FINANCE OPTIONS

^160k Working Capital Loans - Apply Now

Q: How much can I borrow with a working capital loan?

You can borrow amounts typically ranging from £5,000 to up to £500,000, depending on your business's revenue, creditworthiness, and sector risk. We offer tailored solutions to meet your financial needs.

Q: How quickly can I get a decision on a working capital loan application?

Initial decisions can range from 1 day to 2 weeks, largely influenced by your lender relationship and application completeness. Our streamlined process ensures fast evaluations.

Q: What are the typical rates for working capital loans?

Rates typically range from 5% to 30% APR, dependent on the product and your risk profile. We work with a variety of lenders to offer competitive rates suited to your business context.

Q: What eligibility requirements must be met for a working capital loan?

Eligibility involves having stable business operations, sufficient revenue to support payments, and often requires financial documents such as statements and revenue proofs. Securing your loan is our priority, so we guide you through every step.

A £160,000 working capital loan offers UK SMEs a tailored financial solution to efficiently cover essential operational costs such as payroll, inventory procurement, and day-to-day expenses. Funding Agent provides access to this level of capital, empowering businesses to maintain liquidity, manage cash flow fluctuations, and capitalise on growth opportunities with confidence.

Secure up to £500,000 in with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

What are the ^benefits of 160k Working Capital Loans?

The primary advantage of working capital loans lies in their ability to improve cash flow without diluting ownership. Businesses can access amounts ranging from £5,000 to £500,000 usually within 3 to 10 business days post-approval, depending on the lender relationship and documentation completeness. Discover flexible finance solutions with different lending terms available on our site.

Quick access to funds

Supports business growth

Flexible repayment options

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 160k Working Capital Loans?

Overdraft Facility

An overdraft facility allows businesses to manage short-term cash flow needs with flexible limits. Typically offered between £10,000 and £250,000, these are ideal for sudden financial needs. Learn more about options like the credit facility offering rapid financial access.

Overdraft Facility

This facility demands a good credit history and proof of consistent revenue, becoming payable on demand, usually if revenues align positively. Ideal for covering unexpected expenses, this type of loan commonly favors retailers needing inventory and hospitality businesses managing payroll during off-peaks. Explore our business loan selections tailored for your sector.

Invoice Financing

With invoice financing, businesses can convert unpaid invoices into cash without waiting for customer payments, aligning with invoice terms. Usually, invoices can provide 80% to 90% of their value as instant liquidity. Consider our invoice factoring services for detailed assistance.

Invoice Financing

Invoice financing offers flexibility across manufacturing sectors where predictable invoicing cycles encounter prolonged payment terms from clients. Decision times typically range up to one week, allowing firms to access consistent cash flow rapidly. Apply now to benefit from our advanced invoice finance options today.

Business Line of Credit

A business line of credit provides a revolving credit limit, available for £5,000 to £500,000, excellent for maintaining operations during cash flow gaps. It offers terms up to 24 months, backed by sufficient cash flow and collateral as needed. Check out asset-based lending options here.

Business Line of Credit

For tech startups needing rapid development or system upgrades, this credit line accommodates varying risk profiles with interest rates spanning 7% to 25% APR. Quick decisions are facilitated, giving flexibility to adapt as your business grows. Our unsecured loan offerings offer similar fast-tracking features.

What is a 160k Working Capital Loan?

Application Process and Quick Decisions

Applying for a working capital loan involves presenting financial statements, revenue proofs, and possibly personal guarantees. Decisions vary from a day to two weeks based on lender relations. Discover more about our smooth processes at funding application portals.

Compliance and Regulations

All business loans follow FCA regulations and anti-money laundering protocols, ensuring transparent fees and interest terms are communicated upfront. Our expertise in these regulations help clients navigate compliance effortlessly. Explore comprehensive regulations in our detailed guides.

Borrowing Capacity and Rate Factors

Loan amounts depend on business revenue, credit scores, and existing debts. Rates range from 5% to 30% APR, determined by borrower risk. Explore competitive lending solutions that align with your financial needs.