FINANCE OPTIONS

120k Unsecured Business Loans - Apply Now

Unsecured business loans offer a lifeline for companies needing immediate financial support without the constraints of collateral requirements. Designed to provide financing based on creditworthiness and business performance, these loans are widely used for working capital, expansion, and more. Retailers, for instance, leverage these loans to purchase inventory swiftly.

Unsecured Business Loans

Secure up to £500,000 in Unsecured Business Loans with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 120k Unsecured Business Loans?

With unsecured business loans, businesses enjoy quick access to funds, often within 24 hours of approval. This flexibility supports a broad range of needs from marketing campaigns to covering operational expenses. Regulation by the FCA ensures transparent terms, safeguarding businesses.

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Quick funding access
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No collateral needed
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Flexible repayment options

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What are the different types of 120k Unsecured Business Loans?

Standard Unsecured Business Loan

Available to UK SMEs, the standard unsecured loan offers amounts from £10,000 to £500,000 with terms from 12 to 60 months. Eligibility hinges on a good credit score and a strong trading history. Apply now using our streamlined online calculator.

Standard Unsecured Business Loan

Standard unsecured business loans provide essential capital tailored to SME needs, promoting growth without the stress of collateral. Businesses can secure a decision within 1 to 3 business days and use the funds for diverse purposes like expansion. With APRs from 6% to 18%, they are flexible for financial planning.

Merchant Cash Advance

An excellent option for businesses handling card payments, merchant cash advances range from £5,000 to £300,000, repayable flexibly over 3–12 months. This solution adapts to variable sales patterns. Learn more about our cash advance products.

Merchant Cash Advance

Merchant cash advances offer quick funding based on sales revenue, ideal for managing seasonal fluctuations in industries like hospitality. Decisions and approvals are swift, often within 2 business days, ensuring businesses can maintain operational efficiency without delay.

Peer-to-Peer Business Loan

Peer-to-peer lending connects businesses with investors, offering amounts between £1,000 and £500,000 with terms up to 60 months. This alternative financing option is perfect for innovation-driven enterprises seeking flexible capital.

Peer-to-Peer Business Loan

Peer-to-peer loans empower startups and established businesses alike, providing competitive interest rates from 4% to 15% APR. While funds are typically available within 3 to 7 business days, the detailed application process ensures the right fit for your business strategy.

What is a 120k Unsecured Business Loan?

How the Application Process Works

Applications for unsecured business loans typically require submission of business financial data, plans, and a credit check. Using tools like our application agent, businesses can streamline submissions and receive feedback within days.

Regulatory Compliance Essentials

Unsecured business loans in the UK adhere strictly to FCA regulations, ensuring transparency and fair treatment. Our expertise in regulatory compliance ensures borrowers have clear, trustworthy information.

Assessing Your Borrowing Capacity

Factors like business revenue and credit score define borrowing limits, ranging from £1,000 to £500,000. Our tailored financial solutions help maximise borrowing potential, ensuring your funding needs are met.

FAQ’S

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