The Best Unsecured Business loan Lenders for Accountancy Firms in the UK

1. Funding Agent

Funding Agent Funding Agent offers unsecured business loans tailored for accountancy firms across the UK. It suits UK SMEs seeking clear options and predictable terms. Here's what to know:

Loan Details

• Min Amount: £1,000
• Max Amount: £500,000
• Min APR: 6.9%
• Max APR: 8.9%
• Loan Duration: 3-72 months⌛

Services & Industries

• Finance Types: Unsecured Business Loans
• Industries: Accountancy

Pros

• Tailored loans for accountancy firms
• Competitive rates

Cons

• Limited to UK firms

Sources: https://www.fundingagent.co.uk

2. Performance Finance

Performance Finance Performance Finance provides finance solutions like unsecured loans for professionals in the legal and medical fields. It offers quick access to funding with flexible repayment options, often brokered to match specific needs. Here's what to know:

Loan Details

• Min Amount: £0
• Max Amount: £0
• Min APR: 6.9%
• Max APR: 0%
• Loan Duration: Up to 7 years⌛

Services & Industries

• Finance Types: Unsecured Loans, Professional Loans
• Industries: Medical, Legal

Pros

• Fast approvals
• Fixed rates

Cons

• Primarily serves medical and legal professionals

Sources: https://www.performancefinance.co.uk

3. Rangewell

Rangewell Rangewell is a broker that connects UK SMEs with multiple lenders to find suitable business finance options. It offers brokers access to a wide range of unsecured and secured funding. Here's what to know:

Loan Details

• Min Amount: £500
• Max Amount: £25,000
• Min APR: 6%
• Max APR: 0%
• Loan Duration: Unknown⌛

Services & Industries

• Finance Types: Brokered Business Loans
• Industries: Various industries

Pros

• Wide array of lenders

Cons

• Potentially longer approval times

Sources: https://rangewell.co.uk

4. Fleximize

Fleximize Fleximize offers customised unsecured business loans, suitable for various industries. It provides quick access to funding with flexible repayment options. Here's what to know:

Loan Details

• Min Amount: £5,000
• Max Amount: £500,000
• Min APR: 8.9%
• Max APR: 25%
• Loan Duration: 3-48 months⌛

Services & Industries

• Finance Types: Unsecured Business Loans
• Industries: Various industries

Pros

• Flexible repayment options
• High maximum loan amounts

Cons

• Higher APR for new clients

Sources: https://fleximize.co.uk

5. MAF Finance

MAF Finance MAF Finance Group provides a range of unsecured and secured finance solutions primarily brokered to UK businesses. It offers flexible options for growth and working capital. Here's what to know:

Loan Details

• Min Amount: £10,000
• Max Amount: £2,000,000
• Min APR: 0%
• Max APR: 0%
• Loan Duration: 3-72 months⌛

Services & Industries

• Finance Types: Business Loans, Asset Finance
• Industries: Manufacturing, Various

Pros

• High loan cap
• Flexible terms

Cons

• Broker service

Sources: https://maffinancegroup.co.uk

6. Johnson Reed

Johnson Reed Johnson Reed offers flexible financial products for various professional sectors. Its services include unsecured loans and equipment finance, suitable for sectors seeking customised funding. Here's what to know:

Loan Details

• Min Amount: £1,000
• Max Amount: £5,000,000
• Min APR: 0%
• Max APR: 0%
• Loan Duration: Varies⌛

Services & Industries

• Finance Types: Unsecured Business Loans, Equipment Finance
• Industries: Hospitality, Retail, IT, Construction

Pros

• Fast approvals
• Sector-specific solutions

Cons

• High maximum amount may not be necessary for all

Sources: https://www.johnsonreed.co.uk

7. Funding Options

Funding Options Funding Options is a marketplace connecting UK businesses to a network of lenders for various funding types. It offers access to unsecured, secured, or alternative finance depending on needs. Here's what to know:

Loan Details

• Min Amount: £1,000
• Max Amount: £20,000,000
• Min APR: 6%
• Max APR: 15%
• Loan Duration: Varies⌛

Services & Industries

• Finance Types: Business Loans, Invoice Finance
• Industries: Various

Pros

• Wide lender network
• High loan amounts available

Cons

• Marketplace model may introduce variances

Sources: https://fundingoptions.com

8. Portman Finance

Portman Finance Portman Finance provides funding options including business loans and asset finance for UK SMEs. It offers flexible terms and a comprehensive service for growth. Here's what to know:

Loan Details

• Min Amount: £10,000
• Max Amount: £2,000,000
• Min APR: 4.4%
• Max APR: 30%
• Loan Duration: Up to 6 years⌛

Services & Industries

• Finance Types: Business Loans, Asset Finance
• Industries: Various

Pros

• Robust funding options
• Strong industry reputation

Cons

• Higher rates may apply depending on risk profile

Sources: https://portmanfinancegroup.co.uk

9. Johnson Reed

Johnson Reed Johnson Reed offers flexible financial products for different professional sectors, including unsecured loans and equipment finance. Its services support businesses seeking adaptable funding solutions. Here's what to know:

Loan Details

• Min Amount: £0
• Max Amount: £200,000
• Min APR: 0%
• Max APR: 0%
• Loan Duration: Varies⌛

Services & Industries

• Finance Types: Unsecured Loans, Equipment Finance
• Industries: Variety of sectors

Pros

• Flexible capital options

Cons

• Details can vary widely per sector

Sources: https://www.johnsonreed.co.uk

10. Portman Finance

Portman Finance Portman Finance has funded over a billion pounds to UK SMEs. It offers flexible options for business loans and asset finance. It supports sectors seeking tailored funding solutions. Here’s what to know:

Loan Details

• Min Amount: £10,000
• Max Amount: £2,000,000
• Min APR: 4.4%
• Max APR: 30%
• Loan Duration: Up to 6 years⌛

Services & Industries

• Finance Types: Business Loans, Asset Finance
• Industries: Various

Pros

• Robust funding options
• Strong industry reputation

Cons

• Higher rates may apply depending on risk profile

Sources: https://portmanfinancegroup.co.uk

How to choose

Match loan size and APR to your budget, check eligibility, and balance speed against flexibility. Consider how repayments fit your franchise cash flow and seasonality. Review lender criteria, fees, and early repayment terms before applying. Selecting the right lender depends on your particular business needs. Consider whether a broker, a direct lender or a specialised provider offers the best solution. Carefully compare the terms offered to find a suitable fit for your firm.

Conclusion

Matching the right provider depends on your needs. Bank lenders may offer rate stability but require rigorous qualification. Brokers can connect you quickly with multiple options. Sector specialists provide tailored solutions for specific industries. Funding Agent is a strong choice for SMEs that want quick comparisons across multiple options. Other providers suit larger amounts, asset-backed needs, or sector specialisms. Always confirm current costs and terms with the lender; pricing may change.