FINANCE OPTIONS

^130k Working Capital Loans - Apply Now

Q: How much can I borrow with a 130k working capital loan?

These loans provide amounts from £2,000 up to £500,000, determined by factors like annual turnover and credit history. Companies should assess their needs and apply accordingly.

Q: How quickly can I get a decision and receive funds?

Initial decisions can be made in hours, with funds available as soon as the same day for invoice financing, or within 3 to 5 days for unsecured loans.

Q: What are the typical interest rates for these loans?

Interest rates vary between 3% to 20% APR, influenced by creditworthiness, loan amount, and lender type. Additional fees may apply, including arrangement and early repayment charges.

Q: What are the eligibility requirements for a working capital loan?

Eligibility typically requires a minimum turnover of £50,000, trading history of at least one year, and good credit standing. Requirements can vary by loan type.

A £130,000 working capital loan from Funding Agent provides UK SMEs with a vital financial boost to effectively manage essential operational expenses such as payroll, inventory procurement, and day-to-day cash flow needs. This loan amount is designed to help businesses maintain stability, seize growth opportunities, and overcome short-term financial challenges with confidence.

Secure up to £130,000 in Working Capital Loans with Funding Agent.

Secure up to £500,000 in Secure up to £130,000 in Working Capital Loans with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

What are the ^benefits of 130k Working Capital Loans?

130k working capital loans provide SMEs with essential liquidity to manage cash flow effectively and seize sudden opportunities without lengthy processes. With borrowing amounts up to £500,000 and rates ranging from 3% to 20% APR, businesses can be assured of fast decision times. Learn how your business can benefit from unsecured working capital loans.

Quick access to funds

Improves cash flow

Supports business growth

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 130k Working Capital Loans?

Unsecured Business Loans

Unsecured business loans do not require collateral, making them ideal for firms with a minimum turnover of £50,000 and at least one year of trading history. Explore unsecured business loans for fast access to funds.

Unsecured Business Loans

Unsecured business loans offer amounts from £5,000 to £250,000 with terms between 3 to 60 months. They suit retail businesses during high-demand seasons, providing quick funds access in 24 to 48 hours. Learn more about unsecured loan options for your sector-specific needs.

Invoice Financing

Invoice financing allows businesses to leverage their B2B invoices as collateral for funds. Companies with over £50,000 turnover can access up to 90% of invoice values. Find out more about invoice financing solutions.

Invoice Financing

This type helps maintain cash flow while awaiting client payments. Manufacturing sectors often use it to advance funds based on invoice values, ensuring continuous operational flow. For details on usage, check invoice financing options.

Business Line of Credit

A business line of credit offers businesses flexible, revolving credit without requiring assets as security, suitable for businesses earning £30,000 annually. Understand more about a business line of credit.

Business Line of Credit

Offering £2,000 to £250,000, business lines of credit provide short-term liquidity. Tech startups use them to stabilize cash flow between funding rounds. Explore details at business loan solutions.

What is a 130k Working Capital Loan?

Application Process & Regulations

Applying for a working capital loan involves an online application, financial documents submission, and credit checks. Approval is generally quick with thorough compliance checks. Explore loan application standards in the UK.

Regulatory Compliance

UK SMEs must comply with FCA regulations, ensuring lenders conduct creditworthiness assessments. Explore how compliance affects loan dynamics at asset-based lending insights.

Borrowing Capacities & Rates

Loan values range from £2,000 to £500,000, influenced by turnover, credit history, and invoice volumes. Rates range from 3% to 20% APR. Learn about competitive black interest rates for informed decisions.