April 14, 2026
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Best Selective Invoice Finance Lenders for Facilities Management Companies

Discover the best selective invoice finance lenders tailored for facilities management companies. Improve your cash flow with trusted UK lenders offering flexible finance solutions.
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Best Selective Invoice Finance Lenders for Facilities Management Companies
James Laden
Co-founder and CEO

James Laden is the Co-founder and CEO of Funding Agent. He has 8 years of experience working with major financial companies in the UK, and now focuses on making business funding simpler for SMEs through a faster, technology-led application journey. He writes about business lending, alternative finance, and what lenders look for when assessing applications.

Best Selective Invoice Finance Lenders for Facilities Management Companies

For UK franchise buyers and operators, this guide compares loan periods and amounts, APRs, and terms across leading providers, with a focus on eligibility and fit. Amounts that could not be verified are left blank, prices accurate as of 2026-04-08.

1. Funding Agent

Funding Agent focuses on helping UK SMEs find suitable business finance by comparing available lending options quickly. It is suitable for those looking for unsecured loans with transparent terms and straightforward qualification. Their process emphasises speed, ease of application, and accessible eligibility criteria without requiring collateral.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £1,000,000
  • Min APR: 4%
  • Max APR: 20%
  • Loan Duration: 3–60 months ⌛

Services & Industries

  • Finance Types: Unsecured business loans, MCA Loans, Working capital
  • Industries: UK SME's

Pros

  • fastest and easiest application process
  • No collateral required

Cons

  • lower track record, only trading 1 year

Sources: Funding Agent

2. Triver

Triver provides AI-driven invoice finance designed for small and mid-sized UK businesses. It is suited for those who require quick, flexible funding based on invoiced amounts. The platform focuses on rapid access to funds with technology-driven processes, but limits offerings to invoice-based finance products.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown ⌛

Services & Industries

  • Finance Types: Invoice Finance
  • Industries: Multiple including SME

Pros

  • Instant capital through AI-powered processes

Cons

  • Limited to invoice-based solutions

Sources: Source

3. Lloyds Bank

Lloyds Bank offers a variety of business loans with flexible terms for UK SMEs. It suits those seeking established banking services with options that may include security requirements. Their loans can support diverse industries with a range of repayment periods and tailored lending criteria.

Loan Details

  • Min Amount: £1,000
  • Max Amount: £1,000,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: 1 to 25 years ⌛

Services & Industries

  • Finance Types: Business Loans, Invoice Finance
  • Industries: Multiple including SME

Pros

  • Wide range of finance options
  • Established bank

Cons

  • Stricter lending criteria

Sources: Source

4. Skipton Business Finance

Skipton Business Finance specialises in invoice finance solutions tailored to UK SMEs. It suits businesses needing adaptable funding to manage their cash flow, relying on invoiced amounts as security. The company focuses on simplicity and flexibility within its invoice finance offerings.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown ⌛

Services & Industries

  • Finance Types: Invoice Finance
  • Industries: Multiple including SME

Pros

  • Flexible funding solutions

Cons

  • Restricted to invoice finance

Sources: Source

5. Portman Finance

Portman Finance delivers commercial loan solutions to UK SMEs, addressing operational and growth funding needs. Their service is suitable for companies requiring customised lending with possible asset finance options. Flexibility and tailored arrangements are key aspects of their offerings.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £2,000,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Up to 6 years ⌛

Services & Industries

  • Finance Types: Business Loans, Asset Finance
  • Industries: Multiple including SME

Pros

  • Tailored business finance

Cons

  • Also acts as a broker

Sources: Source

6. Fleximize

Fleximize is a UK lender providing flexible business loans with a focus on fast and reliable capital access. It is appropriate for SMEs requiring quick funding with shorter loan durations. Their products favour adaptability without requiring lengthy applications or collateral in many cases.

Loan Details

  • Min Amount: £5,000
  • Max Amount: £500,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Up to 24 months ⌛

Services & Industries

  • Finance Types: Business Loans
  • Industries: Multiple including SME

Pros

  • Fast application process

Cons

  • Limited to short-term funding

Sources: Source

7. Ultimate Finance

Ultimate Finance offers asset-based lending and invoice finance tailored for UK SMEs. It suits businesses looking for flexible funding secured against assets or invoices. Their approach blends a variety of financial products to support business growth with some collateral considerations.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown ⌛

Services & Industries

  • Finance Types: Asset-Based Lending, Invoice Finance
  • Industries: Multiple including SME

Pros

  • Versatile funding solutions

Cons

  • May require collateral

Sources: Source

8. eCapital

eCapital provides tailored financial solutions including invoice finance and seasonal business funding in the UK. It is suited to SME clients who need flexible invoice-backed finance with an emphasis on seasonal considerations. Their offerings focus on supporting growth through specialised lending products.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown ⌛

Services & Industries

  • Finance Types: Invoice Finance, Seasonal Business Financing
  • Industries: Multiple including SME

Pros

  • Flexible invoice finance

Cons

  • Focused on seasonal businesses

Sources: Source

9. Nucleus Commercial Finance

Nucleus Commercial Finance provides flexible loans, including secured and unsecured options, for UK small businesses from £3,000 upwards. It suits firms seeking a broad funding range with adaptable terms. Some funding may require security but aims to accommodate diverse financing needs.

Loan Details

  • Min Amount: £3,000
  • Max Amount: £2,000,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown ⌛

Services & Industries

  • Finance Types: Business Loans
  • Industries: Multiple including SME

Pros

  • Broad funding range

Cons

  • May require security for larger loans

Sources: Source

10. iwoca

iwoca provides flexible business loans for small UK businesses, focusing on speed and simplicity without early repayment penalties. It is suitable for businesses seeking loans from £1,000 up to £1,000,000 with shorter term options. Their offerings support quick access to funds aligned with business cash flows.

Loan Details

  • Min Amount: £1,000
  • Max Amount: £1,000,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: 1 to 24 months ⌛

Services & Industries

  • Finance Types: Business Loans
  • Industries: Multiple including SME

Pros

  • No early repayment fees

Cons

  • Shorter loan durations

Sources: Source

How to choose

When selecting the best selective invoice finance lenders for facilities management companies, consider the size and duration of the loan that matches your working capital needs. Evaluate the lender's flexibility around repayment terms and collateral requirements to ensure they align with your business structure. Speed of access to funds is crucial, particularly for managing seasonal fluctuations. Check the eligibility criteria to confirm your business fits the lender’s profile. Also, review fee structures and whether early repayment options are available without penalties. Balancing these factors helps in choosing a lender suited to your company’s financial patterns and growth plans.

Conclusion

Choosing the right lender depends on your specific needs, whether it is accessing bank loans, specialist finance, or brokered options. Banks may offer more established products with stricter terms, while brokers provide access to varied lenders and tailored finance solutions. Specialist invoice finance providers focus on fast, flexible funding tied to receivables. Funding Agent is a strong choice for SMEs seeking quick comparison across multiple lenders. Consider the amount of funding needed, such as a 200 thousand pounds loan or higher, and match it with the appropriate provider type for best fit.

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FAQs

What is selective invoice finance?
How can facilities management companies benefit from selective invoice finance?
What criteria do lenders consider for selective invoice finance?
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1Funding AgentFunding Agent helps UK SMEs compare business finance options fast, with a simple application journey and quick eligibility matching.£10,000–£1,000,000; 4%–20% APR; 3–60 months
2TriverTriver offers AI-powered invoice finance to small and mid-sized businesses in the UK, focusing on providing fast and flexible access to cash flow.£0–£0; 0%–0% APR; Unknown
3Lloyds BankLloyds Bank provides business loans with flexible terms, supporting businesses across various industries with tailored financial products.£1,000–£1,000,000; 0%–0% APR; 1 to 25 years
4Skipton Business FinanceSkipton Business Finance specializes in providing flexible invoice finance solutions to aid UK SMEs in managing cash flow and fostering growth.£0–£0; 0%–0% APR; Unknown
5Portman FinancePortman Finance offers commercial loans to SMEs in the UK, providing funds for growth and operational needs with customized lending options.£10,000–£2,000,000; 0%–0% APR; Up to 6 years
6FleximizeFleximize is a UK-based lender offering flexible business loans, aiding SMEs with quick, reliable access to capital for growth and operations.£5,000–£500,000; 0%–0% APR; Up to 24 months
7Ultimate FinanceUltimate Finance provides asset-based lending solutions, facilitating business growth through flexible financial products tailored to business needs.£0–£0; 0%–0% APR; Unknown
8eCapitaleCapital offers bespoke financial solutions, including invoice finance and seasonal business financing, enhancing business growth in the UK.£0–£0; 0%–0% APR; Unknown
9Nucleus Commercial FinanceNucleus Commercial Finance provides flexible funding options from £3k to £500k, catering to UK small businesses with both secured and unsecured loans.£3,000–£2,000,000; 0%–0% APR; Unknown
10iwocaiwoca provides flexible business loans tailored for small businesses from £1,000 to £1,000,000, ensuring fast access to funds without early repayment penalties.£1,000–£1,000,000; 0%–0% APR; 1 to 24 months
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