Top Unsecured Corporate loan Lenders for Marketing agencies in the UK 2025
For UK franchise buyers and operators, this guide compares loan periods and amounts, APRs, and terms across leading providers, with a focus on eligibility and fit. Amounts that could not be verified are left blank prices accurate as of 2025-10-07.
Funding Agent Funding Agent offers tailored unsecured business loans aimed at marketing agencies and small businesses. It focuses on quick access to flexible funding options and straightforward application processes. Suitable for SMEs needing fast decisions, they provide solutions to support growth and manage cash flow challenges.
Loan Details
- Min Amount: £10,000
- Max Amount: £750,000
- Min APR: 6.9%
- Max APR: 12%
- Loan Duration: 6-60 months⌛
Services & Industries
- Finance Types: Unsecured Business Loan
- Industries: Marketing
Pros
- Tailored solutions for marketing agencies
- Fast approvals
- Competitive APR rates
Cons
- Limited to marketing industry
Fleximize Fleximize provides unsecured business loans to small and medium enterprises, specialising in flexible working capital solutions. It caters to SMEs requiring quick cash flow management, offering rapid decisions and adaptable repayment options.
Loan Details
- Min Amount: £5,000
- Max Amount: £250,000
- Min APR: 10.2%
- Max APR: 0%
- Loan Duration: 3-72 months⌛
Services & Industries
- Finance Types: Unsecured Business Loan
- Industries: Small businesses across various sectors
Pros
- Flexible funding solutions
- Award-winning services
Cons
- Higher APR rates for first-time borrowers
Capify Capify supplies flexible small business finance and merchant cash advances. It specialises in quick, unsecured funding options that suit UK SMEs with immediate cash flow needs, offering rapid approval and easy access to funds.
Loan Details
- Min Amount: £5,000
- Max Amount: £3,000,000
- Min APR: 67.89%
- Max APR: 0%
- Loan Duration: 3-12 months⌛
Services & Industries
- Finance Types: Unsecured Business Loan
- Industries: Small businesses across various sectors
Pros
- Fast funding
- Flexible terms
Funding Circle Funding Circle is a peer-to-peer lending platform that connects investors with small businesses. It offers options for growth and working capital, with flexible term structures suited for UK SMEs requiring growth capital or refinancing.
Loan Details
- Min Amount: £10,000
- Max Amount: £750,000
- Min APR: 6.9%
- Max APR: 12%
- Loan Duration: 6-60 months⌛
Services & Industries
- Finance Types: Term Loans
- Industries: Small businesses
Pros
- Fast decision-making
- Lower APR rates
Cons
- Limited to small and medium enterprises
Iwoca Iwoca provides flexible, unsecured business loans for UK small firms and startups. It focuses on quick approvals, adaptable repayment options, and supporting businesses needing immediate cash flow solutions.
Loan Details
- Min Amount: £1,000
- Max Amount: £1,000,000
- Min APR: 18%
- Max APR: 49%
- Loan Duration: 1-24 months⌛
Services & Industries
- Finance Types: Unsecured Business Loan
- Industries: Various SME sectors
Pros
- Quick approval process
- Flexible repayments
Cons
- Relatively higher APR for larger amounts
Nucleus Commercial Finance Nucleus Commercial Finance offers tailored funding solutions for SMEs through unsecured and secured options. It supports businesses seeking flexible capital with quick access, focused on growth or refinancing needs.
Loan Details
- Min Amount: £10,000
- Max Amount: £50,000,000
- Min APR: 5%
- Max APR: 19.9%
- Loan Duration: 6-72 months⌛
Services & Industries
- Finance Types: Unsecured Business Loan, Secured Loan
- Industries: Various SME sectors
Pros
- Wide range of loan products
- Competitive APR
Cons
- Complex application process
Lending Crowd Lending Crowd is a peer-to-peer lending platform that connects investors with small businesses. It offers unsecured business loans, focusing on quick funding and flexible terms for UK SMEs needing growth capital or refinancing.
Loan Details
- Min Amount: £5,000
- Max Amount: £500,000
- Min APR: 6.95%
- Max APR: 12.25%
- Loan Duration: 6-60 months⌛
Services & Industries
- Finance Types: Peer-to-peer Loan
- Industries: Small businesses
Pros
- Fast funding
- No early repayment fees
Cons
- Limited to peer-to-peer investors
Momenta Finance Momenta Finance specialises in flexible business funding options for small and medium-sized UK enterprises. It provides unsecured and secured loans, aiming to be a quick and adaptable source of working capital for growth or refinancing.
Loan Details
- Min Amount: £10,000
- Max Amount: £1,500,000
- Min APR: 7.5%
- Max APR: 0%
- Loan Duration: 6-72 months⌛
Services & Industries
- Finance Types: Unsecured Business Loan, Secured Loan
- Industries: UK-based SMEs
Pros
- Tailored financing solutions
- Transparent terms
Cons
- Require personal guarantees
Swoop Funding Swoop Funding connects UK businesses with lenders offering unsecured and secured loan options. It emphasises speed and flexibility, matching borrowers with lenders tailored to their industry and size.
Loan Details
- Min Amount: £5,000
- Max Amount: £250,000
- Min APR: 6%
- Max APR: 25%
- Loan Duration: 12-60 months⌛
Services & Industries
- Finance Types: Unsecured Loan, Secured Loan
- Industries: Various business sectors
Pros
- Comprehensive lender comparison
- No collateral required
Cons
- Varied terms based on lender
Bizcap Bizcap provides unsecured business loans with fast processing and no collateral requirement. It is suitable for UK SMEs seeking quick access to flexible financing options for growth or cash flow needs.
Loan Details
- Min Amount: £10,000
- Max Amount: £3,000,000
- Min APR: 0%
- Max APR: 0%
- Loan Duration: Unknown⌛
Services & Industries
- Finance Types: Unsecured Business Loan
- Industries: Small businesses
Pros
- Quick funding
- No collateral required
Cons
- Limited loan duration information
How to choose
Matching the right loan provider depends on your specific needs as a marketing agency or SME. Unsecured loans from alternative lenders and brokers offer quick access but may come with higher costs. Secured options or specialist lenders can provide larger amounts and more flexibility but may involve collateral or longer application processes. Consider your cash flow, repayment ability, and urgency when selecting a lender. Review criteria, fees and early repayment options thoroughly before applying to ensure the best fit for your business needs.
Conclusion
Matching a lender to your purpose involves understanding whether a bank, broker, or specialist provider suits your needs. Banks often provide larger, secured loans for property or assets. Brokers can access a range of options, including unsecured or asset-backed funding. Specialist lenders focus on specific sectors or loan types. Always compare costs, terms and service quality. Funding Agent is a strong choice for SMEs that want quick comparisons across multiple options. Other providers suit larger amounts, asset-backed needs or sector specialisms. Always confirm current costs and terms with the lender; pricing may change.
