FINANCE OPTIONS

110k Working Capital Loans - Get Approved Fast

A £110,000 working capital loan offers UK SMEs a robust financial resource to effectively manage essential business operations such as payroll, inventory replenishment, and day-to-day expenses. As a trusted Funding Agent, we enable businesses to maintain steady cash flow and operational continuity, empowering them to capitalise on growth opportunities without compromising financial stability. This loan is ideal for companies seeking flexible and immediate funding to strengthen their working capital position.

Secure up to £110,000 in Working Capital Loans with Funding Agent.

Secure up to £1,000,000 in Secure up to £110,000 in Working Capital Loans with Funding Agent. with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
Apply Now
Cloud

What are the benefits of 110k Working Capital Loans?

There are several advantages to opting for working capital loans, including fast access to funds and improved cash flow management. Notably, some loan types do not require collateral, and businesses can receive up to £300,000 depending on creditworthiness and turnover.

black tick in a green circle
Improved cash flow
black tick in a green circle
Quick funding process
black tick in a green circle
Flexible repayment terms

SCALE YOUR BUSINESS TO NEW HEIGHTS

play button
cloud
200+
Providers
building
building
building
buildingbuilding

What are the different types of 110k Working Capital Loans?

Invoice Financing

Invoice Financing allows businesses to bridge cash flow gaps by receiving advance payments on invoices. Typically, up to 90% of the invoice value can be accessed, with terms ranging from 1 to 12 months.

Invoice Financing

Through Invoice Financing, companies can secure quick funding based on outstanding invoices. Credits are available within 24 to 48 hours and can significantly enhance liquidity. This solution is particularly beneficial for firms with creditworthy customers, such as manufacturing companies and tech firms with ongoing service contracts.

Merchant Cash Advance

Merchant Cash Advance suits businesses with regular card sales and offers sums from £5,000 to £300,000. Repayments are tied to sales, making this a flexible option for businesses with seasonal variations.

Merchant Cash Advance

This option allows repayments through a percentage of daily card sales, easing the financial pressure on cash outflows. This product is ideal for retailers and restaurants with fluctuating revenue streams, offering fast approval if criteria are met.

Unsecured Business Loan

Unsecured Business Loans provide between £5,000 and £250,000 without the need for collateral. Applicants must have a history of over two years in operation with a minimum turnover of £100,000.

Unsecured Business Loan

This solution suits UK businesses looking to expand, increase their workforce, or boost marketing efforts. Interest rates range from 6% to 15% per annum, and funds are accessible within 1 to 2 weeks.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

What is a 110k Working Capital Loan?

Application Process & Decision Timescales

The application for working capital loans typically involves completing forms, submitting financial documents, and undergoing credit checks. Decisions can be made within a day for some products, while others may take up to 2 weeks.

Factors Affecting Borrowing Capacity and Rates

All lenders must be authorised and regulated by the FCA. Borrowers are protected under the Consumer Credit Act for loans under £25,000, ensuring fair treatment and transparent practices.

Factors Affecting Borrowing Capacity and Rates

Factors like business turnover, creditworthiness, and loan types affect borrowing capacity, ranging from £5,000 to £300,000. Interest rates also vary from 1.5% to 15% based on these determinants. Companies can leverage their strengths to secure competitive rates through services like invoice finance calculators.

Get Funding For your business

Generate offers
Cta image

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
building

Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

How much can I borrow with a working capital loan?
How quickly can I get a decision on a working capital loan?
What are the interest rates for working capital loans?
What are the eligibility requirements for working capital loans?

DIVE DEEPER

August 20, 2025

What Is a Working Capital Loan?

Learn how working capital loans support day-to-day business costs, their pros and cons, and how to qualify. Ideal for UK SMEs needing short-term funding.
June 6, 2025

Top 13 Short-Term Business Loan Providers in the UK (2025 Comparison Guide)

Compare the top 13 short-term business loan providers in the UK for 2025. See interest rates, loan terms, funding speeds, eligibility criteria, and reviews to find the best fit for your business.
August 12, 2025

How to Qualify for a Business Loan in the UK: A Step-by-Step Guide for SMEs and Startups

Learn how to boost your UK business loan approval odds. Match the right product to your needs, prove affordability, prepare a complete document pack, and respond fast during underwriting.

We Like To Keep Things Simple

Match with
150+
Lenders
heart
Expert helpstarstar
200+ Provider
Loans from
£1000
to
£1m

zero hidden fees

underline

Extra bits you might find useful..

Apply now