Top Business Loans for UK Consultancy Agencies in 2025 not ready

In 2025, consultancy agencies in the UK have more financing options than ever before. Funding Agent leads the pack with tailored loan solutions focused on unsecured loans and SME financing. Discover the best fit for your consultancy needs with our comprehensive guide.

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1. Funding Agent

Funding Agent is renowned for quick, affordable SME loans in the UK. Here’s what to know:

• Maximum Loan Amount: £750,000, as of 2025-09-20.

• Fast decision making within an hour, and fastest loan process
• Affordable interest rates for SMEs
• High maximum loan limit

• Subject to credit approval
• Limited to UK registered businesses

2. Swoop Funding

Swoop Funding offers a comprehensive platform for tailored funding solutions. Here’s what to know:

• Funding Options: Loans, equity finance, grants, as of 2025-09-19.
• Funding Speed: Varies by provider, as of 2025-09-19.

• Vast array of funding types
• Comparison across multiple providers
• No obligation to apply

• Funding speed varies widely
• Not all solutions suitable for all businesses

3. British Business Bank

British Business Bank provides government-backed startup loans. Here’s what to know:

• Start Up Loan Amount: £25,000, as of 2025-05-08.
• Mentoring Included: Yes, as of 2025-05-08.

• Government backed, reducing risk
• Includes mentoring and support
• Wide range of partners

• Only available for businesses up to 3 years old
• Maximum loan amount is limited

4. Funding Options

Funding Options connects businesses to a wide array of lenders quickly. Here’s what to know:

• Number of Lenders: 100, as of 2025-08-25.
• Decision Time: Minutes, as of 2025-08-25.

• Connects to a large pool of lenders
• Quick application process
• Tailored advice to match needs

• Varied terms based on lender
• Fee may apply for some services

5. Iwoca

Iwoca provides flexible loans from £1,000 to £1 million. Here’s what to know:

• Maximum Loan Amount: £1,000,000, as of 2025-06-10.
• Repayment Term: 1 day to 24 months, as of 2025-06-10.

• Flexible loan amounts and terms
• No early repayment fees
• Rapid decision times

• Rates depend on business profile
• Funding subject to credit approval

6. Fleximize

Fleximize offers unsecured loan options to meet various business needs. Here’s what to know:

• Maximum Loan Amount: £500,000, as of 2025-09-01.
• Term Lengths: 3 to 60 months, as of 2025-09-01.

• Custom plans depending on business needs
• Unsecured options available
• Multiple award accolades

• Interest rates higher for unsecured loans
• Limited to registered UK businesses

7. Simply Business

Simply Business makes it simple to compare the best UK small business loans. Here’s what to know:

• Comparison Count: 7 loans, as of 2024-07-11.
• Update Frequency: Monthly, as of 2024-07-11.

• Independent loan comparisons
• Up-to-date market insights
• User-friendly interface

• Not a direct lender
• Focuses on small business segment only

8. Novuna Business Finance

Novuna Business Finance provides tailored finance solutions. Here’s what to know:

• Loan Range: Varied, as of 2025-05-08.
• No Hidden Fees: Yes, as of 2025-05-08.

• Customizable repayment options
• Transparent fee structure
• Multiple finance products available

• Varied rates subject to application
• Requires detailed business profiling

9. NatWest

NatWest offers traditional loans with fixed interest rates for SMEs. Here’s what to know:

• Maximum Loan Amount: £50,000, as of 2025-09-01.
• Interest Rate: Fixed, as of 2025-09-01.

• Fixed-rate certainty
• Established bank
• Useful for upfront costs

• Lower maximum loan limit
• Requires good credit score

When selecting a business loan, consider your budget, eligibility, and the balance between speed and flexibility. Operational fit and understanding the risks are crucial. Refer to government resources for guidance, such as Gov.uk.

Each lending option suits different consultancy needs, whether requiring speed, government backing, or flexible terms. Always check for the latest terms and conditions as pricing may change. For a tailored loan solution, explore Funding Agent’s offerings.

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