April 14, 2026
Lists

Best Selective Invoice Finance Lenders for Printing and Packaging Companies

Discover the best selective invoice finance lenders tailored for printing and packaging companies in the UK. Learn how to improve your cash flow with the right finance options.
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Best Selective Invoice Finance Lenders for Printing and Packaging Companies
Jesse Spence
Finance content writer / Market researcher

Jesse Spence is a Funding Research and Content Lead at Funding Agent with 4 years of experience in market research. He focuses on turning lender criteria and market insights into practical, plain-English resources that help business owners, not only, improve approval chances and choose the right type of finance but also find the right funding providers for their needs.

Best Selective Invoice Finance Lenders for Printing and Packaging Companies

For UK franchise buyers and operators, this guide compares loan periods and amounts, APRs, and terms across leading providers, with a focus on eligibility and fit. Amounts that could not be verified are left blank, prices accurate as of 2026-04-08.

1. Funding Agent

Funding Agent focuses on providing a broad comparison platform for UK SMEs seeking business finance. It is suitable for franchise buyers and operators who need transparent options with quick assessment of eligibility. Their service emphasises speed, simplicity, and access to unsecured and merchant cash advance loans without the need for collateral.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £1,000,000
  • Min APR: 4%
  • Max APR: 20%
  • Loan Duration: 3–60 months ⌛

Services & Industries

  • Finance Types: Unsecured business loans, MCA Loans, Working capital
  • Industries: UK SME's

Pros

  • fastest and easiest application process
  • No collateral required

Cons

  • lower track record, only trading 1 year

Sources: Funding Agent

2. Skipton Business Finance

Skipton Business Finance specialises in asset-based lending solutions focused on unlocking working capital through receivables and assets. It is typically suitable for SMEs looking for secured funding with flexible terms. The lender offers finance that includes collateral requirements and is designed for businesses needing dependable access to cash flow.

Loan Details

  • Min Amount: £5,000
  • Max Amount: £2,000,000
  • Min APR: 3.9%
  • Max APR: 6.5%
  • Loan Duration: 3 to 60 months ⌛

Services & Industries

  • Finance Types: Invoice Factoring, Invoice Discounting
  • Industries: Manufacturing, Wholesale

Pros

  • Flexible funding
  • Supports growth

Cons

  • Requires receivables as collateral

Sources: Source

3. Lloyds Bank

Lloyds Bank provides a wide range of business loans and financial services suited for SME owners aiming for growth or investment. It is appropriate for borrowers looking for conventional bank lending with longer terms and potentially secured options. Its offerings tend to focus on structured repayment plans and eligibility based on established credit criteria.

Loan Details

  • Min Amount: £1,000
  • Max Amount: £1,000,000
  • Min APR: 2.5%
  • Max APR: 7.5%
  • Loan Duration: 1 to 25 years ⌛

Services & Industries

  • Finance Types: Business Loans, Overdraft
  • Industries: Retail, Manufacturing, Services

Pros

  • Large loan amounts
  • Long repayment terms

Cons

  • Eligibility requirements

Sources: Source

4. Bibby Financial Services

Bibby Financial Services focuses on invoice and cash flow financing tailored for UK businesses, especially those with ongoing receivables. It is suited for SMEs wanting specialised funding that supports working capital without traditional loan structures. Their finance solutions commonly include flexible repayment options and personalised collateral requirements aligned with client needs.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown ⌛

Services & Industries

  • Finance Types: Invoice Finance, Asset Finance
  • Industries: Construction, Healthcare

Pros

  • Strong industry focus
  • Large client base

Cons

  • Limited direct loan options

Sources: Source

5. Triver

Triver provides AI-powered invoice financing aimed at UK SMEs requiring fast, flexible cash flow solutions. It is fitting for companies focused on innovative finance with quick funding access and ease of use. The provider emphasises automation and efficiency rather than traditional collateral arrangements.

Loan Details

  • Min Amount: £5,000
  • Max Amount: £500,000
  • Min APR: 4.5%
  • Max APR: 9.8%
  • Loan Duration: 1 to 24 months ⌛

Services & Industries

  • Finance Types: Invoice Finance
  • Industries: Technology, Professional Services

Pros

  • AI-powered
  • Fast funding

Cons

  • Limited to receivables

Sources: Source

6. Iwoca

Iwoca delivers flexible, unsecured business loans tailored for UK SMEs needing quick decisions and funding. It fits businesses that prioritise speed and ease over traditional security requirements. Iwoca's offerings cover revolving credit and are known for allowing early repayment without penalties.

Loan Details

  • Min Amount: £1,000
  • Max Amount: £1,000,000
  • Min APR: 3.9%
  • Max APR: 8.9%
  • Loan Duration: 1 day to 24 months ⌛

Services & Industries

  • Finance Types: Business Loans, Revolving Credit
  • Industries: Retail, Food & Beverage

Pros

  • Quick decision
  • Flexible terms

Cons

  • Higher APR for small amounts

Sources: Source

7. Nucleus Commercial Finance

Nucleus Commercial Finance offers both secured and unsecured loans designed to fit a variety of SME funding needs. It is meant for businesses looking for flexibility and relatively rapid approval processes. Their product range includes revenue-based loans with tailored collateral and repayment types.

Loan Details

  • Min Amount: £3,000
  • Max Amount: £2,000,000
  • Min APR: 4%
  • Max APR: 10%
  • Loan Duration: 3 months to 5 years ⌛

Services & Industries

  • Finance Types: Business Loans, Revenue-Based Loans
  • Industries: Hospitality, Retail

Pros

  • Flexible products
  • Rapid approval

Cons

  • Requires financials for application

Sources: Source

8. Aldermore Bank

Aldermore Bank provides asset-based lending and business finance solutions tailored for SMEs needing reliable funding. It is typically suited for borrowers who can provide collateral and seek diverse loan options. Aldermore highlights flexible structures and a supportive approach to lending within specified industry sectors.

Loan Details

  • Min Amount: £25,000
  • Max Amount: £2,000,000
  • Min APR: 5.2%
  • Max APR: 9.5%
  • Loan Duration: 3 to 60 months ⌛

Services & Industries

  • Finance Types: Asset Based Lending, Invoice Finance
  • Industries: Logistics, Real Estate

Pros

  • Diverse loan products
  • Reputable lender

Cons

  • High minimum loan amount

Sources: Source

9. Close Brothers Group

Close Brothers Group is a UK banking group offering asset finance and commercial loans primarily backed by collateral. Its products cater to businesses needing flexible financing secured on assets. This provider suits companies seeking established lenders with a focus on asset-based solutions in various sectors.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown ⌛

Services & Industries

  • Finance Types: Asset Finance, Commercial Loans
  • Industries: Transportation, Agriculture

Pros

  • Experienced provider
  • Variety of options

Cons

  • Focus on asset finance

Sources: Source

10. Market Invoice

Market Invoice provides invoice financing aimed at small UK businesses looking to bridge cash flow gaps quickly. It is best suited for companies comfortable with invoice-based security and seeking straightforward, flexible terms. The provider focuses on reducing wait times for payments with accessible short-term funding.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £0
  • Min APR: 2.9%
  • Max APR: 9%
  • Loan Duration: 1 to 12 months ⌛

Services & Industries

  • Finance Types: Invoice Finance
  • Industries: Manufacturing, Wholesale

Pros

  • Quick funding
  • Simple process

Cons

  • Limited to invoice finance

Sources: Source

How to choose

When selecting the best selective invoice finance lenders for printing and packaging companies, start by assessing your typical invoice volumes and payment cycles. Match loan size and APR to your budget without stretching cash flows. Check the lender’s flexibility around collateral, repayment terms, and any brokered or direct access. Consider how repayment fits your seasonality and production schedules. Review eligibility requirements and fees carefully, especially for early repayment or hidden charges. Prioritise lenders offering transparent terms and fitting your company’s operational needs.

Conclusion

Choosing the right lender depends on your financing needs and business profile. Banks often offer stability and larger sums but have more stringent eligibility criteria. Brokers provide access to a wider market including specialist lenders that may offer quicker or more flexible options. Providers like Funding Agent can help navigate comparisons for loans including amounts up to 1 million pounds, ensuring you find the best fit. Make sure to confirm all rate details and loan conditions before committing.

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FAQs

What is selective invoice finance?
How can printing and packaging companies benefit from selective invoice finance?
What criteria do lenders use to approve selective invoice finance?
Are there any risks involved with selective invoice finance?
Can small printing and packaging businesses access selective invoice finance?
How do I choose the best selective invoice finance lender for my business?

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1Funding AgentFunding Agent helps UK SMEs compare business finance options fast, with a simple application journey and quick eligibility matching.£10,000–£1,000,000; 4%–20% APR; 3–60 months
2Skipton Business FinanceSkipton Business Finance provides asset-based lending solutions to UK SMEs, allowing them to unlock working capital through receivables and other assets.£5,000–£2,000,000; 3.9%–6.5% APR; 3 to 60 months
3Lloyds BankLloyds Bank offers business loans and financial services to small and medium-sized enterprises across the UK, providing solutions for business expansion and equipment investment.£1,000–£1,000,000; 2.5%–7.5% APR; 1 to 25 years
4Bibby Financial ServicesBibby Financial Services specializes in cash flow funding for UK businesses through invoice financing, serving over 8500 businesses with tailored financial solutions.£0–£0; 0%–0% APR; Unknown
5TriverTriver offers innovative cash flow financing to UK SMEs using AI-powered invoice financing, providing fast and flexible funding solutions.£5,000–£500,000; 4.5%–9.8% APR; 1 to 24 months
6IwocaIwoca provides flexible business loans to SMEs in the UK, offering fast decisions, funding up to £1 million, and no early repayment fees.£1,000–£1,000,000; 3.9%–8.9% APR; 1 day to 24 months
7Nucleus Commercial FinanceNucleus Commercial Finance offers a range of funding solutions for SMEs, including both secured and unsecured business loans tailored to various business needs.£3,000–£2,000,000; 4%–10% APR; 3 months to 5 years
8Aldermore BankAldermore Bank provides tailored business finance solutions, championing SMEs through asset-based lending and other innovative funding options.£25,000–£2,000,000; 5.2%–9.5% APR; 3 to 60 months
9Close Brothers GroupClose Brothers Group is a UK-based banking group providing SME asset finance and lending solutions, focused on helping businesses through flexible financing.£0–£0; 0%–0% APR; Unknown
10Market InvoiceMarket Invoice offers small businesses in the UK quick access to funds through invoice financing, with a focus on reducing cash flow gaps with flexible terms.£10,000–£0; 2.9%–9% APR; 1 to 12 months
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