April 14, 2026
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Best Selective Invoice Finance Lenders for Industrial Services Companies

Discover the best selective invoice finance lenders tailored for UK industrial services companies. Learn how to improve cash flow with trusted finance solutions.
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Best Selective Invoice Finance Lenders for Industrial Services Companies
James Laden
Co-founder and CEO

James Laden is the Co-founder and CEO of Funding Agent. He has 8 years of experience working with major financial companies in the UK, and now focuses on making business funding simpler for SMEs through a faster, technology-led application journey. He writes about business lending, alternative finance, and what lenders look for when assessing applications.

Best Selective Invoice Finance Lenders for Industrial Services Companies

For UK franchise buyers and operators, this guide compares loan periods and amounts, APRs, and terms across leading providers, with a focus on eligibility and fit. Amounts that could not be verified are left blank, prices accurate as of 2026-04-08.

1. Funding Agent

Funding Agent provides a platform for UK SMEs to access a variety of business finance options quickly through a streamlined application and eligibility process. It is suitable for businesses seeking unsecured finance with flexible terms and no collateral. The service emphasises fast decisions and transparent comparisons across multiple lenders.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £1,000,000
  • Min APR: 4%
  • Max APR: 20%
  • Loan Duration: 3–60 months

Services & Industries

  • Finance Types: Unsecured business loans, MCA Loans, Working capital
  • Industries: UK SME's

Pros

  • fastest and easiest application process
  • No collateral required

Cons

  • lower track record, only trading 1 year

Sources: Funding Agent

2. Lloyds Bank

Lloyds Bank offers a variety of business loans designed to support growth and investment projects in the UK. It suits businesses needing reliable bank financing with clear terms and potentially longer repayment periods. Lending is backed by the bank's established reputation and may involve credit assessments and collateral requirements.

Loan Details

  • Min Amount: £1,000
  • Max Amount: £1,000,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: 1 to 25 years

Services & Industries

  • Finance Types: Business loans
  • Industries: General business

Pros

  • Established bank reputation
  • Wide range of loan products

Cons

  • May have strict credit requirements

Sources: Source

3. Skipton Business Finance

Skipton Business Finance specialises in asset-based lending and invoice financing designed for UK businesses looking to unlock capital secured against business assets. It is best suited for businesses comfortable with collateral requirements and seeking tailored finance structures. Flexibility in funding terms is a feature, with a focus on invoice-related products.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Invoice financing, Asset-based lending
  • Industries: SMEs

Pros

  • Tailored finance solutions
  • Part of a reputable finance group

Cons

  • Specific to invoice financing

Sources: Source

4. Bibby Financial Services

Bibby Financial Services operates as an independent invoice finance provider offering cash flow funding solutions tailored to a variety of business sectors. It is suitable for companies needing flexible invoice-based funding with an emphasis on improving working capital. The lender provides adaptable terms with focus on speed and tailored service.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Invoice financing, Cash flow funding
  • Industries: Various sectors

Pros

  • Specializes in SME funding
  • Flexible solutions

Cons

  • Primarily focuses on invoice finance

Sources: Source

5. Close Brothers

Close Brothers offers flexible financing solutions with a focus on asset finance and business loans suitable for equipment and asset-heavy industries. It fits businesses needing tailored funding for capital expenditure with support from experienced lenders. Repayment options and collateral requirements vary with loan purpose.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Asset-based lending, Business loans
  • Industries: Asset heavy industries

Pros

  • Flexible asset finance
  • Strong customer support

Cons

  • Focus on asset finance

Sources: Source

6. Nucleus Commercial Finance

Nucleus Commercial Finance provides secured and unsecured lending solutions focused on supporting UK SMEs with growing financial needs. It caters to businesses requiring flexible loan structures with adaptable repayment plans. The lender offers relatively fast decisions and works closely with brokers to customise funding.

Loan Details

  • Min Amount: £3,000
  • Max Amount: £2,000,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Various terms

Services & Industries

  • Finance Types: Secured loans, Unsecured loans
  • Industries: SMEs

Pros

  • Rapid decision processes
  • Flexible terms

Cons

  • Specific eligibility criteria

Sources: Source

7. Growth Lending

Growth Lending focuses on providing substantial growth capital to UK SMEs, aligning funding with business expansion such as mergers, acquisitions, or research projects. This provider suits companies needing customised growth finance with varied repayment terms. It generally involves higher loan minimums and tailored funding approaches.

Loan Details

  • Min Amount: £2,000,000
  • Max Amount: £10,000,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Various terms

Services & Industries

  • Finance Types: Growth capital
  • Industries: High-growth companies

Pros

  • Focus on growth initiatives
  • Tailored solutions

Cons

  • High minimum loan size

Sources: Source

8. Aldermore

Aldermore delivers flexible finance options including asset-based lending and term loans tailored to the needs of UK businesses across multiple sectors. It is well suited for companies requiring structured finance with clear repayment plans and supportive lending policies. The firm provides moderate minimum borrowing amounts and adaptable loan durations.

Loan Details

  • Min Amount: £25,000
  • Max Amount: £2,000,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: 3 months and upwards

Services & Industries

  • Finance Types: Asset-based lending, Term loans
  • Industries: Multiple sectors

Pros

  • Tailored finance
  • Strong industry support

Cons

  • Higher minimum borrowing amounts

Sources: Source

9. Funding Circle

Funding Circle operates as a peer-to-peer lending platform connecting UK small businesses with investors for loan financing. It suits businesses needing relatively fast access to funds without the need for collateral. The platform offers competitive rates and varied terms tailored to small business requirements.

Loan Details

  • Min Amount: £0
  • Max Amount: £750,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Various terms

Services & Industries

  • Finance Types: Peer-to-peer lending
  • Industries: Small business

Pros

  • Quick funding process
  • No collateral needed for some loans

Cons

  • Peer-to-peer risks

Sources: Source

10. Ultimate Finance

Ultimate Finance provides asset-based lending solutions focused on SMEs, with a variety of funding options tailored to diverse business needs. It is suitable for companies seeking flexible invoice finance and asset lending with experience in the SME sector. Products often feature adaptable terms but may focus strongly on invoice financing.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Asset-based lending
  • Industries: SME sector

Pros

  • Wide range of funding options
  • Experience in SME lending

Cons

  • Primarily invoice financing

Sources: Source

How to choose

When selecting the best selective invoice finance lenders for industrial services companies, consider how the finance structure aligns with your business model and cash flow cycles. Evaluate eligibility criteria focused on industry and loan purposes, ensuring the lender offers appropriate security or collateral options. Also consider the speed of approval and flexibility in repayment to match seasonal or project-based income fluctuations. Review lender reputations for supporting industrial and service sectors specifically. Finally, assess the total cost including fees and any early repayment conditions to find the most practical solution for your operational needs.

Conclusion

Choosing between banks, brokers, and specialist lenders depends on your business size and funding needs. Banks often provide established, stable lending for a wide range of loans. Brokers and platforms like Funding Agent offer access to multiple lenders, speeding up comparisons for small and medium amounts. Specialist lenders focus on asset-backed or invoice finance and may provide tailored terms for industrial service firms. Consider your loan purpose, collateral availability, and flexibility requirements when selecting a provider. For many industrial companies, securing a 200 thousand pounds loan or similar involves balancing these factors carefully.

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FAQs

What is selective invoice finance?
How does selective invoice finance benefit industrial services companies?
Are there UK lenders specialising in selective invoice finance for industrial sectors?
What factors should I consider when choosing a selective invoice finance lender?
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1Funding AgentFunding Agent helps UK SMEs compare business finance options fast, with a simple application journey and quick eligibility matching.£10,000–£1,000,000; 4%–20% APR; 3–60 months
2Lloyds BankLloyds Bank offers a range of business loan products for UK businesses, designed to support expansion and investment with flexible terms.£1,000–£1,000,000; 0%–0% APR; 1 to 25 years
3Skipton Business FinanceSkipton Business Finance provides asset-based lending solutions to UK businesses, helping them unlock capital using various financial instruments.£0–£0; 0%–0% APR; Unknown
4Bibby Financial ServicesBibby Financial Services is a leading independent invoice finance provider in the UK, offering cash flow solutions to a diverse range of businesses.£0–£0; 0%–0% APR; Unknown
5Close BrothersClose Brothers provides financial solutions across the UK, offering business loans as part of their flexible funding options for equipment and asset financing.£0–£0; 0%–0% APR; Unknown
6Nucleus Commercial FinanceNucleus Commercial Finance provides small to medium enterprises with flexible business loan options, supporting their financial growth in the UK market.£3,000–£2,000,000; 0%–0 APR; Various terms
7Growth LendingGrowth Lending specializes in providing growth capital to UK SMEs, with offerings tailored to support M&A, R&D, and other expansion initiatives.£2,000,000–£10,000,000; 0%–0% APR; Various terms
8AldermoreAldermore provides flexible business finance tailored to the needs of UK businesses, supporting them with asset-based lending and other financial products.£25,000–£2,000,000; 0%–0% APR; 3 months and upwards
9Funding CircleFunding Circle is UK's leading platform for small business loans, helping businesses borrow up to £750,000 with quick decisions and competitive rates.£0–£750,000; 0%–0% APR; Various terms
10Ultimate FinanceUltimate Finance provides asset-based lending with a focus on SMEs, offering various funding solutions to meet diverse business needs.£0–£0; 0%–0% APR; Unknown