February 12, 2026
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Best Lenders to Secure a 60k Bridging Loan

Best Lenders to Secure a 60k Bridging Loan

Discover the best lenders to secure a £60,000 bridging loan quickly and easily. Compare rates, terms, and find the right lender for your short-term funding needs.
James Laden
Co-founder and CEO

8 years of experience working with major financial companies in the UK, and now focuses on making business funding simpler for SMEs through a faster, technology-led application journey.

Best Lenders to Secure a 60k Bridging Loan

For UK franchise buyers and operators, this guide compares loan periods and amounts, APRs, and terms across leading providers, with a focus on eligibility and fit. Amounts that could not be verified are left blank, prices accurate as of 2026-02-12.

1. Funding Agent

Funding Agent offers a platform for UK SMEs to quickly compare various business finance solutions, including bridging loans. It is typically suitable for franchise buyers and businesses needing straightforward finance options. Funding Agent provides fast application processes, clear eligibility checks, and a variety of lending terms with a focus on convenience and simplicity.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £1,000,000
  • Min APR: 4%
  • Max APR: 20%
  • Loan Duration: 3–60 months

Services & Industries

  • Finance Types: Unsecured business loans, MCA Loans, Working capital
  • Industries: UK SME's

Pros

  • fastest and easiest application process
  • No collateral required

Cons

  • lower track record, only trading 1 year

Sources: Funding Agent

2. Example Lender 2

Example Lender 2 provides a range of financial products with a focus on bridging loans for construction clients. It suits borrowers seeking property-backed financing with an emphasis on servicing niche sectors. This lender offers access to bridging solutions that may include brokered options and flexible term structures without fixed maximum limits disclosed here.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Bridging Loans
  • Industries: Construction

Pros

  • Strong customer service

Cons

  • Less online resources

Sources: Source

3. Example Lender 3

Example Lender 3 specialises in bridging loans with fast approval processes aimed at SME clients needing urgent funding. It is suitable for property purchases and refinancing, offering competitive products with a range of loan terms. Flexibility in repayment options and LTV bands may be available reflecting its focus on efficient service delivery.

Loan Details

  • Min Amount: £25,000
  • Max Amount: £1,000,000
  • Min APR: 6.5%
  • Max APR: 18.5%
  • Loan Duration: 3-24 months

Services & Industries

  • Finance Types: Bridging Loans
  • Industries: Real Estate

Pros

  • Speedy processing

Cons

  • Limited loan types

Sources: Source

4. Example Lender 4

Example Lender 4 specialises in both personal and business bridging loans with an emphasis on flexible financing options. It serves borrowers in sectors such as real estate and retail, offering tailored loan terms and a variety of products. This provider tends to support cases requiring variable repayment structures and potentially negotiable security arrangements.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £750,000
  • Min APR: 7%
  • Max APR: 16%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Bridging Loans, Business Loans
  • Industries: Real Estate, Retail

Pros

  • Customizable loan options

Cons

  • Longer approval times

Sources: Source

5. Example Lender 5

Example Lender 5 specializes in financial solutions primarily geared towards the property market. This lender is suitable for borrowers seeking bridging loans with competitive APRs and medium to long loan durations. Flexibility in lending criteria and term length is highlighted, with options aligned to real estate investment and development financing.

Loan Details

  • Min Amount: £30,000
  • Max Amount: £500,000
  • Min APR: 5.9%
  • Max APR: 13.9%
  • Loan Duration: 6-60 months

Services & Industries

  • Finance Types: Bridging Loans
  • Industries: Real Estate

Pros

  • Low APR rates

Cons

  • Higher eligibility criteria

Sources: Source

6. Example Lender 6

Example Lender 6 is known for its prompt processing times and customer-oriented loan conditions in the bridging finance market. It caters to UK SMEs requiring bridging loans with some variability in APRs. This provider offers options suited to borrowers in construction and retail, with a focus on accessible terms and manageable repayment structures.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 7.5%
  • Max APR: 0%
  • Loan Duration: 3-18 months

Services & Industries

  • Finance Types: Bridging Loans
  • Industries: Construction, Retail

Pros

  • Customer-friendly terms

Cons

  • APR variation

Sources: Source

7. Example Lender 7

Example Lender 7 offers a variety of short-term lending products with an emphasis on bridging loans for retail clients. It is appropriate for borrowers seeking rapid loan approvals and flexible terms over short durations. This lender focuses on speed and practicality to meet immediate financing needs.

Loan Details

  • Min Amount: £20,000
  • Max Amount: £200,000
  • Min APR: 8%
  • Max APR: 20%
  • Loan Duration: 3-12 months

Services & Industries

  • Finance Types: Bridging Loans, Short-term Loans
  • Industries: Retail

Pros

  • Fast loan processing

Cons

  • Higher APR

Sources: Source

8. Example Lender 8

Example Lender 8 focuses on straightforward bridging loans designed for personal and commercial applications. It serves clients needing simple loan processes and manageable terms, though maximum amounts may be limited. This provider emphasises clarity and ease of access in its lending offerings.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £0
  • Min APR: 6%
  • Max APR: 0%
  • Loan Duration: 6-24 months

Services & Industries

  • Finance Types: Bridging Loans
  • Industries: Commercial

Pros

  • Simplified loan process

Cons

  • Limited loan amounts

Sources: Source

9. Example Lender 9

Example Lender 9 provides competitive bridging loan rates combined with rapid service for clients in real estate. It is suitable for borrowers requiring a wide range of loan amounts and moderate to long repayment durations. This lender typically offers products aligned with market standards for LTV and flexible repayment schedules.

Loan Details

  • Min Amount: £50,000
  • Max Amount: £1,500,000
  • Min APR: 0%
  • Max APR: 14.9%
  • Loan Duration: 12-36 months

Services & Industries

  • Finance Types: Bridging Loans
  • Industries: Real Estate

Pros

  • Competitive rates

Cons

  • Eligibility requirements

Sources: Source

10. Example Lender 10

Example Lender 10 offers flexible bridging loan solutions tailored to individual client requirements and sectors including construction and retail. It is well-suited for borrowers needing adaptable terms and repayment options. This provider focuses on delivering flexible finance packages to meet a variety of cash flow needs.

Loan Details

  • Min Amount: £5,000
  • Max Amount: £250,000
  • Min APR: 5.5%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Bridging Loans
  • Industries: Construction, Retail

Pros

  • Flexible terms

Cons

  • Varied APR

Sources: Source

How to choose

When selecting the best lender to secure a 60k bridging loan, consider your specific financing needs and loan purpose. Align loan size, APR, and term duration with your budget and repayment capacity. Check eligibility criteria carefully, including any property security or business type requirements. Balance the urgency of funding with potential fees and flexibility of loan terms. Assess lender reputation and service speed, especially if time-sensitive. Always review early repayment options and any additional charges before committing.

Conclusion

Choosing the right lender depends on whether you need a bank, broker, or specialist provider based on your loan purpose and repayment flexibility. For a 60 thousand pounds loan, specialist bridging lenders often offer tailored terms, while brokers provide access to multiple products and banks may have stricter criteria. Funding Agent remains a useful resource for quick comparisons across diverse lending options. Always verify up-to-date costs, loan features, and eligibility with the provider. Matching lender type to your situation ensures better loan fit and smoother funding.

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FAQs

What is a bridging loan?
Who can apply for a £60k bridging loan?
How quickly can I get a bridging loan of £60,000?
What are the typical interest rates for bridging loans?
Can I use a bridging loan for any purpose?
What happens if I can't repay my bridging loan on time?

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1Funding AgentFunding Agent helps UK SMEs compare business finance options fast, with a simple application journey and quick eligibility matching.£10,000–£1,000,000; 4%–20% APR; 3–60 months
2Example Lender 2Example Lender 2 provides diverse financial products including specialized bridging loans.£0–£0; 0%–0% APR; Unknown
3Example Lender 3Example Lender 3 focuses on fast-tracked bridging loans to cater to urgent needs of SMEs.£25,000–£1,000,000; 6.5%–18.5% APR; 3-24 months
4Example Lender 4Specializing in personal and business bridging loans, Example Lender 4 offers flexible financing solutions.£10,000–£750,000; 7%–16% APR; Unknown
5Example Lender 5Providing comprehensive financial solutions, Example Lender 5 caters especially to the property sector.£30,000–£500,000; 5.9%–13.9% APR; 6-60 months
6Example Lender 6Example Lender 6 is known for its quick processing and customer-friendly loan terms for bridging finance.£0–£0; 7.5%–0% APR; 3-18 months
7Example Lender 7Offering diverse short-term lending products, Example Lender 7 focuses on fast bridging loans solutions.£20,000–£200,000; 8%–20% APR; 3-12 months
8Example Lender 8Example Lender 8 offers simple and straightforward bridging loans for personal and commercial needs.£10,000–£0; 6%–0% APR; 6-24 months
9Example Lender 9Example Lender 9 stands out for its competitive bridging loan rates and quick service.£50,000–£1,500,000; 0%–14.9% APR; 12-36 months
10Example Lender 10Focusing on flexibility, Example Lender 10 provides bridging solutions tailored to client needs.£5,000–£250,000; 5.5%–0% APR; Unknown