FINANCE OPTIONS

^Working Capital Finance for Small Businesses

Q: How quickly can I get a decision on working capital finance?

Decisions can be made in as little as 24 hours, with funds available typically within 5 business days after approval.

Q: What amounts are available for working capital finance?

Businesses can borrow between £1,000 and £300,000, depending on creditworthiness and cash flow position.

Q: What are the rates for working capital finance?

Interest rates range from 3% to 50% APR, varying by product and risk profile, with other fees like arrangement and service charges possibly applicable.

Q: What eligibility criteria apply for working capital finance?

Eligibility typically includes financial statements, a good credit history, and for some products, a stable trading history.

Working Capital Finance for Small Businesses provides short-term funding solutions to help UK businesses manage day-to-day costs like payroll and rent. It ensures operational smoothness by covering everyday operational expenses.

Secure up to £500,000 in Working Capital Loans with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

We Like To Keep Things Simple

Match with

150+

Lenders

Loans from

£1000
to
£500K

zero hidden fees

What are the ^benefits of Working Capital Finance for Small Businesses?

The main benefit of working capital finance is flexibility, allowing small businesses to meet operational expenses without collateral. Borrowing amounts range from £1,000 to £300,000, with funds typically available immediately after approval.

Improved cash flow

Flexibility for operations

Supports growth initiatives

What are the different types of Working Capital Finance for Small Businesses?

Overdraft

Overdrafts provide amounts from £1,000 to £50,000, revolving with an annual review. Eligibility requires a business current account and good credit history.

Overdraft

The interest rates for overdrafts are variable, ranging from 3% to 7% over the base rate. Decisions take 1 to 2 weeks, suitable for handling minor cash flow gaps in retail sectors with seasonal fluctuations.

Invoice Finance

Invoice finance covers up to 90% of invoice value, with terms of 30 to 90 days. It's suitable for businesses with stable trading histories.

Invoice Finance

With interest rates of 1% to 3% plus fees, invoice finance decisions occur within 48 hours, ideal for manufacturers needing improved cash flow.

Merchant Cash Advance

Merchant cash advance offers £2,500 to £300,000, repaid via daily card sales over 6-12 months. Requires minimum monthly card transactions.

Merchant Cash Advance

Factors range from 1.1 to 1.5, and decisions are made within 72 hours. It supports inventory purchases in hospitality sectors.

What is Working Capital Finance for Small Businesses?

Application Process for Working Capital Finance

Applications require financial statements and a business plan. Decisions range from 24 hours to 2 weeks, offering fast access to funds within 5 business days.