FINANCE OPTIONS

^180k Business Line of Credit - Apply Now

Q: How much can I borrow with a Business Line of Credit?

You can borrow between £5,000 and £500,000 contingent on factors such as your business's credit score, revenue, and, in secured cases, asset value.

Q: How quickly can I get a decision on my Business Line of Credit application?

Decision timelines vary from 24 hours for unsecured lines to up to 2 weeks for secured lines, depending on the documentation and evaluations needed.

Q: What interest rates apply to Business Lines of Credit?

Interest rates can range from 4% to 18% APR depending on the type of line and your business's risk profile, with potential additional fees from some lenders.

Q: What are the eligibility requirements for a Business Line of Credit?

Eligibility requires a minimum trading history (1 year for unsecured, 2 for secured), a satisfactory credit score, consistent revenue, and in some cases, collateral documentation.

A £180,000 business line of credit offers UK SMEs flexible funding to effectively manage essential operational expenses such as payroll, inventory restocking, and short-term cash flow fluctuations. Provided by trusted funding agents, this credit facility empowers businesses to maintain financial stability while capitalising on growth opportunities without the constraints of traditional loans.

Secure up to £180,000 in Business Line of Credit with Funding Agent.

Secure up to £500,000 in Secure up to £180,000 in Business Line of Credit with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of 180k Business Line of Credit?

The primary advantage of a Business Line of Credit is its flexibility, with decision times typically ranging from 24 hours to 2 weeks. Borrow up to £500,000, with APRs from 4% to 18%. For tailored options, explore our unsecured business loans.

Flexible access to funds

Improved cash flow management

Supports business growth

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 180k Business Line of Credit?

Secured Business Line of Credit

Secured options range from £10,000 to £500,000, often over 6 to 36 months. Eligibility requires 2 years of operation and assets as collateral. Learn more about invoice financing.

Secured Business Line of Credit

With rates from 4% - 10% APR, secured lines need property or equipment as collateral. Timeframes are 1-2 weeks for approval. Sectors like retail benefit greatly by managing inventory purchases efficiently. Find more about secured business loans.

Unsecured Business Line of Credit

Amounts range from £5,000 to £150,000, over 6 to 24 months. Requires a minimum 1-year trading history. For options, see unsecured working capital loans.

Unsecured Business Line of Credit

Interest rates vary from 6% to 18% APR with fast decision times of 3-5 days. Ideal for tech startups covering unexpected expenses. Visit our page on unsecured business loans for more.

Invoice Financing Line of Credit

Best for businesses with large invoice volumes, providing up to 90% of invoice values. Terms align with invoice periods. Examples at legal firms financing.

Invoice Financing Line of Credit

This type is key for sectors like manufacturing needing quick cash flow solutions. Decision times within 24-48 hours. Understand more about the process on our invoice financing page.

What is a 180k Business Line of Credit?

Application Process Simplified

The application involves financial assessments and can range from document-intensive for secured options to faster credit checks for unsecured ones. Learn about our streamlined processes by visiting working capital loans.

Regulatory Compliance Overview

Compliant with FCA regulations, all lenders must provide transparent terms. Explore regulatory adherence specifics within our accountancy solutions.

Maximising Borrowing Capacity

Factors like credit score and revenue dictate how much you can borrow. For borrowing strategies, our corporate loan options offer insights.

Get Funding For your business

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FAQ’S

How much can I borrow with a Business Line of Credit?

How quickly can I get a decision on my Business Line of Credit application?

What interest rates apply to Business Lines of Credit?

What are the eligibility requirements for a Business Line of Credit?

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July 31, 2025

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^180k Business Line of Credit - Apply Now

What are the ^benefits of 180k Business Line of Credit?

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 180k Business Line of Credit?

Secured Business Line of Credit

Secured Business Line of Credit

Unsecured Business Line of Credit

Unsecured Business Line of Credit

Invoice Financing Line of Credit

Invoice Financing Line of Credit