FINANCE OPTIONS

^150k Asset Refinance – Get a Quote Today

Q: How much can I borrow through asset refinance?

Through asset refinance, borrowing amounts typically range from £5,000 to £1,000,000. The exact amount available depends primarily on the appraised value of your assets, your company’s credit profile, and any outstanding liabilities.

Q: How long does the asset refinance process take?

Initial decisions generally take between 1 to 2 weeks after asset valuation. Full access to funds can be completed within four weeks, depending on asset complexity and the readiness of your business documentation.

Q: What are the typical interest rates and fees?

Asset refinance rates typically range from 5% to 18% APR. Additional costs may include arrangement fees, asset valuation fees, and legal fees, which should be considered when comparing lender offers.

Q: What assets are suitable for refinancing?

Commonly refinanced assets include machinery and equipment (less than 10 years old), commercial vehicles (under 5 years old), and IT or telecoms equipment. Lender criteria vary, so asset age and condition are important factors.

150k Asset Refinance enables UK businesses to release equity tied up in their assets such as machinery, vehicles, or technology without having to sell them. This finance product uses your assets as security to unlock value and boost your working capital or fund growth initiatives. Common reasons to use asset refinance include improving cash flow, supporting expansion, or financing new projects, all while retaining the continued use of key business assets.

Asset Refinance

Secure up to £1,000,000 in Asset Refinance with Funding Agent.

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^Benefits of 150k Asset Refinance

Asset refinance offers strategic financial solutions tailored to your owned assets. With this funding, businesses benefit from swift access to capital, ongoing asset use, and the ability to unlock more funding than many unsecured loans allow. Typical interest rates range from 5% to 18% APR, and initial decisions can be reached in just one to two weeks.

Improved cash flow

Lower interest rates

Flexible repayment options

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Refinance Available

Machinery and Equipment Refinance

This option releases funds from owned machinery or equipment. Suitable for items less than 10 years old, it supports manufacturing, construction, and agriculture businesses needing liquidity.

Machinery and Equipment Refinance

Machinery and Equipment Refinance allows UK companies to unlock between £10,000 and £1,000,000 tied up in their equipment. Loans run for 6 to 60 months with APRs from 6% to 15%. After asset valuation and approval, funds are made available, benefiting businesses in sectors with substantial equipment value who need an injection of cash.

Vehicle Refinance

Designed for companies with commercial vehicles or fleets under 5 years old. It is ideal for sectors with high vehicle use, such as logistics and transport.

Vehicle Refinance

Vehicle Refinance enables businesses to access £5,000 to £500,000 from existing vehicles over 6 to 48 months. Interest rates range from 5% to 12% APR. The process involves vehicle appraisal and finance assessment, then funds are transferred for expansion or working capital, suiting businesses with ongoing vehicle turnover.

Technology Asset Refinance

Great for companies owning IT or telecoms equipment, this type improves cash flow for tech-focused sectors by refinancing technology assets.

Technology Asset Refinance

Technology Asset Refinance unlocks £20,000 to £200,000 over 12 to 36 months at 8% to 18% APR, following an equipment valuation and financial check. Especially beneficial for IT, telecoms, and media businesses, it helps maintain up-to-date systems while releasing tied-up funds.

Typical Funding Journeys on Funding Agent

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Your request is matched to suitable lenders

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Contact Us

Start by telling us about your assets using our online application form and your financing requirements. Our team will guide you through your initial options promptly.

Asset Evaluation

We match you with lenders who efficiently appraise your assets and determine your borrowing potential based on their value and your business profile.

Receive Funding

Once agreements are signed, receive your funds directly—helping you improve working capital or finance growth without losing asset use.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

How much can I borrow through asset refinance?

How long does the asset refinance process take?

What are the typical interest rates and fees?

What assets are suitable for refinancing?

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June 24, 2025

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^150k Asset Refinance – Get a Quote Today

^Benefits of 150k Asset Refinance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Refinance Available

Machinery and Equipment Refinance

Machinery and Equipment Refinance

Vehicle Refinance

Vehicle Refinance

Technology Asset Refinance

Technology Asset Refinance

Typical Funding Journeys on Funding Agent

Get Asset Refinance with Funding Agent

Contact Us

Asset Evaluation

Receive Funding

Get Funding For your business

Real Scenarios

Construction Company Needing Fast Working Capital

Ecommerce Business Preparing for Peak Season

Marketing Agency Using Invoice Finance

Property Developer Using Bridging Finance

Get A Clear Overview of Cost Effective Lenders

FAQ’S

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What Is Asset Finance?

How Asset Finance Can Boost Cash Flow for Your Business

Top Asset Finance Lenders in the UK

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