November 14, 2025
Lists

wayflyer Alternatives

Explore the best Wayflyer alternatives for business funding in 2025. Find detailed comparisons, features, and benefits to help your business grow with the right finance option.
James Laden
Co-founder and CEO

This guide lists five UK focused alternatives to wayflyer, so buyers can compare speed, eligibility, products, and pricing before applying. Data was generated on 2023-11-01T10:00:00Z; always confirm current terms with the provider.

Quick compare

#CompanyWhat it isFunding rangeSpeedRates
1UncappedLender serving UK businessesfrom £10,000 to £10,000,000 typicallyfunding within 24-48 hoursFixed fee structure, not traditional interest rates
2OutfundLender serving UK businessesfrom £25,000 to £10,000,000 typicallyapprovals as fast as 24 hoursUses a flat fee structure instead of interest rates
3BraavoFinance platform serving businesses globally including the UKfrom $100,000 to $10,000,000 typicallyfunding in as little as a weekCalculates fees based on business performance metrics
4VittFinance platform for startups in the UKUnknownfunding typically within a weekPricing based on revenue projections, no traditional APR
5BloomFinance platform focusing on UK SMEsfrom £5,000 to £250,000 typicallyfunds available in as little as 48 hoursFixed interest from 1.25% based on risk

1. Uncapped

Uncapped focuses on providing flexible business loans for UK companies seeking quick capital. It offers loans with repayment terms tailored to business performance, generally making it suitable for growth or working capital needs. The process emphasises speed and offers a variety of collateral options depending on the case.

Loan and pricing details

  • Min amount: £10,000
  • Max amount: £10,000,000
  • APR min: Unknown
  • APR max: Unknown
  • Loan durations: up to 24 months

Funding range note: from £10,000 to £10,000,000 typically

Speed: funding within 24-48 hours

Interest rate notes: Fixed fee structure, not traditional interest rates

Eligibility

  • Min trading months: 6
  • Min monthly turnover: £10,000
  • Credit flexibility: flexible depending on revenue projections

Personal guarantee: Not typically required

Homeowner advantage: Not applicable

Services and sectors

  • Products: term_loan, revolving_credit
  • Industries: ecommerce, SaaS

Best for

  • startups
  • businesses with weaker credit
  • fast funding

Pros

  • quick funding
  • no equity required

Cons

  • fee structure may be confusing

Sources: https://www.weareuncapped.com/gb https://www.weareuncapped.com/gb/blog/business-term-loans

2. Outfund

Outfund specialises in revenue-based financing for UK businesses seeking funding to support growth. It typically offers large funding amounts with flexible repayment based on revenue, suitable for dynamic and growth-oriented companies. The process prioritises speed and ease of access through brokered or direct channels.

Loan and pricing details

  • Min amount: £25,000
  • Max amount: £10,000,000
  • APR min: Unknown
  • APR max: Unknown
  • Loan durations: unknown

Funding range note: from £25,000 to £10,000,000 typically

Speed: approvals as fast as 24 hours

Interest rate notes: Uses a flat fee structure instead of interest rates

Eligibility

  • Min trading months: 12
  • Min monthly turnover: Unknown
  • Credit flexibility: risk-based approvals

Personal guarantee: Not required

Homeowner advantage: Not applicable

Services and sectors

  • Products: revenue_based_financing
  • Industries: ecommerce, retail

Best for

  • businesses looking for large funding amounts
  • technology startups

Pros

  • large sum funding
  • quick approval

Cons

  • strict eligibility criteria

Sources: https://out.fund/en-gb/ https://www.capalona.co.uk/our-lenders/outfund/

3. Braavo

Braavo provides growth capital and insights primarily for mobile app developers and digital industries. It focuses on flexible repayment options, usually based on revenue or performance metrics, making it suitable for technology and app-related companies seeking scaling capital. Access often involves brokered or direct arrangements for customised funding solutions.

Loan and pricing details

  • Min amount: Unknown
  • Max amount: Unknown
  • APR min: 10.95%
  • APR max: 24.95%
  • Loan durations: up to 60 months

Funding range note: from $100,000 to $10,000,000 typically

Speed: funding in as little as a week

Interest rate notes: Calculates fees based on business performance metrics

Eligibility

  • Min trading months: 12
  • Min monthly turnover: Unknown
  • Credit flexibility: dependent on app performance metrics

Personal guarantee: Rarely required

Homeowner advantage: Not applicable

Services and sectors

  • Products: growth_capital
  • Industries: apps, digital businesses

Best for

  • app developers
  • high growth digital businesses

Pros

  • non-dilutive
  • focus on app metrics

Cons

  • industry specific

Sources: https://bravofinance.com/business-loans/

4. Vitt

Vitt specialises in revenue-based financing for startups and fast-growth companies. It offers flexible repayment structures aligned with revenue, typically suitable for early-stage or high-growth firms seeking quick capital. The process supports rapid funding and flexible terms tailored to revenue performance, often brokered or accessed directly.

Loan and pricing details

  • Min amount: Unknown
  • Max amount: Unknown
  • APR min: Unknown
  • APR max: Unknown
  • Loan durations: flexible based on revenue

Funding range note: Unknown

Speed: funding typically within a week

Interest rate notes: Pricing based on revenue projections, no traditional APR

Eligibility

  • Min trading months: 6
  • Min monthly turnover: £5,000
  • Credit flexibility: very flexible

Personal guarantee: Not required

Homeowner advantage: Not applicable

Services and sectors

  • Products: revenue_based_financing
  • Industries: startups, tech

Best for

  • startups in early revenue stages
  • companies avoiding equity dilution

Pros

  • equity-free
  • flexible terms

Cons

  • variable repayment amounts

Sources: https://vitt.io/

5. Bloom

Bloom provides short-term loans for UK SMEs seeking liquidity or growth support. It offers flexible terms suited to seasonal or rapid expansion needs, with quick access and transparent pricing. The focus is on helping businesses maintain operational flexibility during critical periods.

Loan and pricing details

  • Min amount: £5,000
  • Max amount: £250,000
  • APR min: 6%
  • APR max: Unknown
  • Loan durations: up to 12 months

Funding range note: from £5,000 to £250,000 typically

Speed: funds available in as little as 48 hours

Interest rate notes: Fixed interest from 1.25% based on risk

Eligibility

  • Min trading months: 3
  • Min monthly turnover: £5,000
  • Credit flexibility: moderate

Personal guarantee: May be required depending on the loan amount

Homeowner advantage: Possible better terms

Services and sectors

  • Products: short_term_loans
  • Industries: SMEs, retail

Best for

  • SMEs needing short-term liquidity
  • businesses looking for fast loan access

Pros

  • fast processing
  • competitive rates

Cons

  • may require personal guarantee

Sources: https://www.letsbloom.com/blog/unsecured-business-loans/

Final notes

When comparing providers, match loan size, timeline, and sector fit first, then confirm current rates and fees with the finance provider. If one option declines your application, a broker or multi lender panel may still place the deal.

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