FINANCE OPTIONS

^120k Short Term Loans - Apply Now

Q: How much can I borrow with a 120k short term loan?

You can borrow amounts ranging from £1,000 to £500,000, influenced by your business's revenue, credit score, and overall financial health.

Q: How quickly can I get a decision for a short term loan?

Decisions are typically made in 24 hours to a week, depending on application completeness and lender processing speed.

Q: What are the typical rates for a short term loan?

Rates range from 1% to 30% APR, influenced by factors like credit score and economic conditions. Additional fees, such as origination and late payment fees, may apply.

Q: What are the eligibility requirements for short term loans?

Eligibility varies by type but generally requires a sufficient credit score and turnover history. Specific requirements depend on the chosen loan type, such as invoice financing needing outstanding invoices.

A £120,000 short term loan offers a flexible and efficient financing solution for UK SMEs seeking to manage immediate business needs such as payroll, inventory restocking, and operational expenses. Funding Agent facilitates access to this capital, enabling businesses to maintain cash flow stability and respond swiftly to market demands without long-term financial commitments. This tailored funding option supports sustainable growth by addressing short-term liquidity challenges with speed and reliability.

Secure up to £120,000 in Short Term Loans with Funding Agent.

Secure up to £500,000 in Secure up to £120,000 in Short Term Loans with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

What are the ^benefits of 120k Short Term Loans?

The advantages of short term loans include rapid access to funds, flexibility in usage, and less stringent approval requirements. Access amounts from £1,000 to £500,000 and receive decisions as swiftly as 24 hours. Explore our quick business finance options for more benefits.

Quick cash access

Flexible repayment options

Helps with urgent expenses

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 120k Short Term Loans?

Invoice Financing

Invoice Financing suits businesses with outstanding invoices, allowing advances on your capital, between £10,000 to £500,000, for 1-6 months at 1%-3% monthly rates. Discover our tailored invoice finance calculators.

Invoice Financing

Eligible for firms with good credit and invoicing history, these loans ensure cash flow continuity. Decisions arrive within 24-48 hours, serving sectors like manufacturing and construction. For industry-specific solutions, visit manufacturing invoice finance.

Merchant Cash Advance

Merchant Cash Advance is designed for retail and hospitality, with amounts from £5,000 to £300,000 over 3-12 months. Approvals leverage card sales history. Learn more about our MCA options.

Merchant Cash Advance

Suited for businesses reliant on card transactions, MCA offers fast access and repayment tied to daily sales, useful for inventory needs or marketing. Decisions arrive within 72 hours. Check our e-commerce MCA solutions.

Business Line of Credit

A Business Line of Credit offers dynamic fund access as needed, up to £200,000, for costs like expansion or unforeseen expenses. Interest rates span 7%-25% annually. Explore credit facility options.

Business Line of Credit

Ideal for startups or tech firms, such credit ensures financial resilience with interest on drawn amounts only, and decisions within 1-2 weeks. For more, view our business loan offerings.

What is a 120k Short Term Loan?

Application Process

Applying online requires uploading financial statements and identification, promising quick decisions. Our processes streamline funds access within days. Learn how via our application guide.

Compliance and Regulations

Lenders are regulated by the FCA to uphold fair practices. We ensure adherence, offering transparent, compliant services. Learn about our regulatory approach at the Financial Conduct Authority.

Borrowing Capacity and Rates

Borrow up to £500,000, with rates from 1%-30% APR affected by credit score and business health. Origination and late fees apply. Discover our competitive offerings on business calculators.