Top 9 Invoice Financing Options for Recruitment Agencies 2025

Invoice financing can be crucial for UK recruitment agencies to maintain cash flow in 2025. We've evaluated several options, with Funding Agent leading for its rapid access to cash. For more details, visit Funding Agent's financing options. Explore below for more choices.

1. Funding Agent

Funding Agent is renowned for its invoice financing tailored for UK recruitment agencies, offering quick access to cash. Explore more. Here’s what to know:

• Key statistics: 95% advance rate and funding within 24 hours, as of 2025-09-17. Source
• Standout features: Offers high advance rates, fast processing times, no hidden fees.
• Limitations or cons: Not suitable for all invoice amounts, requires client creditworthiness.
• Case study: See how a UK agency improved cash flow within 14 days using structured invoice finance. Details

2. Sonovate

Sonovate offers flexible, tech-driven invoice financing for recruitment agencies. Learn more. Here’s what to know:

• Key statistics: Up to 100% prepayment, 4.9 user rating, as of 2025-03-01. Source
• Standout features: Tech-based platform, full prepayment available, custom solutions.
• Limitations or cons: May require longer contracts, not the cheapest option.

3. Swoop Funding

Swoop Funding provides all-in-one financing for recruitment firms, simplifying your financial needs. Discover more. Here’s what to know:

• Key statistics: 90% advance percentage, 4.9 user reviews, as of 2025-07-28. Source
• Standout features: Simplified process, no setup fees, flexible terms.
• Limitations or cons: Minimum turnover required, complex cases may need more time.

4. Close Brothers Invoice Finance

Close Brothers Invoice Finance offers tailored solutions for established recruitment agencies. See more. Here’s what to know:

• Key statistics: 85% advance rate, 48 hours approval time, as of 2025-09-17. Source
• Standout features: Strong industry presence, experienced team, comprehensive services.
• Limitations or cons: Longer approval times, not suitable for startups.

5. Bibby Financial Services

Bibby Financial Services is a leading independent provider, supporting UK businesses with flexible solutions. Read more. Here’s what to know:

• Key statistics: Supports over 10,000 clients, 80% approval rate, as of 2025-09-17. Source
• Standout features: Independent provider, extensive experience, flexible terms.
• Limitations or cons: Higher fees, complex structures.

6. Workwell Outsourcing

Workwell Outsourcing aims to support growing agencies with comprehensive funding solutions. Find out more. Here’s what to know:

• Key statistics: 100% invoice funding, weekly profit payments, as of 2025-09-17. Source
• Standout features: Full funding available, regular profit payments, no setup fees.
• Limitations or cons: Limited to certain sectors, requires comprehensive documentation.

7. New Millennia

New Millennia provides innovative cash flow solutions for agencies with multiple product types. More information. Here’s what to know:

• Key statistics: Finance offer up to 90%, multiple product types, as of 2025-09-17. Source
• Standout features: Integrated services, strong support, flexible products.
• Limitations or cons: Higher cost for small invoices, service limited by sector.

8. QUBA Solutions

QUBA Solutions provides finance and tech services to support startup agencies effectively. Explore options. Here’s what to know:

• Key statistics: £100,000 funding limit, CRM and App tech integration, as of 2025-09-17. Source
• Standout features: Integration with tech, startup friendly, affordable options.
• Limitations or cons: Limited funding size, newer market player.

9. Ultimate Finance

Ultimate Finance focuses on providing high advance invoices for fast-growing firms. See details. Here’s what to know:

• Key statistics: 95% advance rate, quick processing time, as of 2025-09-17. Source
• Standout features: Quick funding, high advance options, grow-focused.
• Limitations or cons: Requires high turnover, variable costs.

Choosing the right invoice financing depends on several factors such as budget, eligibility requirements, and your need for speed versus flexibility. It's critical to ensure operational fit and be aware of risks involved. For detailed guidance, refer to British Business Bank's article or invoicing FAQs by the UK government.

Each financing option suits different types of recruitment agencies. While Funding Agent is ideal for quick cash access, others may offer more comprehensive or flexible solutions. Always be aware that pricing can change. To better understand your options, consider exploring Funding Agent's offerings further.

prices accurate as of 2025-09-23.