March 26, 2026
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Best Long-Term Business Loan Lenders for the Renewables Industry

Discover the best long-term business loan lenders in the UK specialised in supporting the renewables industry. Find flexible financing options to grow your green energy business.
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Best Long-Term Business Loan Lenders for the Renewables Industry
Jesse Spence
Finance content writer / Market researcher

Jesse Spence is a Funding Research and Content Lead at Funding Agent with 4 years of experience in market research. He focuses on turning lender criteria and market insights into practical, plain-English resources that help business owners, not only, improve approval chances and choose the right type of finance but also find the right funding providers for their needs.

Best Long-Term Business Loan Lenders for the Renewables Industry

For UK franchise buyers and operators, this guide compares loan periods and amounts, APRs, and terms across leading providers, with a focus on eligibility and fit. Amounts that could not be verified are left blank, prices accurate as of 2026-03-23.

1. Funding Agent

Funding Agent offers a platform that focuses on helping UK SMEs quickly compare various business finance products. It is typically suitable for SMEs looking for clarity in loan options with an emphasis on straightforward eligibility and fast application processes. The service provides flexible options that generally do not require collateral and covers a variety of financing needs.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £1,000,000
  • Min APR: 4%
  • Max APR: 20%
  • Loan Duration: 3–60 months

Services & Industries

  • Finance Types: Unsecured business loans, MCA Loans, Working capital
  • Industries: UK SME's

Pros

  • fastest and easiest application process
  • No collateral required

Cons

  • lower track record, only trading 1 year

Sources: Funding Agent

2. Triodos Bank

Triodos Bank specialises in ethical and sustainable banking with a focus on financing projects that benefit society and the environment. It suits businesses in the renewables sector looking for long-term financing with ethical underwriting standards. Triodos offers structured loan products with a focus on sustainability, often involving thorough application and qualification criteria.

Loan Details

  • Min Amount: £100,000
  • Max Amount: £20,000,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Up to 25 years

Services & Industries

  • Finance Types: Business Loans
  • Industries: Renewable Energy, Charities

Pros

  • Ethical and sustainable
  • Large loan amounts

Cons

  • Higher qualification requirements

Sources: Source

3. Barclays

Barclays offers a broad range of financial services including business loans and investment products. It typically suits businesses needing structured loans with flexible terms and options potentially secured on assets. Barclays provides a range of repayment and collateral options suited for a variety of business needs within the renewables and other industries.

Loan Details

  • Min Amount: £1,000
  • Max Amount: £100,000
  • Min APR: 11.2%
  • Max APR: 14.9%
  • Loan Duration: 1-10 years

Services & Industries

  • Finance Types: Business Loans, Mortgages
  • Industries: Agriculture, Healthcare, Real Estate

Pros

  • Flexible terms
  • Wide range of services

Cons

  • Higher APR for smaller loans

Sources: Source

4. Folk2Folk

Folk2Folk operates as a peer-to-peer lending platform, connecting regional investors with businesses in need of finance. It is best suited for companies comfortable with secured loans and those focusing on regional development. The platform tends to offer competitive rates and supports businesses in specific sectors including renewables.

Loan Details

  • Min Amount: £100,000
  • Max Amount: £10,000,000
  • Min APR: 7.5%
  • Max APR: 9%
  • Loan Duration: 6 months to 5 years

Services & Industries

  • Finance Types: Secured Business Loans
  • Industries: Farming, Manufacturing, Retail

Pros

  • Community-focused
  • Competitive rates

Cons

  • High minimum loan amount

Sources: Source

5. Elite Business Funding

Elite Business Funding delivers tailored business finance solutions with an emphasis on flexibility and customer-specific options. It is suited for SMEs seeking bespoke loans including for renewable energy projects, often involving various funding structures. Security requirements vary depending on the product, with some loans requiring collateral or guarantees.

Loan Details

  • Min Amount: £25,000
  • Max Amount: £10,000,000
  • Min APR: 6%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Business Loans, Cash Flow Loans
  • Industries: Retail, Real Estate

Pros

  • Bespoke solutions
  • FCA regulated

Cons

  • Some products require security

Sources: Source

6. EvoEnergy

EvoEnergy specialises in renewable energy finance, providing products aimed at helping businesses reduce energy costs and improve sustainability. It is suited for companies focused on green energy projects, offering specialised loan types like solar financing. EvoEnergy typically offers finance options that support sustainability goals, though specific loan details may vary.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Green Loans
  • Industries: Energy, Infrastructure

Pros

  • Supports sustainability
  • Various finance options

Cons

  • Specific to green projects

Sources: Source

7. Millbrook Business Finance

Millbrook Business Finance provides customised finance solutions including business and asset finance across diverse sectors. It suits SMEs that need flexible financing with options for secured and unsecured loans. Their services cater to businesses requiring tailored plans and a broad choice of repayment formats.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £1,000,000
  • Min APR: 4%
  • Max APR: 20%
  • Loan Duration: 3–60 months

Services & Industries

  • Finance Types: Business Loans, Asset Finance
  • Industries: Healthcare, Manufacturing, Technology

Pros

  • Tailored options
  • Flexible terms

Cons

  • Can be higher in APR

Sources: Source

8. Smart Funding Solutions

Smart Funding Solutions acts as a broker linking businesses with a large network of over 300 lenders to source the best loan options. It is well-suited for SMEs seeking access to varied financial products including those supporting renewable and clean energy initiatives. The platform emphasises fast application and wide lender access without directly providing loans.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Business Loans
  • Industries: Retail, Technology

Pros

  • Wide lender network
  • Quick application process

Cons

  • Interest rates vary

Sources: Source

9. Investec

Investec provides specialized financial services targeting high-net-worth clients with a focus on investment banking and asset finance. It fits businesses looking for innovative financial products with structured lending and asset-backed options. Investec’s offerings suit companies wanting bespoke loan arrangements with an emphasis on wealth management sectors.

Loan Details

  • Min Amount: £5,000
  • Max Amount: £3,000,000
  • Min APR: 6.9%
  • Max APR: 8.9%
  • Loan Duration: 12–60 months

Services & Industries

  • Finance Types: Business Loans, Asset Finance
  • Industries: Banking, Wealth Management

Pros

  • Reputable brand
  • Diversified services

Cons

  • Focused on high net worth

Sources: Source

10. Sustainable Energy Finance

Sustainable Energy Finance is a brokerage focused on securing funding for energy projects through tailored debt and equity solutions. It is typically chosen by companies needing bespoke finance arrangements for sustainable development projects. The firm emphasises specialised project finance designed to meet sustainability goals, often involving a complex application process.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Project Finance
  • Industries: Energy, Agriculture

Pros

  • Specializes in sustainability
  • Offers tailored funding

Cons

  • Complex application process

Sources: Source

How to choose

When selecting long-term business loan lenders for the renewables industry, consider your funding needs in terms of loan size, repayment flexibility, and loan duration. Check lender eligibility criteria to ensure your business fits their risk appetite. Evaluate whether you require unsecured or secured financing based on your asset base and risk tolerance. Also factor in application speed versus flexibility — some providers offer fast, streamlined processes while others focus on tailored terms. Lastly, review the total cost of borrowing, including fees and early repayment terms, to find the best overall value.

Conclusion

Matching lenders to specific use cases is key for securing the right long-term finance. Banks often offer structured products ideal for larger, asset-backed loans with standard terms. Brokers like Funding Agent can help businesses compare multiple options quickly across various providers, making them suitable for SMEs seeking straightforward access. Specialist lenders and finance companies cater to niche sectors or bespoke needs with flexible terms but may require more detailed applications. Always confirm current pricing and terms directly with lenders, especially for loans in the 200 thousand pounds range or higher.

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FAQs

What types of long-term loans are available for renewable energy businesses?
Which lenders offer the best long-term loans for the renewables sector in the UK?
How can I qualify for a long-term business loan in the renewables industry?
What are the typical interest rates for long-term renewable business loans?
Can government incentives help in securing long-term loans for renewable projects?
How important is a sustainability plan when applying for renewable energy loans?

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1Funding AgentFunding Agent helps UK SMEs compare business finance options fast, with a simple application journey and quick eligibility matching.£10,000–£1,000,000; 4%–20% APR; 3–60 months
2Triodos BankTriodos Bank is an ethical bank focusing on sustainable banking and financing projects that positively impact people and the planet, including the renewable energy sector.£100,000–£20,000,000; 0%–0% APR; Up to 25 years
3BarclaysBarclays is a major global financial services provider offering a wide range of banking, investment, and financial products, including tailored solutions for the renewables industry.£1,000–£100,000; 11.2%–14.9% APR; 1-10 years
4Folk2FolkFolk2Folk is a peer-to-peer lending platform that connects local investors with businesses in need of funds, focusing on regional development and industries such as renewables.£100,000–£10,000,000; 7.5%–9% APR; 6 months to 5 years
5Elite Business FundingElite Business Funding provides bespoke business finance solutions, supporting SMEs with a wide range of funding options, including loans for renewable energy projects.£25,000–£10,000,000; 6%–0% APR; Unknown
6EvoEnergyEvoEnergy is a leading UK renewable energy company offering finance solutions to help businesses reduce energy costs and improve sustainability through solar and green loans.£0–£0; 0%–0% APR; Unknown
7Millbrook Business FinanceMillbrook Business Finance offers a variety of tailored finance options to SMEs, providing business loans and asset finance across various sectors, including renewables.£10,000–£1,000,000; 4%–20% APR; 3–60 months
8Smart Funding SolutionsSmart Funding Solutions connects businesses with over 300 lenders to find the best financial products, including loans suited for renewable and clean energy projects.£0–£0; 0%–0% APR; Unknown
9InvestecInvestec provides a range of financial services for high-net-worth clients and specializes in investment banking, supporting companies with innovative financial solutions.£5,000–£3,000,000; 6.9%–8.9% APR; 12–60 months
10Sustainable Energy FinanceSustainable Energy Finance is a finance brokerage that helps businesses secure funding for energy projects, offering debt and equity solutions for sustainable developments.£0–£0; 0%–0% APR; Unknown