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170k Unsecured Business Loans – Apply Now

An unsecured business loan provides SMEs with access to capital without the need for collateral, with facilities often available up to £170,000. These loans rely on the business’s creditworthiness and financial performance. Ideal for SMEs needing significant capital, they can help fund expansion, hiring, stock purchases, or operational improvements. Key benefits include risk-free borrowing (no assets pledged) and a quick application process.

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Secure up to £170,000 in Unsecured Business Loans with Funding Agent.

Secure up to £1,000,000 in Secure up to £170,000 in Unsecured Business Loans with Funding Agent. with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 170k Unsecured Business Loans?

The main advantage of unsecured business loans is access to financing without risking business assets. The application process is quick, often providing a decision within 1 to 3 business days. Amounts range typically from £5,000 to £500,000 Unsecured Business Loan Calculator. With APRs starting at 6%, they are a cost-effective solution for immediate needs.

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Quick access to funds
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Flexible repayment terms
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No collateral required

SCALE YOUR BUSINESS TO NEW HEIGHTS

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What are the different types of 170k Unsecured Business Loans?

Standard Unsecured Business Loan

Offers amounts from £5,000 to £250,000, with terms spanning 12 to 60 months. Eligibility requires UK registration and a minimum turnover of £50,000. Suitable for working capital or marketing Unsecured Business Loans for Small Businesses.

Standard Unsecured Business Loan

This loan type typically has interest rates from 6% to 25% APR. Decisions are made within 72 hours with funds following soon after. It's perfect for retail businesses expanding their online presence. best unsecured business loans for UK SMEs.

Revolving Credit Facility

Amounts range from £10,000 to £500,000, with ongoing terms. Regular cash flow and stable financial health are prerequisites. Useful for managing cash flow fluctuations Working Capital Loans.

Revolving Credit Facility

Interest rates start at 4% APR. Approval can take up to two weeks. Ideal for manufacturing businesses dealing with fluctuating supply chain costs. Unsecured Working Capital Loan.

Merchant Cash Advance

Offers £5,000 to £300,000, terms depend on sales volume. Requires card payment acceptance and regular monthly sales history. Great for inventory or marketing expansion Cash Advance.

Merchant Cash Advance

Approval is typically within 2 to 3 days, with flat fee interest models equivalent to 20%-60% APR. Suitable for restaurants needing equipment funds. MCA Loans.

Typical Funding Journeys on Funding Agent

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What is a 170k Unsecured Business Loan?

Application Process Overview

Applications are generally online, requiring financial statements. Decisions take 1 to 3 business days, with funding following shortly. Our streamlined processes ensure quick access to funds Loan Application Process.

Borrowing Capacity and Rate Information

Lenders must be FCA authorized. Compliance with British Business Bank standards is crucial. Our expertise ensures all requirements are met UK Startup Loans.

Borrowing Capacity and Rate Information

Typical borrowing ranges from £5,000 to £500,000. Rates range from 6% to 60% APR depending on credit scores and market conditions. We offer competitive rates Tools.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

How much can I borrow with an unsecured business loan?
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DIVE DEEPER

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Compare the top 13 short-term business loan providers in the UK for 2025. See interest rates, loan terms, funding speeds, eligibility criteria, and reviews to find the best fit for your business.

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