uncapped Alternatives
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This guide lists five UK focused alternatives to uncapped, so buyers can compare speed, eligibility, products, and pricing before applying. Data was generated on 2023-10-25T14:32:00Z; always confirm current terms with the provider.
Quick compare
1. Clearco
Clearco Clearco offers scalable funding solutions tailored for ecommerce and online businesses, making it a strong alternative to Uncapped. This option suits UK businesses that want to compare uncapped with other panels or faster routes.
Loan and pricing details
- Min amount: £15,000
- Max amount: Unknown
- APR min: Unknown
- APR max: Unknown
- Loan durations: Capped weekly payments
Funding range note: Unknown
Speed: Can get funded in 24 hours
Interest rate notes: Non-dilutive, weekly payments instead of traditional interest rates.
Eligibility
- Min trading months: Unknown
- Min monthly turnover: Unknown
- Credit flexibility: Flexible
Personal guarantee: No personal guarantees required
Homeowner advantage: Not required
Services and sectors
- Products: invoice_finance
- Industries: Ecommerce, Online retail
Best for
- Ecommerce businesses
- Quick capital access
Pros
- Fast funding
- Non-dilutive capital
Cons
- Limited to ecommerce brands
Sources: https://www.clear.co/
2. Wayflyer
Wayflyer Wayflyer helps online businesses grow with tailored financing solutions, offering transparent fixed fees instead of traditional interest rates. This option suits UK businesses that want to compare uncapped with other panels or faster routes.
Loan and pricing details
- Min amount: £5,000
- Max amount: £20,000,000
- APR min: Unknown
- APR max: Unknown
- Loan durations: Flexible payment terms
Funding range note: From $5,000 to $20 million typically
Speed: Funding in as little as 24 hours
Interest rate notes: Uses a fixed fee (5-10%) model, not an interest rate.
Eligibility
- Min trading months: Unknown
- Min monthly turnover: Unknown
- Credit flexibility: Fixed fee structure without APR
Personal guarantee: Not typically required
Homeowner advantage: Not needed
Services and sectors
- Products: term_loan, invoice_finance
- Industries: Ecommerce, Online retail
Best for
- Online retailers
- Startups seeking quick insights
Pros
- No equity required
- Transparent pricing
Cons
- High initial fee for longer terms
Sources: https://wayflyer.com/en
3. Liberis
Liberis Liberis focuses on revenue-based financing, often used by businesses relying on card transactions. It offers an alternative to traditional loans with flexible repayment tied to revenue flows and no fixed APR. This option suits UK businesses that want to compare uncapped with other panels or faster routes.
Loan and pricing details
- Min amount: £1,000
- Max amount: £1,000,000
- APR min: Unknown
- APR max: Unknown
- Loan durations: Varies based on transaction flows
Funding range note: From £1,000 to £1,000,000
Speed: Funds delivered as quickly as an hour
Interest rate notes: No fixed APR; fees depend on transaction volumes and performance.
Eligibility
- Min trading months: Unknown
- Min monthly turnover: Unknown
- Credit flexibility: Revenue-based
Personal guarantee: Not stated
Homeowner advantage: Not necessary
Services and sectors
- Products: merchant_cash_advance
- Industries: Retail, Service, Hospitality
Best for
- Retail businesses
- Companies with recurring revenues
Pros
- Fast approval
- Flexibility with repayments
Cons
- Depends on transaction flow
- No fixed rate clarity
Sources: https://www.liberis.com/
4. Fleximize
Fleximize Fleximize specialises in providing flexible business loans for SMEs. They focus on quick processing and custom repayment options. This makes it suitable for businesses seeking adaptable funding solutions.
Loan and pricing details
- Min amount: £5,000
- Max amount: £500,000
- APR min: 10%
- APR max: Unknown
- Loan durations: Up to 5 years
Funding range note: Up to £500,000
Speed: Normally 24 to 48 hours
Interest rate notes: Interest starts from 0.9% per month, based on risk profile and loan specifics.
Eligibility
- Min trading months: 3
- Min monthly turnover: £5,000
- Credit flexibility: Moderate
Personal guarantee: Might be required for large sums
Homeowner advantage: Could be beneficial
Services and sectors
- Products: term_loan
- Industries: Various, Retail, Construction
Best for
- SMEs
- Businesses seeking flexibility
Pros
- Flexible use of funds
- Transparent fee structure
Cons
- Higher rates for modest credit scores
Sources: https://fleximize.com
5. Outfund
Outfund Outfund supports e-commerce and SaaS businesses with non-dilutive growth capital, suitable for rapid scaling. It provides flexible funding options with quick turnaround. This makes it suitable for different business models and growth strategies.
Loan and pricing details
- Min amount: £25,000
- Max amount: £10,000,000
- APR min: Unknown
- APR max: Unknown
- Loan durations: Weekly or monthly repayment options
Funding range note: From £25,000 to £10,000,000
Speed: Offers funding in 24 hours
Interest rate notes: Calculates a flat fee instead of interest, varies by revenue.
Eligibility
- Min trading months: 3
- Min monthly turnover: £10,000
- Credit flexibility: High
Personal guarantee: No personal guarantees required
Homeowner advantage: Not a factor
Services and sectors
- Products: term_loan, revenue_based_finance
- Industries: Ecommerce, SaaS
Best for
- SaaS
- Ecommerce seeking large sums
Pros
- Speedy access
- Scales with business growth
Cons
- Variable based on income
- Flat fees can be costly over time
Sources: https://out.fund/en-gb/
Final notes
When comparing providers, match loan size, timeline, and sector fit first, then confirm current rates and fees with the finance provider. If one option declines your application, a broker or multi lender panel may still place the deal.
Matching provider type to use case helps you find the right funding source. Banks usually offer traditional loans with security requirements. Brokers may give access to a wider range of products. Specialist providers focus on specific needs like revenue-based finance or e-commerce funding. Consult a Funding Agent for tailored advice at https://fundingagent.co.uk.
