Rangwell Alternatives
This guide lists five UK focused alternatives to Rangwell, so buyers can compare speed, eligibility, products, and pricing before applying. Data was generated on 2025-10-05T12:00:00Z; always confirm current terms with the provider.
Quick Compare:
1. IWOCA
IWOCA focus on flexible funding solutions for UK businesses. They offer quick decisions and the possibility of funding in as little as 24 hours. Collateral is not always required and terms are tailored to business needs.
Loan and pricing details
- Min amount: £1,000
- Max amount: £1,000,000
- APR min: Unknown
- APR max: Unknown
- Loan durations: 1 day to 24 months
Funding range note: From £1,000 to £1,000,000 typically
Speed: Quick decision, funding as soon as 1 day
Interest rate notes: Rates are customized based on credit and risk profile.
Eligibility
- Min trading months: 3
- Min monthly turnover: £5,000
- Credit flexibility: Flexible based on trading history and turnover.
Personal guarantee: Personal guarantee may be required for larger amounts.
Homeowner advantage: Being a homeowner can provide advantages in approval.
Services and sectors
- Products: term_loan
- Industries: Retail, Hospitality, Services
Best for
- Startups
- Small businesses needing quick capital
- Flexible repayment terms
Pros
- Flexible repayment
- Quick funding
Cons
- PG might be needed
- Higher interest for riskier profiles
Sources: https://www.iwoca.co.uk/ https://uk.trustpilot.com/review/iwoca.co.uk
2. Funding Options
Funding Options connect businesses with lenders offering a range of finance solutions. They provide quick access to loans and overdrafts for UK businesses. The platform is suitable for those wanting to compare different options easily and swiftly.
Loan and pricing details
- Min amount: £1,000
- Max amount: £20,000,000
- APR min: Unknown
- APR max: Unknown
- Loan durations: Varied based on lender
Funding range note: From £1,000 to £20,000,000 typically
Speed: Decisions in minutes
Interest rate notes: Rates vary widely due to lender network variety
Eligibility
- Min trading months: 6
- Min monthly turnover: £5,000
- Credit flexibility: Broad panel allows for diverse credit profiles.
Personal guarantee: PG dependent on the lender
Homeowner advantage: Advantageous for securing larger amounts
Services and sectors
- Products: term_loan, overdraft
- Industries: Construction, IT, Manufacturing
Best for
- Businesses looking for a broad comparison
- Firms needing expert guidance
Pros
- Fast comparisons
- Wide lender network
Cons
- PG often required by many lenders
Sources: https://www.fundingoptions.com/
3. Fleximize
Fleximize offers SME loans with customised terms and flexible options. They focus on business-specific funding needs, including unsecured and secured loans. This platform is suited for UK businesses seeking quick, tailored finance solutions.
Loan and pricing details
- Min amount: £5,000
- Max amount: £500,000
- APR min: Unknown
- APR max: Unknown
- Loan durations: 1 to 24 months
Funding range note: From £5,000 to £500,000 typically
Speed: Funding in as little as 24 hours
Interest rate notes: Interest rates are tailored based on business health.
Eligibility
- Min trading months: Unknown
- Min monthly turnover: Unknown
- Credit flexibility: Customised based on business profile.
Personal guarantee: Typically required for larger loans.
Homeowner advantage: Being a homeowner can facilitate higher loan approval.
Services and sectors
- Products: term_loan
- Industries: Healthcare, Retail, Logistics
Best for
- SMEs needing tailor-made solutions
- Firms requiring flexible loan options
Pros
- Tailored loans
- No early repayment fees
Cons
- Higher costs for riskier businesses
Sources: https://fleximize.com/
4. Capify
Capify specialises in fast, flexible loans to help small businesses meet immediate financial needs or seize growth opportunities. They offer quick approvals with options for secured and unsecured funding, often suitable for urgent requirements.
Loan and pricing details
- Min amount: £5,000
- Max amount: £3,000,000
- APR min: Unknown
- APR max: Unknown
- Loan durations: Up to 12 months
Funding range note: From £5,000 to £3,000,000 typically
Speed: Same-day funding available
Interest rate notes: Rates can be high but adjustable with negotiation
Eligibility
- Min trading months: 6
- Min monthly turnover: £10,000
- Credit flexibility: Works with a range of credit profiles.
Personal guarantee: PG often required, especially for higher amounts.
Homeowner advantage: Helps in securing better rates
Services and sectors
- Products: term_loan, merchant_cash_advance
- Industries: Retail, Services, Automotive
Best for
- Small businesses with urgent funding needs
- Enterprises seeking short-term finance
Pros
- Fast funding
- Flexible terms
Cons
- Higher rates initially
- PG usually required
Sources: https://www.capify.co.uk/
5. MarketFinance
MarketFinance specialises in invoice finance and flexible business loans for UK companies. They support firms seeking quick funding solutions to improve cash flow. The services are often brokered and adaptable to different business needs.
Loan and pricing details
- Min amount: Unknown
- Max amount: Unknown
- APR min: Unknown
- APR max: Unknown
- Loan durations: Varies
Funding range note: Unknown
Speed: Varies based on product
Interest rate notes: Interest rates are flexible based on service type.
Eligibility
- Min trading months: Unknown
- Min monthly turnover: Unknown
- Credit flexibility: Adapted to diverse business models.
Personal guarantee: Not always required, depends on the service.
Homeowner advantage: Can be beneficial for additional security
Services and sectors
- Products: invoice_finance, term_loan
- Industries: Wholesale, Trade, Manufacturing
Best for
- Businesses with significant invoicing needs
- SMEs seeking cash flow improvement
Pros
- Specialises in invoices
- Flexible options
Cons
- Rates can be high
- Not ideal for all industries
Sources: https://fundingxchange.co.uk/lenders/marketfinance/
Final notes
When comparing providers, match loan size, timeline, and sector fit first, then confirm current rates and fees with the finance provider. If one option declines your application, a broker or multi lender panel may still place the deal.
