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150k Unsecured Business Loans - Apply Now

Looking for £150,000 in unsecured business loans? This amount is a popular choice for UK businesses that want meaningful funding without using property or assets as security. Many companies use £150,000 unsecured business loans to improve cash flow, invest in growth, hire staff, or cover larger expenses. Lenders usually assess turnover, trading history, and credit profile rather than collateral, which keeps the process simple and efficient. If your business is performing well, this level of unsecured finance can offer quick access to flexible funding.

Secure up to £150,000 in Unsecured Business Loans with Funding Agent.

Secure up to £1,000,000 in Secure up to £150,000 in Unsecured Business Loans with Funding Agent. with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 150k Unsecured Business Loans?

The key benefits of unsecured business loans include fast access to funds, no collateral requirement, and flexible repayment terms, making them ideal for managing routine or unexpected expenses. Most applications are approved within 24 to 72 hours depending on completeness and lender policies.

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Quick access to funds
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No collateral required
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Flexible repayment terms

SCALE YOUR BUSINESS TO NEW HEIGHTS

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What are the different types of 150k Unsecured Business Loans?

Unsecured Term Loans

Unsecured term loans are accessible for businesses with at least one year of operation and a turnover of £100,000. Loan amounts range from £5,000 to £150,000, with terms of 6 to 60 months and interest rates between 6% to 26% APR.

Unsecured Term Loans

Unsecured term loans are designed to provide a fixed sum repaid over a specified period. Decision times are quick, often within 24 to 72 hours. Retailers can use this for inventory, while manufacturers can purchase equipment.

Merchant Cash Advances

Merchant Cash Advances are suitable for businesses accepting card payments, with at least six months of trading history. Typical amounts range from £5,000 to £150,000.

Merchant Cash Advances

These advances are repaid through future card sales over 3 to 18 months. Useful for hospitality businesses handling seasonal variations, they provide quick funds often within 48 hours.

Revolving Credit Facilities

Revolving credit facilities are perfect for businesses with steady cash flows, allowing repeated borrowing up to £150,000 as needed.

Revolving Credit Facilities

A revolving credit facility offers flexibility for managing cash flow fluctuations. Available for drawdown anytime, it's ideal for tech startups awaiting client payments, approved in 2 to 5 days.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

What is a 150k Unsecured Business Loan?

Application and Approval Process

Applying for an unsecured business loan involves an online application with financial statements and credit checks. Approvals can occur within 24 to 72 hours based on the lender.

Borrowing Capacity and Rates

Loans must be authorized by the Financial Conduct Authority (FCA), ensuring compliance and responsible lending practices, safeguarding borrower interests.

Borrowing Capacity and Rates

The amount you can borrow is affected by turnover and credit history. Terms are flexible, with rates from 6% to 26% APR, influenced by financial health and loan period.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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FAQ’S

How much can I borrow with an unsecured business loan?
How quickly can I get a decision on my loan application?
What are the interest rates for unsecured business loans?
What are the requirements to apply for an unsecured business loan?

DIVE DEEPER

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