Funding Agent acts as a broker to help UK SMEs quickly compare various business finance options, specialising in unsecured loans. It is suited for franchise buyers and businesses seeking straightforward access to credit with flexible terms and no collateral. The process emphasises speed and ease with rapid eligibility checks.

Barclays offers a broad range of bank business loans, including revolving credit with structured terms. It generally suits franchise owners and SMEs seeking established lenders with flexibility in repayment options. Products may require security and offer varying speed depending on the loan type.

Lloyds Bank provides a variety of secured and unsecured financial products tailored for both personal and business use. This lender is suitable for SMEs and franchise buyers needing flexible repayment options. It combines competitive APRs with personalised service, though some products may require security or collateral.

HSBC offers a wide global range of financial services, including business loans and revolving credit products. It typically suits SMEs and franchise buyers looking for varied financing solutions with multiple repayment options. Security requirements vary, and loans can be flexible but may involve a complex fee structure.

NatWest specialises in business loans and asset finance for smaller enterprises and franchise operations. It is a fit for those seeking manageable loan amounts with long-term repayment options. The lending process offers some flexibility but may include stricter underwriting criteria.

Santander UK provides a mix of personal and commercial finance products, including revolving credit and business loans. It suits SMEs seeking straightforward lending with digital access and some flexibility in terms. Lending criteria can be strict, but customer support is strong.

TSB Bank provides basic business loans and overdrafts with a focus on personal service for UK SMEs and franchise buyers. It offers a balance of speed and simplicity, although product options are limited. Suitable for borrowers wanting straightforward lending with moderate flexibility.

Metro Bank operates as a retail and commercial bank providing various loan options including business and asset finance. It is suitable for SMEs needing tailored support and flexible repayment plans. Though generally accessible, its geographic reach is more limited than larger banks.

Virgin Money focuses on personal and business banking with an emphasis on customer experience. It is suitable for SMEs looking for transparent products with a customer-centric approach and competitive rates. Product range is moderate with limited specialised business finance.

Co-operative Bank offers financial products focused on ethical banking principles, including business and ethical finance loans. It suits SMEs and franchisees looking for responsible lending and transparent terms. The lender has a narrow branch network but provides competitive and ethical loan options.