FINANCE OPTIONS

^160k Business Line of Credit - Apply Now

Q: How much can I borrow with a Business Line of Credit?

Businesses can borrow between £5,000 and £1,000,000, depending on their creditworthiness, annual turnover, and available collateral.

Q: What are the decision times for a Business Line of Credit application?

An initial decision can be obtained within 1 to 14 days, with funds typically available 1 to 7 days after approval.

Q: What interest rates are applicable for a Business Line of Credit?

Interest rates generally range from 4% to 20% APR, depending on credit score, type of credit, and economic conditions.

Q: What are the eligibility requirements for a Business Line of Credit?

Eligibility often requires a good credit score, a minimum annual revenue of £100,000, and at least 12 months of operational history.

A £160,000 business line of credit provides UK SMEs with flexible, on-demand funding to manage critical cash flow needs such as payroll, inventory procurement, and day-to-day operational expenses. As a strategic financial tool offered by Funding Agent, this credit facility supports businesses in maintaining liquidity and responding swiftly to market opportunities without the constraints of long-term borrowing.

Secure up to £160,000 in Business Line of Credit with Funding Agent.

Secure up to £500,000 in Secure up to £160,000 in Business Line of Credit with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of 160k Business Line of Credit?

One of the primary benefits of a Business Line of Credit is the improved cash flow management it enables. With competitive interest rates between 4% to 20% APR, businesses only pay interest on the funds drawn, which can be obtained within a matter of days. Learn about our Revolving Credit Loans to see how we can support your financial needs.

Flexible financing options

Improves cash flow

Quick access to funds

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 160k Business Line of Credit?

Revolving Line of Credit

Revolving Lines of Credit are available for UK-registered businesses with a minimum of 12 months trading history and annual revenue over £100,000. Typical amounts range from £10,000 to £500,000 with terms up to 36 months. Dive into our available Revolving Credit Loans for more details.

Revolving Line of Credit

This type involves a quick decision time of 2 to 7 business days, suitable for sectors like retail and hospitality. It offers manageable interest rates from 6% to 12% APR, and is ideal for managing cash flow gaps and stocking inventory. Explore the intricacies of Revolving Credit Loans today.

Secured Line of Credit

Secured Lines of Credit require collateral and are suitable for substantial funding needs like business expansion. Typical amounts range from £50,000 to £1,000,000 with terms from 12 to 60 months. Delve into our Credit Facility offerings for comprehensive funding solutions.

Secured Line of Credit

With interest rates of 4% to 10% APR, secured credits are processed within 1 to 3 weeks, fitting sectors such as manufacturing and tech. Capital expenses and infrastructure investments are common uses. Discover our extensive loan calculator for more insights.

Unsecured Line of Credit

Unsecured Lines of Credit are ideal for SMEs looking to avoid collateral requirements. Available from £5,000 to £250,000, they cater to firms with a solid credit profile and at least two years of trading history. Learn more about Unsecured Business Loans on our platform.

Unsecured Line of Credit

With decision times ranging from 1 to 5 business days, these loans suit tech startups and service industries needing rapid access to funds. Interest rates span 8% to 20% APR. Businesses commonly use these for marketing campaigns and operating costs, as covered in our Working Capital Loan options.

What is a 160k Business Line of Credit?

Application Processes and Decision Times

The application for a Business Line of Credit involves recent financial statements and proof of trading history, typically leading to an initial decision within 1 to 14 days. Our efficient business financing solutions streamline this process for expedient approvals and fund availability.

Regulatory and Compliance Requirements

Lending practices in the UK are regulated by the FCA, ensuring transparent terms for borrowers. Businesses should comply with these regulations, which we prioritize in our services. Explore our guide on financial compliance to understand more.

Borrowing Capacity and Rate Determinants

The amount you can borrow under a Business Line of Credit can range from £5,000 to £1,000,000, influenced by creditworthiness and sector risk. Our tailored approach accounts for these factors to offer competitive terms. Visit our Working Capital Loans page for insights.