FINANCE OPTIONS

^120k Unsecured Business Loans - Apply Now

Q: How much can I borrow with an unsecured business loan?

You can borrow between £1,000 and £500,000 with an unsecured business loan, depending on factors like your business revenue, credit score, and business plan clarity.

Q: How quickly can I get a decision on my loan application?

Decision times vary by provider, typically between 1 to 7 business days. Once approved, funds can be available within 24 hours to a week.

Q: What interest rates can I expect on unsecured business loans?

Interest rates for unsecured business loans generally range from 4% to 18% APR, influenced by your credit score, business revenue, and market conditions.

Q: What are the eligibility requirements for an unsecured loan?

Eligibility typically requires a good credit score, at least two years of trading history, and sufficient business revenue.

Looking for £120,000 in unsecured business loans? This type of funding works well for UK businesses that need a solid cash boost without using property or assets as security. Many companies use £120,000 unsecured business loans to manage cash flow, invest in growth, hire staff, or handle unexpected costs. Lenders focus on turnover, trading history, and credit profile rather than collateral, which keeps the process simple. If your business is performing well, this level of unsecured finance can be a fast and flexible way to move forward with confidence.

Secure up to £120,000 in Unsecured Business Loans with Funding Agent.

Secure up to £500,000 in Secure up to £120,000 in Unsecured Business Loans with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of 120k Unsecured Business Loans?

With unsecured business loans, businesses enjoy quick access to funds, often within 24 hours of approval. This flexibility supports a broad range of needs from marketing campaigns to covering operational expenses. Regulation by the FCA ensures transparent terms, safeguarding businesses.

Quick funding access

No collateral needed

Flexible repayment options

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 120k Unsecured Business Loans?

Standard Unsecured Business Loan

Available to UK SMEs, the standard unsecured loan offers amounts from £10,000 to £500,000 with terms from 12 to 60 months. Eligibility hinges on a good credit score and a strong trading history. Apply now using our streamlined online calculator.

Standard Unsecured Business Loan

Standard unsecured business loans provide essential capital tailored to SME needs, promoting growth without the stress of collateral. Businesses can secure a decision within 1 to 3 business days and use the funds for diverse purposes like expansion. With APRs from 6% to 18%, they are flexible for financial planning.

Merchant Cash Advance

An excellent option for businesses handling card payments, merchant cash advances range from £5,000 to £300,000, repayable flexibly over 3–12 months. This solution adapts to variable sales patterns. Learn more about our cash advance products.

Merchant Cash Advance

Merchant cash advances offer quick funding based on sales revenue, ideal for managing seasonal fluctuations in industries like hospitality. Decisions and approvals are swift, often within 2 business days, ensuring businesses can maintain operational efficiency without delay.

Peer-to-Peer Business Loan

Peer-to-peer lending connects businesses with investors, offering amounts between £1,000 and £500,000 with terms up to 60 months. This alternative financing option is perfect for innovation-driven enterprises seeking flexible capital.

Peer-to-Peer Business Loan

Peer-to-peer loans empower startups and established businesses alike, providing competitive interest rates from 4% to 15% APR. While funds are typically available within 3 to 7 business days, the detailed application process ensures the right fit for your business strategy.

What is a 120k Unsecured Business Loan?

How the Application Process Works

Applications for unsecured business loans typically require submission of business financial data, plans, and a credit check. Using tools like our application agent, businesses can streamline submissions and receive feedback within days.

Regulatory Compliance Essentials

Unsecured business loans in the UK adhere strictly to FCA regulations, ensuring transparency and fair treatment. Our expertise in regulatory compliance ensures borrowers have clear, trustworthy information.

Assessing Your Borrowing Capacity

Factors like business revenue and credit score define borrowing limits, ranging from £1,000 to £500,000. Our tailored financial solutions help maximise borrowing potential, ensuring your funding needs are met.