FINANCE OPTIONS

^140k Working Capital Loans - Get Funding Now

Q: How much can I borrow with a working capital loan?

You can borrow between £5,000 and £1,000,000 depending on whether the loan is unsecured or secured. Factors include business turnover and available collateral.

Q: How quickly can I receive a decision on my loan?

Initial decisions for unsecured loans occur within 2 to 5 business days, and for secured loans within 1 to 2 weeks, contingent on the completed application and asset verification.

Q: What factors affect the interest rates for these loans?

Interest rates, typically ranging from 3% to 12% APR, are influenced by credit score, loan terms, asset collateral, and current economic conditions.

Q: What eligibility criteria must I meet to apply for a loan?

Eligibility includes a minimum business history of 2 years, turnover of at least £50,000 per year, and depending on the loan type, either credit check results or asset collateral agreements.

A £140,000 working capital loan from Funding Agent provides UK SMEs with essential liquidity to manage critical operational expenses such as payroll, inventory procurement, and supplier payments. This tailored financing solution helps businesses maintain cash flow stability during periods of growth or temporary shortfalls, ensuring continuity and operational efficiency. SMEs seeking flexible funding to support day-to-day activities can leverage this loan to strengthen their financial position and drive business success.

Secure up to £140,000 in Working Capital Loans with Funding Agent.

Secure up to £500,000 in Secure up to £140,000 in Working Capital Loans with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of 140k Working Capital Loans?

Working capital loans enable SMEs to manage their cash flow without the long-term financial commitment typical of other loans. They offer competitive rates and flexible terms, such as quick decision times from 2 to 5 days for unsecured loans. Access up to £1,000,000 with optimal collateral conditions. Unsecured Working Capital Loan options ensure minimal entry requirements.

Improves cash flow

Quick access to funds

Flexible repayment options

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 140k Working Capital Loans?

Unsecured Working Capital Loans

Unsecured loans offer amounts from £5,000 to £250,000. They require a business history of 2 years and at least £50,000 turnover per annum. Learn more about unsecured options.

Unsecured Working Capital Loans

These loans come with interest rates from 4% to 12% APR and decision times of 2 to 5 days, ideal for needs like inventory restocking or covering advertising costs. Retail chains and hospitality sectors often utilise these to bridge gaps during off-peak times. Further details on industries served.

Secured Working Capital Loans

Secured loans range from £50,000 to £1,000,000, requiring business assets as collateral. Suitable for businesses with tangible assets. Explore collateral options.

Secured Working Capital Loans

Offering lower interest rates from 3% to 8% due to reduced lender risk, these loans have longer terms up to 84 months. They are perfect for large purchases or debt restructuring. Commonly used by manufacturing and transport sectors for expansion. Discover how IT companies benefit.

Revolving Credit Facility

Revolving credit offers sums from £10,000 to £500,000 and requires stable financial records. Ideal for managing recurring cash flow gaps. View revolving credit options.

Revolving Credit Facility

This facility charges interest only on withdrawn amounts, with rates 3% to 10% above base. It suits businesses managing seasonal variances or unexpected costs. A popular choice for retailers during peak seasons. See how small businesses use it.

What is a 140k Working Capital Loan?

Application Process for Working Capital Loans

Applying for a working capital loan involves submitting financial documents and credit checks. Typically, unsecured loans grant decisions within days. Find out about the application steps.

Regulatory Compliance and Standards

The Financial Conduct Authority mandates clear terms to protect borrowers. Lenders must comply with anti-money laundering laws. Understand compliance requirements.

Determining Borrowing Capacity and Rates

Borrowing levels depend on factors like turnover and collateral. Rates range from 3% to 12% APR, influenced by credit scores and loan type. Explore borrowing factors.