FINANCE OPTIONS

^110k Working Capital Loans - Get Approved Fast

Q: How much can I borrow with a working capital loan?

Businesses can typically borrow between £5,000 and £300,000, depending on turnover and creditworthiness. The type of loan chosen also impacts the amount available.

Q: How quickly can I get a decision on a working capital loan?

Initial decisions on working capital loans can be made within 24 hours for some types, though others might take up to 2 weeks, contingent on factors such as application completeness.

Q: What are the interest rates for working capital loans?

Interest rates for working capital loans range from 1.5% to 15%, influenced by factors including the business credit score, turnover, and the loan's duration.

Q: What are the eligibility requirements for working capital loans?

Eligibility often requires the business to be UK-based, with a minimum turnover of £50,000, and at least two years of operational history when applying for certain unsecured options.

A £110,000 working capital loan offers UK SMEs a robust financial resource to effectively manage essential business operations such as payroll, inventory replenishment, and day-to-day expenses. As a trusted Funding Agent, we enable businesses to maintain steady cash flow and operational continuity, empowering them to capitalise on growth opportunities without compromising financial stability. This loan is ideal for companies seeking flexible and immediate funding to strengthen their working capital position.

Secure up to £110,000 in Working Capital Loans with Funding Agent.

Secure up to £500,000 in Secure up to £110,000 in Working Capital Loans with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of 110k Working Capital Loans?

There are several advantages to opting for working capital loans, including fast access to funds and improved cash flow management. Notably, some loan types do not require collateral, and businesses can receive up to £300,000 depending on creditworthiness and turnover.

Improved cash flow

Quick funding process

Flexible repayment terms

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 110k Working Capital Loans?

Invoice Financing

Invoice Financing allows businesses to bridge cash flow gaps by receiving advance payments on invoices. Typically, up to 90% of the invoice value can be accessed, with terms ranging from 1 to 12 months.

Invoice Financing

Through Invoice Financing, companies can secure quick funding based on outstanding invoices. Credits are available within 24 to 48 hours and can significantly enhance liquidity. This solution is particularly beneficial for firms with creditworthy customers, such as manufacturing companies and tech firms with ongoing service contracts.

Merchant Cash Advance

Merchant Cash Advance suits businesses with regular card sales and offers sums from £5,000 to £300,000. Repayments are tied to sales, making this a flexible option for businesses with seasonal variations.

Merchant Cash Advance

This option allows repayments through a percentage of daily card sales, easing the financial pressure on cash outflows. This product is ideal for retailers and restaurants with fluctuating revenue streams, offering fast approval if criteria are met.

Unsecured Business Loan

Unsecured Business Loans provide between £5,000 and £250,000 without the need for collateral. Applicants must have a history of over two years in operation with a minimum turnover of £100,000.

Unsecured Business Loan

This solution suits UK businesses looking to expand, increase their workforce, or boost marketing efforts. Interest rates range from 6% to 15% per annum, and funds are accessible within 1 to 2 weeks.

What is a 110k Working Capital Loan?

Application Process & Decision Timescales

The application for working capital loans typically involves completing forms, submitting financial documents, and undergoing credit checks. Decisions can be made within a day for some products, while others may take up to 2 weeks.

Regulatory Compliance and Borrower's Protection

All lenders must be authorised and regulated by the FCA. Borrowers are protected under the Consumer Credit Act for loans under £25,000, ensuring fair treatment and transparent practices.

Factors Affecting Borrowing Capacity and Rates

Factors like business turnover, creditworthiness, and loan types affect borrowing capacity, ranging from £5,000 to £300,000. Interest rates also vary from 1.5% to 15% based on these determinants. Companies can leverage their strengths to secure competitive rates through services like invoice finance calculators.