FINANCE OPTIONS

^130k Short Term Loans - Get Instant Approval

Q: How much can I borrow with short term loans?

Short term loans can offer between £5,000 and £500,000, depending on your business turnover, credit history, and in the case of secured loans, available assets. This provides flexibility for SMEs needing rapid capital.

Q: How quickly can I get a decision for a short term loan?

Decision times for short term loans range from 1 to 7 business days, influenced by the completeness of your application and the lender’s processing capacity. Post-approval, funds can be available in 1 to 5 days.

Q: What are the rates for short term loans?

Interest rates for short term loans typically range from 3% to 12% APR. Rates are dependent on credit history, the loan amount, and the lender's risk assessment, ensuring competitive options for businesses.

Q: What are the eligibility requirements for short term loans?

Eligibility generally requires UK registration, a minimum turnover, and a good credit history, with specific criteria varying by lender. Unsecured loans may require only a credit check, while secured loans need asset evaluation.

A £130,000 short term loan provides UK SMEs with a flexible funding solution to address immediate financial needs such as managing payroll, purchasing inventory, and covering urgent operational expenses. As a trusted funding agent, we facilitate access to this capital, helping businesses maintain cash flow stability and seize timely growth opportunities without long-term debt commitments. This targeted financing supports companies in overcoming short-term challenges while positioning them for sustained success.

Secure up to £130,000 in Short Term Loans with Funding Agent.

Secure up to £500,000 in Secure up to £130,000 in Short Term Loans with Funding Agent. with Funding Agent.

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Loan disbursed within 24 hours
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What are the ^benefits of 130k Short Term Loans?

Offering rapid access to funds, short term loans are pivotal for businesses facing immediate financial pressures. The flexible repayment terms and quick decision times make them attractive to SMEs. Learn more about how these loans can alleviate financial stress on our financing options post.

Quick access to funds

Flexible repayment terms

Helps address emergencies

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 130k Short Term Loans?

Unsecured Short Term Business Loan

Unsecured loans offer amounts from £5,000 to £250,000 with terms of 3 to 24 months. To qualify, businesses must be UK registered with a turnover of at least £50,000. Fast decisions within 1 to 3 days. Explore options at unsecured business loans.

Unsecured Short Term Business Loan

These loans are ideal for managing cash flow or covering unexpected costs due to their quick approval and no collateral requirement. Example sectors include retail and tech startups. Learn more about sectors that flourish with unsecured loans here.

Secured Short Term Business Loan

Secured loans range from £10,000 to £500,000, available for 6 to 24 months. They require valuable assets as collateral. Processing can take up to 7 days. Sector examples and more on secured business loans.

Secured Short Term Business Loan

Ideal for larger investments like equipment purchasing, secured loans come with interest rates of 3% to 10% APR. Typically used by manufacturers and hospitality sectors. Visit our sector-specific finance options for information.

Invoice Financing

Invoice financing allows businesses to fund operations by borrowing against due invoices, often receiving up to 90% in advance. See more at invoice finance solutions.

Invoice Financing

Perfect for tech firms or consultancies with delayed client payments, this financing ensures smoother cash flows. Interest ranges from 1% to 3% per 30-day cycle, with quick availability. Delve into invoice finance here.

What is a 130k Short Term Loan?

Application Processes and Decision Times

Applying for a short term loan is streamlined, often done online with decisions in as little as 1 to 3 business days. Documents needed include financial statements and credit checks. For more details, check our application guide.

Regulatory and Compliance Requirements

In the UK, lenders must be FCA authorised, adhering to strict transparency and fair lending practices. This safeguards consumers under the Consumer Credit Act 1974. Explore more on compliance here.

Borrowing Capacity and Rates

Typical loan rates vary from 3% to 12% APR based on credit history and loan terms. Maximum borrowing can reach £500,000 contingent on business turnover and asset value. Learn about rate influences at rate guide.

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FAQ’S

How much can I borrow with short term loans?

How quickly can I get a decision for a short term loan?

What are the rates for short term loans?

What are the eligibility requirements for short term loans?

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^130k Short Term Loans - Get Instant Approval

What are the ^benefits of 130k Short Term Loans?

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 130k Short Term Loans?

Unsecured Short Term Business Loan

Unsecured Short Term Business Loan

Secured Short Term Business Loan

Secured Short Term Business Loan

Invoice Financing

Invoice Financing