FINANCE OPTIONS

Understanding Debt Financing: A Comprehensive Guide

Debt financing enables businesses to raise capital by borrowing funds and repaying them over time with interest. It is a viable option for SMEs to fund expansion, manage cash flow, or make significant purchases. Through our platform, businesses can seamlessly access tailored debt financing solutions, ensuring growth with retained ownership and tax-deductible interest.

Secure up to £500,000 in Debt Financing with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
Apply Now
Cloud

We Like To Keep Things Simple

Match with
150+
Lenders
heart
Expert helpstarstar
200+ Provider
Loans from
£1000
to
£500K

zero hidden fees

underline

What are the benefits of Debt Financing?

Debt financing offers businesses the advantage of retaining ownership while benefiting from tax-deductible interest. Our solutions provide flexible options with borrowing amounts ranging from £1,000 to £500,000, quick decision times, and competitive interest rates from 4% to 15% APR. Access funds swiftly to enhance operations without sacrificing equity.

black tick in a green circle
Increases cash flow
black tick in a green circle
Tax advantages
black tick in a green circle
Maintains ownership

What are the different types of Debt Financing?

Term Loans

Term loans offer UK businesses between £5,000 and £500,000 with terms from 12 to 60 months. Eligibility requires a minimum of 1 year trading history and a good credit score.

Term Loans

For businesses like retailers needing inventory, term loans are ideal. Interest rates range from 5% to 15% APR, with decisions in 1-2 weeks. These loans support purchasing equipment, expanding operations, and more.

Invoice Financing

Unlock up to 90% of your invoice value quickly with invoice financing. Suitable for businesses with over £50,000 yearly turnover.

Invoice Financing

Manufacturers benefiting from invoice financing see improved cash flow, with funds available in 24-48 hours. Monthly fees range from 1% to 3%. Learn more about how this option can aid in financial healthy and operational fluidity on our invoice financing guide.

Business Credit Lines

A business credit line offers ongoing access to funds up to £250,000, perfect for established SMEs with positive cash flow.

Business Credit Lines

Tech startups may find business credit lines valuable to handle uneven cash flow. With rates averaging 4% to 12%, funds become accessible within weeks, optimising financial agility.

What is Debt Financing?

Application Processes

Our efficient application processes for debt financing require business details, financial statements, and often a business plan. Approvals can range from 24 hours to two weeks. This streamlined approach speeds up access to capital for your business needs.

Regulations and Compliance

Debt financing is regulated by the FCA, ensuring transparency and fair lending practices. Adherence to the Consumer Credit Act is required, establishing a trust bond between us and our clients.

Borrowing Capacity

Borrowing is influenced by creditworthiness, revenue, and operational length. Our services cater to varied needs with amounts from £1,000 to £500,000. Interest rates and terms are tailored based on market conditions and your financial history.

FAQ’S

How much can I borrow through debt financing?
How quickly can I get a decision for debt financing?
What are typical interest rates for debt financing?
What eligibility criteria must my business meet for debt financing?

DIVE DEEPER

Get Funding For your business

Generate offers
Cta image