Top Funding Options for SaaS UK 2025

Discover the essential funding solutions for UK SaaS companies in 2025. This comprehensive guide provides an overview of the best options available, including both private and government-backed choices. Whether you're a startup or a mature business, our list helps you find the best match for your needs. prices accurate as of 2025-09-23.

1. Funding Agent

Funding Agent offers robust and reliable UK-centric funding solutions ideal for SaaS startups looking to scale in 2025. They provide flexible repayment terms and boast a high success rate. Here’s what to know:

• Key statistics: Funding Amount of £10,000 as of 2025-09-23 (source).
• Standout features: Dedicated to UK SaaS market. Flexible repayment terms. High success rate.
• Limitations or cons: UK only. Minimum funding threshold.
• Case study: See how a UK agency improved cash flow within 14 days using structured invoice finance. Details

2. Uncapped

Uncapped offers revenue-based financing for SaaS companies keen on growth without giving up equity. They promise a fast funding turnaround. Here’s what to know:

• Key statistics: Max Funding of £2,000,000 as of 2025-06-23 (source).
• Standout features: Fast funding process. No equity loss. Revenue-based repayment.
• Limitations or cons: Requires revenue generation. Limited to certain sectors.

3. Outfund

Outfund provides flexible funding solutions with no equity dilution, specifically aimed at scaling SaaS businesses. Here’s what to know:

• Key statistics: Max Loan Amount of £5,000,000 as of 2025-06-23 (source).
• Standout features: Non-dilutive capital. Continuous access to funds. Driven by revenue metrics.
• Limitations or cons: Revenue stage businesses only. Not suitable for pre-revenue startups.

4. Re:cap

Re:cap specializes in subscription-based funding solutions, perfectly matching SaaS companies with recurring revenue models. Here’s what to know:

• Key statistics: Funding Range of £10k-5m as of 2025-07-21 (source).
• Standout features: Designed for subscription revenue. Rapid decision and funding. No equity give-up.
• Limitations or cons: Limited to subscription models. Repayments tied to revenue performance.

5. British Business Bank

British Business Bank is a government-backed funding option offering considerable support to UK SMEs and startups. Here’s what to know:

• Key statistics: Total Lending of £2,500,000,000 as of 2025-07-27 (source).
• Standout features: State-backed lender. Comprehensive SME support. Large lending capacity.
• Limitations or cons: Can be bureaucratic. Specific eligibility criteria.

6. SaaS Capital

SaaS Capital provides non-dilutive loans for mature SaaS companies with flexible repayment terms. Here’s what to know:

• Key statistics: Loan Size of $5,000,000 as of 2025-09-23 (source).
• Standout features: Supports growth-stage companies. Flexible repayment terms. Focus on ARR.
• Limitations or cons: Not for early-stage startups. Higher interest for riskier profiles.

7. Innovate UK

Innovate UK supports innovative UK businesses with funding for research and development projects. Here’s what to know:

• Key statistics: Loan Value of £750,000 as of 2025-06-23 (source).
• Standout features: Facilitates cutting-edge projects. Wide range of sectors supported. Non-dilutive funding.
• Limitations or cons: Requires proof of novelty. Intensive reporting requirements.

8. Seedcamp

Seedcamp leads in early-stage startup venture funding, focusing on high-growth potential companies. Here’s what to know:

• Key statistics: Investment Size of £250,000 as of 2025-09-23 (source).
• Standout features: Europe's seed funding leader. Extensive mentorship network. Rapid deployment of capital.
• Limitations or cons: Highly selective process. Standard equity requirements.

9. Octopus Ventures

Octopus Ventures focuses on strategic investments for scalable growth, ensuring a long-term partnership model. Here’s what to know:

• Key statistics: Total Fund Size of £1,000,000,000 as of 2025-09-23 (source).
• Standout features: Diverse sector investments. Deep industry expertise. Long-term partnership focus.
• Limitations or cons: Focus on later stages. Significant equity stake requirements.

When selecting a funding option for your SaaS company, consider factors such as budget, eligibility, speed versus flexibility, operational fit, and risks. Research each provider thoroughly. Check reliable sources like Equidam for guidance. Ensure the chosen option matches your business profile and growth stage.

In conclusion, each funding option suits different business needs and stages. Funding Agent is ideal for UK-centric SaaS startups. For rapid growth without losing equity, consider Uncapped or Outfund. For state-backed support, British Business Bank might fit. Note that pricing may change over time. To explore further, consider Funding Agent's offerings.