portman finance group Alternatives
This guide lists five UK focused alternatives to portman finance group, so buyers can compare speed, eligibility, products, and pricing before applying. Data was generated on 2025-10-18T12:00:00Z; always confirm current terms with the provider.
Quick Compare:
1. Lombard
Lombard Lombard offers various asset finance solutions to businesses, assisting them in managing their financing efficiently. It targets UK businesses seeking asset-based finance with options that may include flexible repayment or security over assets.
Loan and pricing details
- Min amount: Unknown
- Max amount: Unknown
- APR min: Unknown
- APR max: Unknown
- Loan durations: Typically mid to long-term
Funding range note: Unknown
Speed: Varies per application
Interest rate notes: Rates are set based on asset value and client risk profile.
Eligibility
- Min trading months: Unknown
- Min monthly turnover: Unknown
- Credit flexibility: Limited to asset security
Personal guarantee: A personal guarantee is often required depending on the asset value.
Homeowner advantage: Being a homeowner might enhance underwriting confidence.
Services and sectors
- Products: asset_finance
- Industries: Various, especially heavy equipment
Best for
- Fixed asset finance
Pros
- Specialized in asset finance
Cons
- Requires asset security
Sources: https://www.lombard.co.uk https://www.pinnaclefinance.co.uk/lombard-loans/
2. Aldermore Bank
Aldermore Bank Aldermore provides bespoke funding options for SMEs, focusing on tailoring solutions to fit business growth needs. It caters to UK businesses needing flexible financing, including secured or unsecured options with quick initial decisions.
Loan and pricing details
- Min amount: Unknown
- Max amount: Unknown
- APR min: Unknown
- APR max: Unknown
- Loan durations: Varies based on loan type
Funding range note: Unknown
Speed: Typically quick turnaround for eligible applications.
Interest rate notes: Interest rates are competitive but depend on individual risk assessment.
Eligibility
- Min trading months: Unknown
- Min monthly turnover: Unknown
- Credit flexibility: Relatively flexible for SMEs
Personal guarantee: Usually required for unsecured business loans.
Homeowner advantage: Not specifically advantageous.
Services and sectors
- Products: business_loans, invoice_finance
- Industries: Various
Best for
- SMEs seeking tailored finance
Pros
- Tailored solutions for SMEs
Cons
- Personal guarantee typically needed
Sources: https://www.aldermore.co.uk/business-finance/
3. Simply Asset Finance
Simply Asset Finance Simply Asset Finance provides flexible finance options to UK businesses seeking asset-based funding. It primarily caters to clients requiring leasing or purchase of capital equipment with quick approval and tailored repayment plans.
Loan and pricing details
- Min amount: Unknown
- Max amount: Unknown
- APR min: Unknown
- APR max: Unknown
- Loan durations: Varies with asset type
Funding range note: Unknown
Speed: Tailored to each client's needs based on asset evaluation.
Interest rate notes: Financing rates depend on asset value and security rating.
Eligibility
- Min trading months: Unknown
- Min monthly turnover: Unknown
- Credit flexibility: Flexible with a focus on asset security
Personal guarantee: Depends on the value and type of asset being financed.
Homeowner advantage: Provides a slight advantage due to better security perception.
Services and sectors
- Products: asset_finance, equipment_leasing
- Industries: Primarily services involving heavy machinery
Best for
- SMEs looking for asset finance
Pros
- Flexible finance options
Cons
- Requires asset security
Sources: https://simply.finance
4. HSBC
HSBC HSBC offers a wide range of business finance services including invoice financing and term loans. It focuses on large and established firms needing flexible, often secured, funding solutions with quick processing and a variety of repayment options.
Loan and pricing details
- Min amount: Unknown
- Max amount: Unknown
- APR min: Unknown
- APR max: Unknown
- Loan durations: Varied depending on finance product
Funding range note: Unknown
Speed: Fast processing, typically within days.
Interest rate notes: Varies widely but competitive based on business creditworthiness.
Eligibility
- Min trading months: Unknown
- Min monthly turnover: Unknown
- Credit flexibility: Flexible based on business size and standing
Personal guarantee: Usually required unless business stability is well affirmed.
Homeowner advantage: Not a direct factor in their business finance offering.
Services and sectors
- Products: invoice_finance, term_loan
- Industries: Various, emphasis on large businesses
Best for
- Large-scale businesses with invoice financing needs
Pros
- Wide range of financing options
Cons
- Potentially complex application for larger amounts
Sources: https://www.business.hsbc.uk/en-gb/products-and-solutions/receivables-finance
5. Investec
Investec Investec provides personalised financial solutions including asset finance and investment banking. It caters to established companies needing flexible, often secured, funding with options tailored to complex requirements or high-value deals.
Loan and pricing details
- Min amount: Unknown
- Max amount: Unknown
- APR min: Unknown
- APR max: Unknown
- Loan durations: Highly bespoke to client needs
Funding range note: Unknown
Speed: Fast, depending on product type and business eligibility.
Interest rate notes: Varies with high customization for business needs.
Eligibility
- Min trading months: Unknown
- Min monthly turnover: Unknown
- Credit flexibility: Negligible, mainly secondary to asset security
Personal guarantee: Likely, for large unsecured loans.
Homeowner advantage: Adds creditworthiness for loan applications.
Services and sectors
- Products: investment_banking, asset_finance
- Industries: Largely corporate
Best for
- Businesses needing sophisticated financial solutions
Pros
- Sophisticated financial solutions
Cons
- May not suit very small enterprises
Sources: https://www.investec.com/en_ie/business-solutions/financial-products.html
Final notes
When comparing providers, match loan size, timeline, and sector fit first, then confirm current rates and fees with the finance provider. If one option declines your application, a broker or multi lender panel may still place the deal. Matching provider type to your needs ensures appropriate options are considered. Bank lenders often require security or assets, while brokers can access a wider panel. Specialist providers focus on niche funding scenarios. Consulting with a Funding Agent can help identify the best route for your circumstances. Funding Agent.
