FINANCE OPTIONS

^170k Secured Business Loans - Apply Now

Q: How much can I borrow with a secured business loan?

You can borrow between £10,000 and £5,000,000, depending on factors like collateral value and business financials. Securing your loan with valuable assets can increase your borrowing capacity.

Q: How quickly can I get a decision on a secured loan?

The typical decision timeframe for secured business loans is between 1 to 3 weeks. Once approved, funds are usually available 1 to 2 weeks post-decision, contingent on documentation completeness.

Q: What are the interest rates for secured business loans?

Interest rates for secured business loans generally range from 3% to 15% APR, influenced by the value of the collateral and your credit score. Specific terms can vary based on loan duration and economic conditions.

Q: What are the eligibility requirements for secured business loans?

Eligibility often requires significant collateral like property or high-value machinery, a trading history of at least two years, and a satisfactory credit record. Detailed financial statements are typically needed in the application.

A £170,000 secured business loan provides UK SMEs with substantial capital to support critical operational needs such as payroll management, inventory acquisition, and day-to-day business expenses. As a reliable funding agent, we facilitate access to this tailored finance option, enabling businesses to stabilise cash flow and strengthen their market position with confidence.

Secure up to £170,000 in Secured Business Loans with Funding Agent.

Secure up to £1,000,000 in Secure up to £170,000 in Secured Business Loans with Funding Agent. with Funding Agent.

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Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of 170k Secured Business Loans?

Secured business loans offer competitive interest rates, typically ranging from 3% to 15% APR, making them an attractive choice. Borrowers can access funds from £10,000 to £5,000,000 with relatively flexible repayment terms. For sectors like retail and manufacturing, these loans are invaluable for growth, and firms like ours facilitate access to such funding options efficiently.

Access to larger funds

Lower interest rates

Secured borrowing option

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 170k Secured Business Loans?

Property-Backed Business Loans

These loans require collateral like commercial property and are available from £50,000 to £5,000,000. Learn more about property-backed options.

Property-Backed Business Loans

Property-backed business loans cater to businesses trading for at least two years and offer interest rates from 3% to 10% APR. They are ideal for expansion projects. Explore asset finance to enhance business operations.

Invoice Secured Loans

Ideal for businesses with annual turnover exceeding £100,000. Suitable amounts range from £10,000 to £500,000. Find out about invoice financing.

Invoice Secured Loans

Invoice secured loans provide quick decision times, from 2 to 7 days, and are suited for managing cash flow while awaiting invoice payments. Use in tech and consultancy firms is common. Selective invoice financing could be an option.

Asset Finance

Use high-value assets like machinery for loans between £25,000 and £1,000,000. Asset finance for small businesses is available.

Asset Finance

Primarily used in manufacturing, asset finance offers lending terms from 6 to 84 months with rates between 4% and 12% APR. This enables the acquisition of new technology or machinery. Apply for asset finance to upgrade your infrastructure.

Typical Funding Journeys on Funding Agent

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Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

What is a 170k secured business loan?

Application Processes for Secured Loans

The application process involves online applications or via banks, requiring financial documentation and credit assessments. Decision times generally span 1 to 3 weeks. For a smooth process, consult our business loan calculator.

Borrowing Capacity and Interest Rates

Compliance with the FCA regulations ensures transparent terms and fair treatment. Our expertise in regulatory adherence ensures your loan agreements meet all necessary standards. Understand our compliance standards in depth.

Borrowing Capacity and Interest Rates

Secured loans offer a borrowing capacity of £10,000 to £5,000,000. Interest rates are impacted by collateral value and credit history. Competitive rates are available to creditworthy businesses. Use our resources for optimal lending strategies.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

How much can I borrow with a secured business loan?

How quickly can I get a decision on a secured loan?

What are the interest rates for secured business loans?

What are the eligibility requirements for secured business loans?

DIVE DEEPER

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June 24, 2025

What Is Asset Finance?

Learn what asset finance lending is, how it works, key benefits, stats on SME usage, and whether it's right for your UK business.

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^170k Secured Business Loans - Apply Now

What are the ^benefits of 170k Secured Business Loans?

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 170k Secured Business Loans?

Property-Backed Business Loans

Property-Backed Business Loans

Invoice Secured Loans

Invoice Secured Loans

Asset Finance

Asset Finance

Typical Funding Journeys on Funding Agent