market standards for LTV and flexible repayment schedules.
Loan Details
- Min Amount: £50,000
- Max Amount: £1,500,000
- Min APR: 0%
- Max APR: 14.9%
- Loan Duration: 12-36 months ⌛
Services & Industries
- Finance Types: Bridging Loans
- Industries: Real Estate
Example Lender 10 offers flexible bridging loan solutions tailored to individual client requirements and sectors including construction and retail. It is well-suited for borrowers needing adaptable terms and repayment options. This provider focuses on delivering flexible finance packages to meet a variety of cash flow needs.
Loan Details
- Min Amount: £5,000
- Max Amount: £250,000
- Min APR: 5.5%
- Max APR: 0%
- Loan Duration: Unknown ⌛
Services & Industries
- Finance Types: Bridging Loans
- Industries: Construction, Retail
How to choose
When selecting the best lender to secure a 60k bridging loan, consider your specific financing needs and loan purpose. Align loan size, APR, and term duration with your budget and repayment capacity. Check eligibility criteria carefully, including any property security or business type requirements. Balance the urgency of funding with potential fees and flexibility of loan terms. Assess lender reputation and service speed, especially if time-sensitive. Always review early repayment options and any additional charges before committing.
Conclusion
Choosing the right lender depends on whether you need a bank, broker, or specialist provider based on your loan purpose and repayment flexibility. For a 60 thousand pounds loan, specialist bridging lenders often offer tailored terms, while brokers provide access to multiple products and banks may have stricter criteria. Funding Agent remains a useful resource for quick comparisons across diverse lending options. Always verify up-to-date costs, loan features, and eligibility with the provider. Matching lender type to your situation ensures better loan fit and smoother funding.