April 14, 2026
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Best Selective Invoice Finance Lenders for Fleet Management Companies

Discover the best selective invoice finance lenders for fleet management companies. Secure flexible funding options to improve your cash flow and grow your business.
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Best Selective Invoice Finance Lenders for Fleet Management Companies
Abdus-Samad Charles
Finance Writer

Abdus-Samad Charles is a finance writer and the Head of Content at Funding Agent, with four years’ experience creating practical, easy-to-follow, SEO-informed guidance for UK small and medium-sized businesses. He specialises in turning complex funding topics, like eligibility criteria, documentation requirements, approval timelines, and lender expectations, into clear, research-led resources that are easy to find and help business owners make confident, informed decisions.

Best Selective Invoice Finance Lenders for Fleet Management Companies

For UK franchise buyers and operators, this guide compares loan periods and amounts, APRs, and terms across leading providers, with a focus on eligibility and fit. Amounts that could not be verified are left blank, prices accurate as of 2026-04-08.

1. Funding Agent

Funding Agent focuses on providing fast and straightforward business finance comparisons for UK SMEs. It is suitable for businesses seeking working capital or loans with predictable terms and requires minimal collateral. The service offers quick eligibility checks with flexible repayment options tailored to small and medium enterprises.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £1,000,000
  • Min APR: 4%
  • Max APR: 20%
  • Loan Duration: 3–60 months

Services & Industries

  • Finance Types: Unsecured business loans, MCA Loans, Working capital
  • Industries: UK SME's

Pros

  • fastest and easiest application process
  • No collateral required

Cons

  • lower track record, only trading 1 year

Sources: Funding Agent

2. Triver

Triver specialises in invoice financing with a focus on quick capital access for small to mid-sized UK businesses. It is suitable for companies requiring fast, invoice-based funding solutions without extensive collateral. The platform aims to offer speedy funding decisions, primarily supporting working capital needs.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Invoice Financing
  • Industries: Small and Mid-sized Businesses

Pros

  • AI-powered funding
  • Fast access to cash

Cons

  • Focused on invoice finance only

Sources: Source

3. Skipton Business Finance

Skipton Business Finance offers asset-based lending and invoice finance tailored to UK businesses looking to optimise working capital. It suits firms seeking flexible funding secured against various assets rather than solely invoices. The provider offers adaptable funding with potential collateral requirements for business growth support.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Asset-based Lending, Invoice Finance
  • Industries: SMEs

Pros

  • Flexible funding options

Cons

  • Primarily asset-based solutions

Sources: Source

4. Lloyds Bank

Lloyds Bank provides a broad range of business loans designed for UK businesses needing funds for investment or expansion. It is most suited to companies requiring longer repayment terms with established credit history. Their loans offer flexibility in repayment structures, with a focus on traditional bank lending processes.

Loan Details

  • Min Amount: £1,000
  • Max Amount: £1,000,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: 1 to 25 years

Services & Industries

  • Finance Types: Business Loans
  • Industries: General Business

Pros

  • Long-term loan options

Cons

  • Complex application process

Sources: Source

5. Novuna

Novuna specialises in flexible financial products including small business loans designed to meet UK business needs. This lending option fits businesses requiring quick credit decisions with moderate borrowing amounts. Novuna offers adaptable repayment terms and focuses on ease of access rather than asset-secured products.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Small Business Loans
  • Industries: Small Businesses

Pros

  • Fast decision-making

Cons

  • Minimum loan amount

Sources: Source

6. Close Brothers Commercial Finance

Close Brothers Commercial Finance provides flexible commercial finance options including invoice and asset-based lending to a range of UK SMEs and larger businesses. It is suited to companies needing tailored funding secured against invoices or assets. The finance solutions include considerations for collateral and adaptable repayment plans.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Invoice Finance, Asset-based Lending
  • Industries: SMEs

Pros

  • Innovative funding solutions

Cons

  • May require collateral

Sources: Source

7. Bibby Financial Services

Bibby Financial Services focuses on tailored invoice finance solutions for a wide range of UK sectors. It suits businesses requiring cash flow support through invoice funding with options that may be flexible in terms of security and repayment. Bibby aims to assist companies needing specialist funding without extensive collateral requirements.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Invoice Finance
  • Industries: Various Sectors

Pros

  • Trusted specialist

Cons

  • Focus on invoice finance

Sources: Source

8. Aldermore Bank

Aldermore Bank delivers flexible business finance including asset-based lending suitable for various UK industries. This provider is fitting for businesses seeking adaptable funding with tailored repayment options and potential collateral arrangements. Aldermore supports growth through accessible finance solutions across diverse sectors.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Business Finance, Asset-based Lending
  • Industries: Various Industries

Pros

  • Expert support

Cons

  • Unspecified loan ranges

Sources: Source

9. Ultimate Finance

Ultimate Finance specialises in asset-based lending designed to assist UK businesses with funding tailored to growth and cash flow management. Its services are suitable for companies needing higher-value finance solutions with customised repayment terms. Ultimate Finance provides flexibility to businesses across a range of industries with specialised lending products.

Loan Details

  • Min Amount: £100,000
  • Max Amount: £4,000,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Asset-based Lending
  • Industries: Various Industries

Pros

  • Custom-tailored solutions

Cons

  • Higher minimum loan amounts

Sources: Source

10. Hitachi Capital Business Finance (Novuna)

Hitachi Capital Business Finance (Novuna) provides comprehensive finance solutions including vendor and asset finance for various UK business needs. It is appropriate for firms requiring diverse finance options with flexible structures and potential collateral. The provider offers tailored support for businesses across multiple industries looking for specialist funding.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Vendor Finance, Asset Finance
  • Industries: Various Industries

Pros

  • Brand reliability

Cons

  • Complex finance products

Sources: Source

How to choose

When selecting invoice finance lenders for fleet management companies, consider your business size and specific cash flow needs. Evaluate the flexibility of loan terms and the speed of funding decisions to match operational demands. Check collateral requirements and repayment options to ensure alignment with your financial planning. Review eligibility criteria carefully to avoid delays. Balance the benefits of specialist invoice finance providers against broader lenders offering diverse finance solutions.

Conclusion

Selecting the right lender depends on matching the provider type to your business needs. Banks typically suit established businesses seeking traditional loans with longer terms. Brokers and specialist invoice finance firms can offer tailored or quicker funding options, useful for working capital or specific invoice financing. Funding Agent remains a solid choice for SMEs requiring simple comparison and fast access to multiple finance options. Consider the scale of your needs, such as a 200 thousand pounds loan, when choosing your provider to ensure fit and affordability.

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FAQs

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1Funding AgentFunding Agent helps UK SMEs compare business finance options fast, with a simple application journey and quick eligibility matching.£10,000–£1,000,000; 4%–20% APR; 3–60 months
2TriverTriver offers instant capital for small and mid-sized businesses through invoice financing, providing quick financial solutions for UK business cash flow needs.£0–£0; 0%–0% APR; Unknown
3Skipton Business FinanceSkipton Business Finance provides asset-based lending and invoice finance solutions, enabling UK businesses to unlock working capital using a variety of assets.£0–£0; 0%–0% APR; Unknown
4Lloyds BankLloyds Bank offers a range of business loans to help with expansion or investment, with flexible repayment terms up to 25 years for UK businesses.£1,000–£1,000,000; 0%–0% APR; 1 to 25 years
5NovunaNovuna provides innovative financial solutions for UK businesses, with flexible small business loans and quick funding decisions.£10,000–£0; 0%–0% APR; Unknown
6Close Brothers Commercial FinanceClose Brothers offers flexible commercial finance solutions, including invoice finance and asset-based lending, to support UK SMEs and larger businesses.£0–£0; 0%–0% APR; Unknown
7Bibby Financial ServicesBibby Financial Services is a specialist in invoice finance, helping over 8500 businesses with tailored cash flow solutions across various sectors.£0–£0; 0%–0% APR; Unknown
8Aldermore BankAldermore Bank provides flexible business finance solutions, including asset-based lending, to help UK businesses grow and adapt to changing needs.£0–£0; 0%–0% APR; Unknown
9Ultimate FinanceUltimate Finance offers asset-based lending tailored to UK businesses, with a wide range of funding solutions to support growth and cash flow management.£100,000–£4,000,000; 0%–0% APR; Unknown
10Hitachi Capital Business Finance (Novuna)Formerly Hitachi Capital, Novuna offers comprehensive business finance solutions, including vendor and asset finance, to meet diverse UK business needs.£0–£0; 0%–0% APR; Unknown