Top Unsecured Corporate loan Lenders for Legal and compliance Firms in the UK 2025
For UK franchise buyers and operators, this guide compares loan periods and amounts, APRs, and terms across leading providers, with a focus on eligibility and fit. Amounts that could not be verified are left blank prices accurate as of 2025-10-07.
Funding Agent specialises in unsecured business loans for small UK businesses and marketing agencies. Its offerings are suited to firms seeking quick, flexible financing for ongoing operations or growth. The process is typically straightforward, with competitive APRs and accessible terms. Here's what to know:
Loan Details
- Min Amount: £1,000
- Max Amount: £500,000
- Min APR: 6.9%
- Max APR: 15.9%
- Loan Duration: 0–72 months⌛
Services & Industries
- Finance Types: Unsecured term loans
- Industries: Small businesses, Marketing agencies
Pros
- Quick approval
- Flexible loan amounts
- Competitive APR
Cons
- Higher rates for higher risk borrowers
Funding Circle is a marketplace connecting small businesses to lenders. It focuses on providing quick, reliable access to unsecured business loans. The platform allows for a transparent and simple application process, suitable for firms needing fast funding without complex collateral requirements. Here's what to know:
Loan Details
- Min Amount: £10,000
- Max Amount: £750,000
- Min APR: 6.9%
- Max APR: 12%
- Loan Duration: Up to 6 years⌛
Services & Industries
- Finance Types: Unsecured business loans
- Industries: SMEs
Pros
- No early repayment fees
- Simple application process
Nucleus Commercial Finance provides a range of tailored finance solutions, including unsecured loans for businesses. It supports firms needing flexible repayment options and quick decisions on larger funding. The company caters to SMEs looking for customisable borrowing that can cover growth, working capital, or refinancing needs. Here's what to know:
Loan Details
- Min Amount: £10,000
- Max Amount: £2,000,000
- Min APR: 5%
- Max APR: 20%
- Loan Duration: 3–72 months⌛
Services & Industries
- Finance Types: Unsecured loans, Secured loans
- Industries: SMEs
Pros
- Tailored finance solutions
- Flexible repayment terms
Cons
- Higher rates for unsecured loans
Iwoca offers flexible working capital solutions, including unsecured loans and credit lines, for small UK businesses. Its funding options are designed to be quick and adaptable, with credit limits and repayment plans suited to various operational needs. The platform aims to provide fast access for growth or short-term financing. Here's what to know:
Loan Details
- Min Amount: £1,000
- Max Amount: £1,000,000
- Min APR: 18%
- Max APR: 49%
- Loan Duration: Up to 12 months⌛
Services & Industries
- Finance Types: Flexible loans, Credit lines
- Industries: Small businesses
Pros
- Fast online application
- Flexibility
Cons
- Higher rates on credit lines
Swoop Funding offers a wide range of funding options including unsecured loans, equity finance, and grants for UK SMEs. Its quick access to capital platforms support businesses seeking flexible terms and larger funding needs. The service emphasises efficiency and tailored support for different operational phases. Here's what to know:
Loan Details
- Min Amount: £1,000
- Max Amount: £5,000,000
- Min APR: 6%
- Max APR: 15%
- Loan Duration: 1–24 months⌛
Services & Industries
- Finance Types: Loans, Equity finance, Grants
- Industries: SMEs, Consultancy
Pros
- Wide range of finance options
- Tailored support
Lending Crowd offers peer-to-peer lending solutions connecting investors and UK SMEs. Its platform enables quick, straightforward funding options primarily for operational expenses, growth, or refinancing. The process focuses on efficiency and investor matching. Here's what to know:
Loan Details
- Min Amount: £5,000
- Max Amount: £500,000
- Min APR: 5.95%
- Max APR: 12.25%
- Loan Duration: 6–60 months⌛
Services & Industries
- Finance Types: Peer-to-peer lending
- Industries: SMEs
Pros
- Flexible repayment options
- No early repayment charges
Nationwide Finance is a leading direct lender offering a range of business loans across various sectors. Its products include larger loan amounts intended for growth, acquisitions, or refinancing. The approval process is typically quick, aiming to support different business stages with flexible repayment options. Here's what to know:
Loan Details
- Min Amount: £6,000
- Max Amount: £10,000,000
- Min APR: 0%
- Max APR: 0%
- Loan Duration: 12 months to 6 years⌛
Services & Industries
- Finance Types: Direct loans
- Industries: Various
Pros
- Fast approval
- Large loan amounts
Cons
- Personal guarantees required
Fleximize provides flexible business funding solutions including unsecured loans for UK SMEs. Its offerings are designed for growth and operational expansion, with quick decision-making and customisable repayment plans. The platform prioritises speed and personalized service to meet varied business needs. Here's what to know:
Loan Details
- Min Amount: £5,000
- Max Amount: £500,000
- Min APR: 8.9%
- Max APR: 25%
- Loan Duration: Up to 48 months⌛
Services & Industries
- Finance Types: Unsecured loans
- Industries: SMEs
Pros
- Loyalty pledge for repeat borrowers
- Personalized service
Tide Tide provides quick and flexible business loans, suitable for startups and small UK firms. Its services enable fast access to funding and support various operational needs. The platform offers a range of repayment options and focuses on ease of use, aiming to help businesses manage their cash flow effectively. Here's what to know:
Loan Details
- Min Amount: £0
- Max Amount: £25,000
- Min APR: 6%
- Max APR: 26.6%
- Loan Duration: Varies⌛
Services & Industries
- Finance Types: Business loans
- Industries: Startups
Pros
- Quick access to funds
- Suited for startups
Performance Finance specialises in unsecured loans for professional services sectors such as legal and consultancy practices. Its solutions are geared towards firms needing quick decisions and flexible financing, often linked to specific sector expertise. The focus is on providing fast, unsecured funding options that support operational or strategic growth. Here's what to know:
Loan Details
- Min Amount: £0
- Max Amount: £0
- Min APR: 0%
- Max APR: 0%
- Loan Duration: Unknown⌛
Services & Industries
- Finance Types: Professional practice loans
- Industries: Legal, Compliance
Pros
- Specialized for legal professions
How to choose
When selecting a lender for legal and compliance firms, consider the size of the loan and the APR. Bank lenders offer straightforward products suitable for larger or secured borrowing. Brokers can help access tailored or niche solutions, often with quicker decision times. Sector specialists may provide more flexible terms to meet specific professional needs. Always review eligibility criteria, fees, and early repayment conditions before applying. Matching your exact funding needs and repayment capacity will ensure the best fit for your business.
Conclusion
Matching the right provider depends on your business needs. For quick comparisons and straightforward options, Funding Agent is a good choice. Larger or sector-specific loans might require direct lenders or brokers with specialised expertise. Always verify current costs and terms with the lender. Consider the type of loan, security requirements, and whether the provider is a bank or an alternative finance source. Conduct thorough research to find the best fit for your legal or compliance firm.