FINANCE OPTIONS

^Unsecured Business Loans for Small Businesses

Q: How much can I borrow with an unsecured business loan?

With unsecured business loans, you can borrow between £5,000 and £500,000, depending on your business's turnover and credit history, without the need for collateral. Our solutions ensure you get the optimal amount for your business needs.

Q: How quickly can I get a decision on my loan application?

Initial decisions for unsecured business loans can be made within 24 hours to a week, with funds available 1 to 3 days after approval. This quick turnaround supports your business’s immediate financial needs effectively.

Q: What are the interest rates for unsecured business loans?

Interest rates for unsecured business loans typically range from 3% to 20% APR, influenced by your creditworthiness, the loan amount, and market conditions. We provide competitive rates to benefit your small business.

Q: What eligibility requirements exist for unsecured loans?

Eligibility for unsecured business loans often requires a good credit score, specific turnover levels, and some years of trading history. We offer guidance to meet these criteria and simplify your application process.

An unsecured business loan offers small businesses the ability to obtain financing without the need for collateral, relying instead on the business’s creditworthiness. This option provides a flexible way to secure funds and can be used for a variety of purposes such as purchasing inventory or expanding operations. Explore how our expert solutions can support your business growth with no need to risk company assets. Learn more about our unsecured business loans.

Secure up to £500,000 in Unsecured Business Loans with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of Unsecured business loans for Small Businesses?

Unsecured business loans allow access to funds without committing any assets, featuring quicker approval processes compared to traditional loans. Businesses can benefit from borrowing amounts ranging from £5,000 to £500,000, with decision timescales as short as 24 hours to one week. Interest rates are competitive, generally from 3% to 20% APR, making it a viable option for many small businesses. Discover our cutting-edge approach to quick business finance solutions.

Quick access to funds

No collateral required

Flexible repayment terms

Explore Leading Types of Unsecured Business Loans with Funding Agent’s Innovation

Term Loans

Term Loans typically range from £5,000 to £250,000 with lending terms of 6 to 60 months. Eligible businesses should have at least one year of trading history and an annual turnover of £50,000. Let us assist you in securing a term loan suited to your needs.

Term Loans

Term Loans are ideal for projects such as purchasing inventory or expanding operations, available with interest rates from 3% to 15% APR. Decision times are usually fast, ranging from 1 to 3 days, enabling businesses to seize opportunities as they arise. Our platform assists retail businesses in increasing stock for seasonal sales, ensuring you receive funds when needed.

Revolving Credit Facilities

Revolving Credit Facilities offer amounts from £10,000 to £500,000, ideal for managing cash flow. Businesses need at least two years of trading with consistent cash flow to qualify. Explore our business loan options.

Revolving Credit Facilities

With flexible terms and a review every 12 months, interest rates on Revolving Credit Facilities vary from 4% to 20% APR, often variable. Decision time is typically up to a week, perfect for businesses like hospitality managing seasonal fluctuations. Our platform is tailored for e-commerce financing to cover short-term expenses efficiently.

Merchant Cash Advances

Merchant Cash Advances are great for businesses accepting card payments, ranging from £5,000 to £200,000. Businesses must have a monthly turnover of £2,500 to qualify. Learn how we support startup loans.

Merchant Cash Advances

Merchant Cash Advances involve repayment as a percentage of daily card sales, ensuring flexibility. Their fast approval within 24 hours makes them suitable for tech startups needing quick access to funds. With factor rates from 1.1 to 1.5, businesses can invest in inventory expansion or renovations seamlessly. Check out more through our asset finance solutions.

What is Unsecured Business Loans for Small Businesses?

Application Process

The application process for unsecured business loans involves completing an application form, submitting financial documents, and specifying the loan purpose. Decision times range from 24 hours to a week, making this an efficient funding option for many small businesses. Our expertise ensures a streamlined process from start to finish. Discover more about our debt financing options.

Regulatory Compliance

Unsecured business loans in the UK are regulated by the Financial Conduct Authority (FCA), ensuring fair lending practices. Our compliance with these regulations underscores our commitment to consumer protection and ethical lending. We specialise in guiding you through the regulatory landscape with confidence. Discover how we ensure compliance in export finance.

Borrowing Capacity and Rates

Your borrowing capacity for unsecured business loans ranges from £5,000 to £500,000, influenced by factors like business turnover and credit history. Interest rates vary between 3% and 20% APR, with different elements affecting rates like market conditions. We offer competitive options tailored to your needs. Learn more about how unsecured business loans can fuel growth.