FINANCE OPTIONS

^Business Line of Credit – Apply and Get Funding Today

Q: How much can I borrow with a business line of credit?

Typically, you can borrow between £5,000 to £1,000,000, depending on collateral value and business financial health.

Q: How quickly can I get a decision on my application?

Decisions can be swift, ranging from a few days to 1 week, with funds available shortly thereafter, subject to application completeness.

Q: What are the interest rates for a business line of credit?

Interest rates vary from 4% to 20% APR, influenced by your creditworthiness and market conditions.

Q: What are the eligibility requirements for a business line of credit?

Eligibility depends on factors like credit history, business revenue, and for secured lines, collateral value.

A business line of credit provides UK small and medium enterprises (SMEs) with flexible funding, similar to a credit card but with the practicality of only paying interest on the funds used. This financial product supports diverse needs such as managing cash flow, purchasing inventory, or seizing new business opportunities. Learn more about our business loan solutions that can support your growth effectively.

Business Line of Credit

Secure up to £500,000 in Business Line of Credit with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of Business Line of Credit?

The primary benefit of a business line of credit is its flexibility and cost-effectiveness since interest is applicable only on the drawn amounts. With offerings ranging from £5,000 to £1,000,000, and decision times from just a few days to a week, this product helps in maintaining healthy cash flow. Discover how our financing options meet your business's evolving needs.

Flexible funding access

Improves cash flow

Only pay for use

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What are the different types of Business Line of Credit?

Secured Business Line of Credit

A secured business line of credit requires collateral such as property or equipment and offers amounts from £10,000 to £1,000,000 over 12 to 36 months. Explore how our unsecured loans can support businesses without collateral.

Secured Business Line of Credit

The secured option allows UK businesses, like manufacturers, to leverage assets such as machinery, maintaining access to capital at interest rates between 4% and 12% APR. Decision times range from 1 to 3 weeks. Understand the advantages of collateral-backed financing with our capital solutions.

Unsecured Business Line of Credit

With no collateral requirement, an unsecured line offers amounts from £5,000 to £250,000 for 6 to 24 months, ideal for tech startups. Delve into our unsecured business loans and their advantages.

Unsecured Business Line of Credit

This type caters to those with solid credit histories, offering quick decision times of a few days to 2 weeks, and interest rates from 6% to 20% APR. Sectors such as hospitality benefit from this nimble fund access. Learn how flexible funding assists emergent businesses.

Revolving Business Line of Credit

Consistent cash flow and business tenure underpin eligibility for revolving credits, from £10,000 to £500,000. Discover revolving credit solutions expanding operational flexibility.

Revolving Business Line of Credit

This ongoing credit type supports long-term business health with variable interest rates from 5% to 15% APR. Decision times typically are 1 to 2 weeks. Retail sectors leverage this type extensively. See our comprehensive revolving credit options for continuous business growth.

What is a Business Line of Credit?

Application Processes for Business Credit

Application for a business line of credit usually requires financial documentation and credit evaluations. Our streamlined processes ensure you receive swift decisions, aligning with your business growth trajectory. Check out our application solutions.

Regulatory and Compliance Requirements

Adhering to FCA guidelines, lenders provide transparent and fair lending terms. Our expertise ensures compliance and security in your financing journey. Explore our regulated offerings for peace of mind.

Borrowing Capacity and Rates

A business's borrowing limit varies based on revenue and creditworthiness, with interest rates from 4% to 20% APR. Maximise your capacity with our business loan calculator to project needs accurately.